Non-Interest Revenue and Expense Detail (Tables)

9 Months Ended

Sep. 30, 2015

Other Cost And Expense Disclosure Operating (Tables) [Abstract]

The following is a detail of Other commissions and fees:

			Three Months Ended				Nine Months Ended
			September 30,				September 30,
(Millions)		2015		2014		2015		2014
Foreign currency conversion fee revenue		$	213	$	225	$	646	$	665
Delinquency fees			197		184		586		539
Loyalty coalition-related fees			101		100		280		286
Service fees			97		94		279		274
Other^(a)			32		39		100		120
	Total Other commissions and fees	$	640	$	642	$	1,891	$	1,884

Other primarily includes revenues from fees related to Membership Rewards programs.

Details of other revenues

The following is a detail of Other revenues:

		Three Months Ended				Nine Months Ended
		September 30,				September 30,
(Millions)		2015		2014		2015		2014
Global Network Services partner revenues		$	156	$	173	$	474	$	513
Net realized gains on investment securities			1		20		1		100
Other^(a)			347		400		1,018		1,066
	Total Other revenues	$	504	$	593	$	1,493	$	1,679

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

Detail of other, net expense

The following is a detail of Other expenses:

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(Millions)	2015		2014		2015		2014
Professional services	$	687	$	731	$	1,966	$	2,240
Occupancy and equipment		523		432		1,372		1,361
Card and merchant-related fraud losses^(a)		64		96		247		282
Communications		84		91		257		285
Gain on business travel joint venture transaction		―		(15)		―		(641)
Other^(b)		277		261		727		866
Total Other expenses	$	1,635	$	1,596	$	4,569	$	4,393

Beginning January 1, 2015, merchant-related fraud losses are reported within Other expenses.
Other expense includes general operating expenses, gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain loyalty coalition-related expenses and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in the nine months ended September 30, 2015).