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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Non-interest revenues      
Discount revenue $ 18,680 $ 19,297 $ 19,389
Net card fees 2,886 2,700 2,712
Other fees and commissions 2,753 2,866 3,626
Other 2,029 2,033 2,989
Total non-interest revenues 26,348 26,896 28,716
Interest income      
Interest on loans 7,205 7,309 6,929
Interest and dividends on investment securities 131 157 179
Deposits with banks and other 139 79 71
Total interest income 7,475 7,545 7,179
Interest expense      
Deposits 598 475 373
Long-term debt and other 1,106 1,148 1,334
Total interest expense 1,704 1,623 1,707
Net interest income 5,771 5,922 5,472
Total revenues net of interest expense 32,119 32,818 34,188
Provisions for losses      
Provisions 696 737 792
Card member loans 1,235 1,190 1,138
Other 95 61 114
Total provisions for losses 2,026 1,988 2,044
Total revenues net of interest expense after provisions for losses 30,093 30,830 32,144
Expenses      
Marketing and promotion 3,650 3,109 3,216
Card Member rewards 6,793 6,996 6,931
Card Member services and other 1,133 1,018 822
Salaries and employee benefits 5,259 4,976 6,095
Other,net 5,162 6,793 6,089
Total 21,997 22,892 23,153
Pretax income 8,096 7,938 8,991
Income tax provision 2,688 2,775 3,106
Net income attributable to common shareholders $ 5,408 $ 5,163 $ 5,885
Earnings per Common Share      
Basic [1] $ 5.67 $ 5.07 $ 5.58
Diluted $ 5.65 $ 5.05 $ 5.56
Average common shares outstanding for earnings per common share:      
Basic 933 999 1,045
Diluted 935 1,003 1,051
[1]

Represents net income less (i) earnings allocated to participating share awards of $ 43 million, $ 38 million and $ 46 million for the years ended December 31, 2016 , 2015 and 2014 , respectively, and (ii) dividends on preferred shares of $ 80 million , $ 62 million and nil for the years ended December 31, 2016 , 2015 and 2014 , respectively .