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Customer Deposits | 12 Months Ended
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Dec. 31, 2016
Disclosure Text Block Abstract |
Customer Deposits | NOTE 8 Customer Deposits As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions) |  | 2016 |  | 2015
U.S.: |  |  |  |  |  |
| Interest-bearing |  | $ | 52,316 |  | $ | 54,102
| Non-interest-bearing (includes Card Member credit balances of: 2016, $331 million; 2015, $389 million) |  |  | 367 |  |  | 478
Non-U.S.: |  |  |  |  |  |
| Interest-bearing |  |  | 58 |  |  | 82
| Non-interest-bearing (includes Card Member credit balances of: 2016, $285 million; 2015, $323 million) |  |  | 301 |  |  | 335
Total customer deposits |  | $ | 53,042 |  | $ | 54,997
Customer deposits by deposit type as of December 31 were as follows:
(Millions) |  | 2016 |  | 2015
U.S. retail deposits: |  |  |  |  |  |
| Savings accounts ― Direct |  | $ | 30,980 |  | $ | 29,023
| Certificates of deposit:(a) |  |  |  |  |  |
|  | Direct |  |  | 291 |  |  | 281
|  | Third-party (brokered) |  |  | 11,925 |  |  | 13,856
| Sweep accounts ―Third-party (brokered) |  |  | 9,120 |  |  | 10,942
Other retail deposits: |  |  |  |  |  |
| Non-U.S. deposits and U.S. non-interest bearing deposits |  |  | 110 |  |  | 183
Card Member credit balances ― U.S. and non-U.S. |  |  | 616 |  |  | 712
Total customer deposits |  | $ | 53,042 |  | $ | 54,997
The weighted average remaining maturity and weighted average rate at issuance on the total portfolio of U.S. retail CDs issued through direct and third-party programs were 46.5 months and 1.94 percent, respectively, as of December 31, 2016. The scheduled maturities of certificates of deposit as of December 31, 2016 were as follows:
(Millions) |  | U.S. |  | Non-U.S. |  | Total
2017 |  | $ | 3,735 |  | $ | 15 |  | $ | 3,750
2018 |  |  | 3,437 |  |  | ― |  |  | 3,437
2019 |  |  | 2,396 |  |  | ― |  |  | 2,396
2020 |  |  | 2,542 |  |  | ― |  |  | 2,542
2021 |  |  | 106 |  |  | ― |  |  | 106
After 5 years |  |  | ― |  |  | ― |  |  | ―
Total |  | $ | 12,216 |  | $ | 15 |  | $ | 12,231
As of December 31, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:
(Millions) |  | 2016 |  | 2015
U.S. |  | $ | 117 |  | $ | 105
Non-U.S. |  |  | 7 |  |  | 1
Total |  | $ | 124 |  | $ | 106

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=50488274&loc=d3e64164-112818 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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