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Reserves For Losses (Tables) | 9 Months Ended
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Sep. 30, 2017
Reserves For Losses Tables [Abstract] |
Changes in the Card Member loans reserve for losses | The following table presents changes in the Card Member loans reserve for losses for the nine months ended September 30:
(Millions) |  | 2017 |  | 2016
Balance, January 1 |  | $ | 1,223 |  | $ | 1,028
| Provisions(a) |  |  | 1,272 |  |  | 831
| Net write-offs(b) |  |  |  |  |  |
|  | Principal |  |  | (856) |  |  | (687)
|  | Interest and fees |  |  | (163) |  |  | (128)
| Other(c) |  |  | 26 |  |  | 70
Balance, September 30 |  | $ | 1,502 |  | $ | 1,114
Provisions for principal, interest and fee reserve components. Principal write-offs are presented less recoveries of $307 million and $280 million, and include net write-offs from TDRs of $25 million and $24 million, for the nine months ended September 30, 2017 and 2016, respectively. Recoveries of interest and fees were de minimis. Includes foreign currency translation adjustments of $14 million and $(3) million and other adjustments of $12 million and $6 million for the nine months ended September 30, 2017 and 2016, respectively. The nine months ended September 30, 2016 also includes reserves of $6 7 million associate d with $2 65 million of retained Card Member loans reclassified from HFS to held for investment as a result of retaining certain loans in connection with the respec tive sales of JetBlue and Costco cobrand card portfolios.
Card Member loans and related reserves evaluated separately and collectively for impairment | The following table presents Card Member loans evaluated individually and collectively for impairment and related reserves as of September 30, 2017 and December 31, 2016:
(Millions) |  | 2017 |  | 2016
Card Member loans evaluated individually for impairment(a) |  | $ | 347 |  | $ | 346
Related reserves (a) |  | $ | 57 |  | $ | 60
Card Member loans evaluated collectively for impairment(b) |  | $ | 67,531 |  | $ | 64,919
Related reserves (b) |  | $ | 1,445 |  | $ | 1,163
Represents loans modified as a TDR and related reserves. Represents current loans and loans less than 90 days past due, loans over 90 days past due and accruing interest, and non-accrual loans. The reserves include the quantitative results of analytical models that are specific to individual pools of loans, and reserves for internal and external qualitative risk factors that apply to loans that are collectively evaluated for impairment.
Changes in the Card Member receivable reserve for losses | The following table presents changes in the Card Member receivables reserve for losses for the nine months ended September 3 0:
(Millions) |  | 2017 |  | 2016
Balance, January 1 |  | $ | 467 |  | $ | 462
| Provisions(a) |  |  | 590 |  |  | 496
| Net write-offs(b) |  |  | (548) |  |  | (518)
| Other(c) |  |  | 3 |  |  | (3)
Balance, September 30 |  | $ | 512 |  | $ | 437
Provisions for principal and fee reserve components. P rincipal and fee write-off s are presented less recoveries of $271 million and $301 million, including net write-offs from TDRs of $2 million and $16 million, for the nine months ended September 30, 2017 and 2016, respectively. Includes foreign currency translation adjustments of $18 million a nd nil and other adjustments of $(15) million and $(3) million for the nine months ended September 30, 2017 and 2016, respectively.
Card Member receivables and related reserves evaluated separately and collectively for impairment | The following table presents Card Member receivables evaluated individually and col lectively for impairment, and related reserves, as of September 30, 2017 and December 31, 2016:
(Millions) |  | 2017 |  | 2016
Card Member receivables evaluated individually for impairment(a) |  | $ | 68 |  | $ | 55
Related reserves (a) |  | $ | 12 |  | $ | 28
Card Member receivables evaluated collectively for impairment |  | $ | 51,446 |  | $ | 47,253
Related reserves (b) |  | $ | 500 |  | $ | 439
Represents receivables modified as a TDR and related reserves. The reserves include the quantitative results of analytical models that are specific to individual pools of receivables, and reserves for internal and external qualitative risk factors that apply to receivables that are collectively evaluated for impairment.

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- Definition Tabular disclosure of cardmember loans that are evaluated separately and collectively for impairment and the related reserves. + References No definition available. + Details
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- Definition Tabular disclosure of changes in the cardmember loans reserve for losses for the period. + References No definition available. + Details
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- Definition Tabular disclosure of cardmember receivables that are evaluated separately and collectively for impairment and the related reserves. + References No definition available. + Details
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- Definition Reserves for Losses. + References No definition available. + Details
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- Definition Tabular disclosure of credit losses for current financing receivables (such as trade and accounts receivable), including a rollforward of the balance. An alternative caption includes allowance for doubtful accounts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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