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Loans and Card Member Receivables - Aging (Details) - USD ($) $ in Millions | Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Loans over 90 days past due and accruing interest |  |  | $ 309
Non-accruals |  |  | $ 191
Threshold period past due for write-off |  |  | 180 days
Card Member loans |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Threshold period past due | 30 days |  |
Financing receivables, gross | $ 139,674 | $ 125,995 |
Threshold period past due for write-off | 180 days |  |
Card Member loans | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | $ 107,646 | 98,111 |
Loans over 90 days past due and accruing interest | 435 | 393 | $ 252
Non-accruals | 464 | 344 | 155
Card Member loans | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 31,991 | 27,833 |
Loans over 90 days past due and accruing interest | 132 | 109 | 54
Non-accruals | 135 | 95 | 34
Card Member loans | Corporate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 37 | 51 |
Loans over 90 days past due and accruing interest | 0 | 0 | 0
Non-accruals | $ 0 | 0 | 0
Card Member receivables |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Threshold period past due | 30 days |  |
Financing receivables, gross | $ 59,411 | 60,411 |
Threshold period past due for write-off | 180 days |  |
Card Member receivables | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | $ 25,431 | 25,578 |
Loans over 90 days past due and accruing interest | 0 | 0 | 0
Non-accruals | 0 | 0 | 0
Card Member receivables | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 18,619 | 19,286 |
Loans over 90 days past due and accruing interest | 0 | 0 | 0
Non-accruals | 0 | 0 | 0
Card Member receivables | Corporate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 15,361 | 15,547 |
Loans over 90 days past due and accruing interest | 0 | 0 | 0
Non-accruals | 0 | 0 | $ 0
Current | Card Member loans | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 106,155 | 96,779 |
Current | Card Member loans | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 31,510 | 27,444 |
Current | Card Member receivables | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 25,255 | 25,355 |
Current | Card Member receivables | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 18,400 | 19,020 |
30-59 Days Past Due | Card Member loans | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 437 | 420 |
30-59 Days Past Due | Card Member loans | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 151 | 133 |
30-59 Days Past Due | Card Member receivables | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 58 | 70 |
30-59 Days Past Due | Card Member receivables | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 77 | 104 |
60-89 Days Past Due | Card Member loans | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 329 | 298 |
60-89 Days Past Due | Card Member loans | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 107 | 85 |
60-89 Days Past Due | Card Member receivables | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 39 | 47 |
60-89 Days Past Due | Card Member receivables | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 54 | 62 |
90+ Days Past Due | Card Member loans | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 725 | 614 |
90+ Days Past Due | Card Member loans | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 223 | 171 |
90+ Days Past Due | Card Member loans | Corporate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 0 | 0 |
90+ Days Past Due | Card Member receivables | Consumer |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 79 | 106 |
90+ Days Past Due | Card Member receivables | Small Business |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | 88 | 100 |
90+ Days Past Due | Card Member receivables | Corporate |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |
Financing receivables, gross | $ 65 | $ 67 |

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