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Customer Deposits | 3 Months Ended
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Mar. 31, 2024
Deposits [Abstract] |
Customer Deposits | Customer Deposits As of March 31, 2024 and December 31, 2023, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions) |  | 2024 |  | 2023
U.S.: |  |  |  |
Interest-bearing |  | $ | 133,483 |  |  | $ | 128,146 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $446; 2023, $495) |  | 511 |  |  | 557 |
Non-U.S.: |  |  |  |
Interest-bearing |  | 12 |  |  | 12 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $409; 2023, $426) |  | 412 |  |  | 429 |
Total customer deposits |  | $ | 134,418 |  |  | $ | 129,144 |
Customer deposits by deposit type as of March 31, 2024 and December 31, 2023 were as follows:
(Millions) |  | 2024 |  | 2023
U.S. retail deposits: |  |  |  |
Savings and transaction accounts |  | $ | 101,419 |  |  | $ | 93,722 |
Certificates of deposit: |  |  |  |
Direct |  | 5,166 |  |  | 5,557 |
Third-party (brokered) |  | 11,092 |  |  | 12,960 |
Sweep accounts – Third-party (brokered) |  | 15,806 |  |  | 15,907 |
Total U.S. retail deposits |  | $ | 133,483 |  |  | $ | 128,146 |
Other deposits |  | 80 |  |  | 77 |
Card Member credit balances |  | 855 |  |  | 921 |
Total customer deposits |  | $ | 134,418 |  |  | $ | 129,144 |
The scheduled maturities of certificates of deposit as of March 31, 2024 were as follows:
(Millions) |  | 2024 |  | 2025 |  | 2026 |  | 2027 |  | 2028 |  | After 5 Years |  | Total
Certificates of deposit (a) |  | $ | 8,820 |  |  | $ | 4,950 |  |  | $ | 1,012 |  |  | $ | 772 |  |  | $ | 699 |  |  | $ | 11 |  |  | $ | 16,264 |
(a)Includes $6 million of non-U.S. direct certificates of deposit as of March 31, 2024. As of March 31, 2024 and December 31, 2023, certificates of deposit in denominations that met or exceeded the insured limit were $1.7 billion and $1.8 billion, respectively.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481047/942-405-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph (e) -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 + Details
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- References No definition available. + Details
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