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v3.24.3

Customer Deposits (Tables) | 9 Months Ended
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Sep. 30, 2024
Deposits [Abstract] |
Customer deposits by component and type | As of September 30, 2024 and December 31, 2023, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:
(Millions) |  | 2024 |  | 2023
U.S.: |  |  |  |
Interest-bearing |  | $ | 134,476 |  |  | $ | 128,146 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $483; 2023, $495) |  | 532 |  |  | 557 |
Non-U.S.: |  |  |  |
Interest-bearing |  | 17 |  |  | 12 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $410; 2023, $426) |  | 413 |  |  | 429 |
Total customer deposits |  | $ | 135,438 |  |  | $ | 129,144 |
Customer deposits by deposit type as of September 30, 2024 and December 31, 2023 were as follows:
(Millions) |  | 2024 |  | 2023
U.S. interest-bearing deposits: |  |  |  |
Savings accounts |  | $ | 105,465 |  |  | $ | 92,324 |
Checking accounts |  | 1,839 |  |  | 1,398 |
Certificates of deposit: |  |  |  |
Direct |  | 4,882 |  |  | 5,557 |
Third-party (brokered) |  | 6,851 |  |  | 12,960 |
Sweep accounts – Third-party (brokered) |  | 15,439 |  |  | 15,907 |
Total U.S. interest-bearing deposits |  | $ | 134,476 |  |  | $ | 128,146 |
Other deposits |  | 69 |  |  | 77 |
Card Member credit balances |  | 893 |  |  | 921 |
Total customer deposits |  | $ | 135,438 |  |  | $ | 129,144 |
Time deposits by maturity | The scheduled maturities of certificates of deposit as of September 30, 2024 were as follows:
(Millions) |  | 2024 |  | 2025 |  | 2026 |  | 2027 |  | 2028 |  | After 5 Years |  | Total
Certificates of deposit (a) |  | $ | 1,810 |  |  | $ | 6,575 |  |  | $ | 1,453 |  |  | $ | 1,001 |  |  | $ | 701 |  |  | $ | 204 |  |  | $ | 11,744 |
(a)Includes $11 million of non-U.S. direct certificates of deposit as of September 30, 2024.

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- Definition Tabular disclosure of type of deposit liability. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph d -Publisher SEC Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph c -Publisher SEC Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (5) -Publisher SEC Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (4) -Publisher SEC Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (2) -Publisher SEC Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Publisher SEC Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (1) -Publisher SEC Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2) -Publisher SEC Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(i) -Publisher SEC Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iv) -Publisher SEC Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iii) -Publisher SEC Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(ii) -Publisher SEC + Details
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- Definition Tabular disclosure of time deposit liability maturities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 10 -Topic 470 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1 + Details
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