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Non-Interest Revenue and Expense Detail (Tables)

9 Months Ended

Sep. 30, 2014

The following is a detail of Other commissions and fees:

			Three Months Ended				Nine Months Ended
			September 30,				September 30,
(Millions)		2014		2013		2014		2013
Foreign currency conversion fee revenue		$	225	$	223	$	665	$	655
Delinquency fees			184		172		539		503
Loyalty Partner-related fees			100		74		286		221
Service fees			94		97		274		273
Other^(a)			39		44		120		136
	Total Other commissions and fees	$	642	$	610	$	1,884	$	1,788

Other primarily includes fee revenue from fees related to Membership Rewards programs.

The following is a detail of Other revenues:

		Three Months Ended				Nine Months Ended
		September 30,				September 30,
(Millions)		2014		2013		2014		2013
Global Network Services partner revenues		$	173	$	171	$	513	$	466
Net realized gains and losses on investment securities			20		37		100		102
Other^(a)			400		393		1,066		1,137
	Total Other revenues	$	593	$	601	$	1,679	$	1,705

Other includes revenues arising from foreign exchange gains on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments and other miscellaneous revenue and fees.

The following is a detail of Marketing, promotion, rewards, Card Member services and other:

			Three Months Ended				Nine Months Ended
			September 30,				September 30,
(Millions)			2014		2013		2014		2013
Marketing and promotion			$	809	$	827	$	2,407	$	2,234
Card Member rewards				1,695		1,619		5,050		4,740
Card Member services and other				205		197		619		579
	Total Marketing, promotion, rewards, Card Member services
		and other	$	2,709	$	2,643	$	8,076	$	7,553

The following is a detail of Other, net expenses:

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(Millions)	2014		2013		2014		2013
Professional services	$	731	$	793	$	2,240	$	2,272
Occupancy and equipment		432		462		1,361		1,394
Card-related fraud losses		96		73		282		229
Communications		91		94		285		282
Gain on business travel joint venture transaction		(15)		―		(641)		―
Other^(a)		261		269		866		734
Total Other, net	$	1,596	$	1,691	$	4,393	$	4,911

Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations (other than the business travel joint venture transaction), litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, investment impairments and certain Loyalty Partner-related expenses.