XML 43 R28.htm IDEA: XBRL DOCUMENT
v3.3.0.814

Reserves For Losses (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2015
Reserves For Losses Tables [Abstract] |
Changes in the Card Member receivables reserve for losses | The following table presents changes in the Card Member receivables reserve for losses for the nine months ended September 30:
(Millions) |  | 2015 |  | 2014
Balance, January 1 |  | $ | 465 |  | $ | 386
| Provisions(a) |  |  | 542 |  |  | 594
| Net write-offs(b) |  |  | (544) |  |  | (527)
| Other(c) |  |  | (22) |  |  | (21)
Balance, September 30 |  | $ | 441 |  | $ | 432
P rovisions for principal and fee reserve components. Consists of principal and fee components, less recoveries of $302 million and $269 million, including net write-offs from TDRs of $49 million and $14 million, for the nine months ended September 30, 2015 and 2014, respectively. For the nine months ended September 30, 2015, includes foreign currency translation adjustments of $(13) million, and other adjustments of $(9) million. For the nine months ended September 30, 2014, includes foreign currency translation adjustment s of $(6) million, other adjustments of $(8) million, and an adjustment related to reserves for card-related fraud losses of $(7) million, which were re classified to O ther liabilities in the first quarter of 2014.
Card Member receivables and related reserves evaluated separately and collectively for impairment | The following table presents Card Member receivables evaluated individually and collectively for impair ment, and related reserves, as of September 30, 2015 and December 31, 2014:
(Millions) |  | 2015 |  | 2014
Card Member receivables evaluated individually for impairment(a) |  | $ | 30 |  | $ | 48
Related reserves (a) |  | $ | 18 |  | $ | 35
Card Member receivables evaluated collectively for impairment |  | $ | 44,301 |  | $ | 44,803
Related reserves (b) |  | $ | 423 |  | $ | 430
Represents receivables modified as a TDR and related reserves. The reserves include the quantitative results of analytical models that are specific to individual pools of receivables, and reserves for internal and external qualitative risk factors that apply to receivables that are collectively evaluated for impairment.
Changes in the Card Member loans reserve for losses | The following table presents changes in the Card Member loans reserve for losses for the nine months ended September 30:
(Millions) |  | 2015 |  | 2014
Balance, January 1 |  | $ | 1,201 |  | $ | 1,261
| Provisions(a) |  |  | 829 |  |  | 797
| Net write-offs |  |  |  |  |  |
|  | Principal(b) |  |  | (733) |  |  | (786)
|  | Interest and fees(b) |  |  | (122) |  |  | (124)
| Other(c) |  |  | (11) |  |  | (2)
Balance, September 30 |  | $ | 1,164 |  | $ | 1,146
P rovisions for principal, interest and fee reserve components. Consists of principal write-offs, less recoveries of $320 million and $324 million, including net write-offs/(recoveries) from TDRs of $30 million and $(5) million, for the nine months ended September 30, 2015 and 2014, respectively. Recoveries of interest and fees were de minimis. For the nine months ended September 30, 2015, includes foreign currency translation adjustments of $(18) million, and other adjustments of $7 million. For the nine months ended September 30, 2014, includes foreign currency translation adjustments of $(7) million, other adjustments of $11 million, and an adjustment related to reserves for card-related fraud losses of $(6) million, which were reclassified to O ther liabilities in the first quarter of 2014.
Card Member loans and related reserves evaluated separately and collectively for impairment | The following table presents Card Member loans evaluated individually and collectively for im pairment, and related reserves, as of September 30, 2015 and December 31, 2014:
(Millions) |  | 2015 |  | 2014
Card Member loans evaluated individually for impairment(a) |  | $ | 333 |  | $ | 286
Related reserves (a) |  | $ | 66 |  | $ | 67
Card Member loans evaluated collectively for impairment(b) |  | $ | 68,562 |  | $ | 70,099
Related reserves (b) |  | $ | 1,098 |  | $ | 1,134
Represents loans modified as a TDR and related reserves. Represents current loans and loans less than 90 days past due, loans over 90 days past due and accruing interest, and non-accrual loans. The reserves include the quantitative results of analytical models that are specific to individual pools of loans and r eserves for internal and external qualitative risk factors that apply to loans that are collectively evaluated for impairment.

X
- Definition Tabular disclosure of cardmember loans that are evaluated separately and collectively for impairment and the related reserves. + References No definition available. + Details
Name: | axp_CardmemberLoansAndRelatedReservesEvaluatedSeparatelyAndCollectivelyForImpairmentTextBlock
Namespace Prefix: | axp_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of changes in the cardmember loans reserve for losses for the period. + References No definition available. + Details
Name: | axp_CardmemberLoansReservesRollforwardTextBlock
Namespace Prefix: | axp_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of cardmember receivables that are evaluated Individually and collectively for impairment and the related reserves. + References No definition available. + Details
Name: | axp_CardmemberReceivablesAndRelatedReservesEvaluatedSeparatelyAndCollectivelyForImpairmentTextBlock
Namespace Prefix: | axp_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Reserves for Losses. + References No definition available. + Details
Name: | axp_ReservesForLossesTablesAbstract
Namespace Prefix: | axp_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of credit losses for current financing receivables (such as trade and accounts receivable), including a rollforward of the balance. An alternative caption includes allowance for doubtful accounts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration