Non-Interest Revenue and Expense Detail (Tables)

3 Months Ended

Mar. 31, 2016

Other Cost And Expense Disclosure Operating (Tables) [Abstract]

The following is a detail of Other fees and commissions for the three months ended March 31:

(Millions)		2016		2015
Delinquency fees		$	200	$	195
Foreign currency conversion fee revenue			196		211
Loyalty coalition-related fees			94		91
Travel commissions and fees			80		89
Service fees			78		87
Other^(a)			32		35
	Total Other fees and commissions	$	680	$	708

Other primarily includes revenues from fees related to Membership Rewards programs.

Details of other revenues

The following is a detail of Other revenues for the three months ended March 31:

(Millions)		2016		2015
Global Network Services partner revenues		$	145	$	164
Gross realized gains on sale of investment securities			4		―
Other^(a)			337		304
	Total Other revenues	$	486	$	468

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers Cheques-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

Detail of other, net expense

The following is a detail of Other expenses for the three months ended March 31:

(Millions)		2016		2015
Professional services		$	604	$	624
Occupancy and equipment			465		434
Communications			83		88
Card and merchant-related fraud losses			58		100
Gain on sale of JetBlue HFS portfolio^(a)			(127)		―
Other^(b)			337		153
	Total Other Expenses	$	1,420	$	1,399

Refer to Note 2 for additional information.
Other expense includes general operating expenses, gains and losses on sale of assets or businesses not classified as discontinued operations, litigation, certain internal and regulatory review-related reimbursements and insurance costs or settlements, certain loyalty coalition-related expenses, the valuation allowance adjustment associated with loans and receivables HFS during the quarter (refer to Note 2), and foreign currency-related gains and losses (including the favorable impact from the reassessment of the functional currency of certain UK legal entities in prior year).