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Reserves For Losses (Tables) | 12 Months Ended
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Dec. 31, 2013
Reserves For Losses Tables [Abstract] |
Changes in the Card Member receivable reserve for losses | The following table presents changes in the Card Member receivables reserve for losses for the years ended December 31:
(Millions) |  |  | 2013 |  |  | 2012 |  |  | 2011
Balance, January 1 |  | $ | 428 |  | $ | 438 |  | $ | 386
Additions: |  |  |  |  |  |  |  |  |
| Provisions(a) |  |  | 647 |  |  | 601 |  |  | 603
| Other(b) |  |  | 142 |  |  | 141 |  |  | 167
|  | Total provision |  |  | 789 |  |  | 742 |  |  | 770
Deductions: |  |  |  |  |  |  |  |  |
| Net write-offs(c) |  |  | (669) |  |  | (640) |  |  | (560)
| Other(d) |  |  | (162) |  |  | (112) |  |  | (158)
Balance, December 31 |  | $ | 386 |  | $ | 428 |  | $ | 438
P rovisions for principal (resulting from authorized transactions) and fee reserve components. P rovisions for unauthorized transact ions. C onsist s of principal (resulting from authorized transactions) and fee components, less recoveries of $402 million, $383 million and $349 million, includin g net write-offs from TDRs of $12 million, $87 million and $82 million, for the years ended 2013, 2012 and 2011, respectively. Includes net write-offs resulting from unauthorized transactions of $(160) million, $(141) million and $(161) million for the years ended December 31, 2013, 2012 and 2011, respectively; foreign currency translation adjustments of $(4) million, $2 million and $(2) million for the years ended December 31, 2013, 2012 and 2011, respectively; a reclassification of Card Member bankruptcy reserves of $18 million from oth er liabilities to credit reserves in 2012 and other items of $2 million, $9 million and $5 million for the years ended December 31, 2013, 2012 and 2011, respectively.
Card Member receivables and related reserves evaluated separately and collectively for impairment | The fo llowing table presents Card Member receivables evaluated individually and collectively for impairment and related reserves as of December 31:
(Millions) |  | 2013 |  | 2012 |  | 2011
Card Member receivables evaluated |  |  |  |  |  |  |  |  |
| individually for impairment(a) |  | $ | 50 |  | $ | 117 |  | $ | 174
Related reserves(a) |  | $ | 38 |  | $ | 91 |  | $ | 118
Card Member receivables evaluated |  |  |  |  |  |  |  |  |
| collectively for impairment |  | $ | 44,113 |  | $ | 42,649 |  | $ | 40,716
Related reserves |  | $ | 348 |  | $ | 337 |  | $ | 320
Represents receivables modified in a TDR and related reserves. Refer to the Impaired Card Member Loans and Receivables discussion in Note 4 for further information.
Changes in the Card Member loans reserve for losses | The following table presents changes in the Card Member loans reserve for losses for the years ended December 31:
(Millions) |  |  | 2013 |  |  | 2012 |  |  | 2011
Balance, January 1 |  | $ | 1,471 |  | $ | 1,874 |  | $ | 3,646
Additions: |  |  |  |  |  |  |  |  |
| Provisions(a) |  |  | 1,114 |  |  | 1,031 |  |  | 145
| Other(b) |  |  | 115 |  |  | 118 |  |  | 108
|  | Total provision |  |  | 1,229 |  |  | 1,149 |  |  | 253
Deductions: |  |  |  |  |  |  |  |  |
| Net write-offs |  |  |  |  |  |  |  |  |
|  | Principal(c) |  |  | (1,141) |  |  | (1,280) |  |  | (1,720)
|  | Interest and fees(c) |  |  | (150) |  |  | (157) |  |  | (201)
| Other(d) |  |  | (148) |  |  | (115) |  |  | (104)
Balance, December 31 |  | $ | 1,261 |  | $ | 1,471 |  | $ | 1,874
P rovisions for principal (resulting from authorized transactions), interest and fee reserves components. P rovisions for unauthorized transactions. Consists of principal write-offs (resulting from authorized transactions), less recoveries of $452 million, $493 million and $578 million, includin g net write-offs from TDRs of $(1) million, $25 million and $29 million, for the years ended December 31, 2013, 2012 and 2011, respectively. Recoveries of interest and fees were de minimis. I ncludes net write-offs resulting from unauthorized transactions of $(130) million, $(116) million and $(103) million for the years ended December 31, 2013, 2012 and 2011, respectively; foreign currency translation adjustments of $(12) million, $7 million and $(2) million for the years ended December 31, 2013, 2012 and 2011, respectively; a reclassification of Card Member bankruptcy reserves of $4 million from other liabilities to credit reserves in 2012 and other items of $(6) million, $(10) million and $1 million, for the years ended December 31, 2013, 2012 and 2011, respectively.
Card Member loans and related reserves evaluated separately and collectively for impairment | The following table presents Card Member loans evaluated individual ly and collectively for impairment and related reserves as of December 31:
(Millions) |  | 2013 |  | 2012 |  | 2011
Card Member loans evaluated |  |  |  |  |  |  |  |  |
| individually for impairment(a) |  | $ | 378 |  | $ | 633 |  | $ | 744
Related reserves(a) |  | $ | 84 |  | $ | 153 |  | $ | 176
Card Member loans evaluated |  |  |  |  |  |  |  |  |
collectively for impairment(b) |  | $ | 66,860 |  | $ | 64,596 |  | $ | 61,877
Related reserves(b) |  | $ | 1,177 |  | $ | 1,318 |  | $ | 1,698
Represents loans modified in a TDR and related reserves. Refer to the Impaired Card Member Loans and Receivables discussion in Note 4 for further information. Represents current loans and loans less than 90 days past due, loans over 90 days past due and accruing interest, and non-accru al loans and related reserves. The reserves include the qua nti tative results of analytical models that are specific to individual pools of loans and reserves for external environmental qualitative factors that apply to loans in geographic markets that are collectively evaluated for impairment and are not specific to any individual pool of loans.

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- Definition Tabular disclosure of Card Member loans that are evaluated separately and collectively for impairment and the related reserves. + References No definition available. + Details
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- Definition Tabular disclosure of changes in the Card Member loans reserve for losses for the period. + References No definition available. + Details
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- Definition Tabular disclosure of Card Member receivables that are evaluated separately and collectively for impairment and the related reserves. + References No definition available. + Details
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- Definition Tabular disclosure of credit losses for current financing receivables (such as trade and accounts receivable), including a rollforward of the balance. An alternative caption includes allowance for doubtful accounts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
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