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Non-Interest Revenue and Expense Detail | 12 Months Ended
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Dec. 31, 2014
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Non-Interest Revenue and Expense Detail | NOTE 19 Non-interest revenue and expense detail The following is a detail of O ther commissions and fees for the years ended December 31:
(Millions) |  | 2014 |  | 2013 |  | 2012
Foreign currency conversion fee revenue |  | $ | 877 |  | $ | 877 |  | $ | 855
Delinquency fees |  |  | 722 |  |  | 667 |  |  | 604
Loyalty Partner-related fees |  |  | 383 |  |  | 310 |  |  | 290
Service fees |  |  | 366 |  |  | 375 |  |  | 362
Other(a) |  |  | 160 |  |  | 185 |  |  | 206
| Total Other commissions and fees |  | $ | 2,508 |  | $ | 2,414 |  | $ | 2,317
Other primarily include s fee revenu e from fees related to M embership R ewards programs. The following is a detail of Other revenues for the years ended December 31:
(Millions) |  | 2014 |  | 2013 |  | 2012
Gain on sale of investment in Concur Technologies |  | $ | 744 |  | $ | - |  | $ | -
Global Network Services partner revenues |  |  | 694 |  |  | 650 |  |  | 664
Net realized gains on investment securities(a) |  |  | 100 |  |  | 136 |  |  | 126
Other(b) |  |  | 1,451 |  |  | 1,488 |  |  | 1,635
| Total Other revenues |  | $ | 2,989 |  | $ | 2,274 |  | $ | 2,425
Net realized gains on investment securities include gross losses of nil, nil and $1 million for the years ended December 31, 2014, 2013 and 2012. Specific identification method is used to reclass unrealized gain (losses) into earnings from AOCI upon sale or maturity. Other includes revenues arising from foreign exchange gains on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments and other miscellaneous revenue and fees. The following is a detail of Marketing, promotion, rewards, Card Member services and other for the years ended December 31:
(Millions) |  | 2014 |  | 2013 |  | 2012
Marketing and promotion |  | $ | 3,320 |  | $ | 3,043 |  | $ | 2,890
Card Member rewards |  |  | 6,931 |  |  | 6,457 |  |  | 6,282
Card Member services and other |  |  | 822 |  |  | 767 |  |  | 772
| Total Marketing, promotion, rewards, Card Member services and other |  | $ | 11,073 |  | $ | 10,267 |  | $ | 9,944
Marketing and promotion expense includes advertising costs, which are expensed in the year in which the advertising first takes place. Card Member rewards expense includes the costs of rewards programs, including Membership Rewards and co-brand arrangements. Card Member services expense includes protection plans and complimentary services provided to Card Members. The following is a detail of Other, net expenses for the years ended December 31:
(Millions) |  | 2014 |  | 2013 |  | 2012
Professional services |  | $ | 3,008 |  | $ | 3,102 |  | $ | 2,963
Occupancy and equipment |  |  | 1,807 |  |  | 1,904 |  |  | 1,823
Card-related fraud losses |  |  | 369 |  |  | 278 |  |  | 278
Communications |  |  | 383 |  |  | 379 |  |  | 383
Gain on business travel joint venture transaction |  |  | (630) |  |  | - |  |  | -
Other(a) |  |  | 1,152 |  |  | 1,133 |  |  | 1,404
| Total Other, net |  | $ | 6,089 |  | $ | 6,796 |  | $ | 6,851
Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations (other than the business travel joint venture transaction), litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, investment impairments and certain Loyalty Partner-related expenses.

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- Definition The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.3,6,7,9) -URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 3, 6, 7, 9 -Article 5 + Details
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