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Reportable Operating Segment (Tables)
 12 Months Ended
Dec. 31, 2016
Table Text Block [Abstract]  
Operating segment information

The following table presents certain selected financial information for the Company’s reportable operating segments and Corporate & Other as of or for the years ended December 31, 2016, 2015 and 2014:

(Millions, except where indicated)USCSICNSGCSGMSCorporate & Other(a)Consolidated
2016    
Non-interest revenues$7,874  $4,785$9,007  $4,235$447$26,348
Interest income5,082  9221,209  12617,475
Interest expense536  219401  (237)7851,704
Total revenues net of interest expense12,420  5,4889,815  4,473(77)32,119
Total provisions (b)1,065  325604  2572,026
Pretax income (loss) from continuing operations3,881  8182,945  2,295(1,843)8,096
Income tax provision (benefit)1,368  1631,036  837(716)2,688
Net income (loss)2,513  6551,909  1,458(1,127)5,408
Total assets (billions)$87$36$47$24$(35)$159
Total equity (billions)$7.2$2.5$7.0$2.5$1.3$20.5
2015    
Non-interest revenues$8,479$4,627$8,930$4,471$389$26,896
Interest income5,1989451,17512267,545
Interest expense488235365(211)7461,623
Total revenues net of interest expense13,1895,3379,7404,683(131)32,818
Total provisions (b)1,0643005883151,988
Pretax income (loss) from continuing operations3,6779043,1642,381(2,188)7,938
Income tax provision (benefit)1,3222201,142882(791)2,775
Net income (loss)2,3556842,0221,499(1,397)5,163
Total assets (billions)$93$35$45$24$(36)$161
Total equity (billions)$7.2  $2.6$7.0  $2.4$1.5$20.7
2014    
Non-interest revenues$8,198$5,091$9,571$4,571$1,285$28,716
Interest income4,8211,0881,02622427,179
Interest expense453325409(287)8071,707
Total revenues net of interest expense12,5665,85410,1884,86072034,188
Total provisions1,03035456979122,044
Pretax income (loss) from continuing operations3,5028873,7232,330(1,451)8,991
Income tax provision (benefit)1,2831941,381872(624)3,106
Net income (loss)2,2196932,3421,458(827)5,885
Total assets (billions)$90  $31$44  $18$(24)$159
Total equity (billions)$7.6  $2.6$6.9  $2.1$1.5$20.7

  • Corporate & Other includes adjustments and eliminations for intersegment activity.
  • Beginning December 1, 2015 through to the sale completion dates, in the USCS and GCS segments, total provisions does not include credit costs related to Card Member loans and receivables HFS, which were reported in Other expenses through a valuation allowance adjustment.
Total revenues net of interest expense and pretax income

The following table presents the Company’s total revenues net of interest expense and pretax income (loss) from continuing operations in different geographic regions:

(Millions)  United States  EMEA(a)JAPA(a)LACC(a)Other Unallocated(b)Consolidated
2016(c)    
Total revenues net of interest expense  $24,133  $3,248$3,052$2,274$(588)$32,119
Pretax income (loss) from continuing operations  8,202  482559597(1,744)8,096
2015(c)    
Total revenues net of interest expense  $24,927  $3,293$2,791$2,412$(605)$32,818
Pretax income (loss) from continuing operations  7,500  544587693(1,386)7,938
2014(c)    
Total revenues net of interest expense  $24,678  $3,574$2,923$2,784$229$34,188
Pretax income (loss) from continuing operations  8,406  528565675(1,183)8,991

  • EMEA represents Europe, the Middle East and Africa; JAPA represents Japan, Asia/Pacific and Australia; and LACC represents Latin America, Canada and the Caribbean.
  • Other Unallocated includes net costs which are not directly allocable to specific geographic regions, including costs related to the net negative interest spread on excess liquidity funding and executive office operations expenses.
  • The data in the above table is, in part, based upon internal allocations, which necessarily involve management’s judgment.