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Customer Deposits | 12 Months Ended
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Dec. 31, 2024
Deposits [Abstract] |
Customer Deposits | CUSTOMER DEPOSITS As of December 31, customer deposits were categorized as interest-bearing or non-interest-bearing as follows: TABLE 7.1: INTEREST-BEARING AND NON-INTEREST-BEARING CUSTOMER DEPOSITS
(Millions) |  | 2024 |  | 2023
U.S.: |  |  |  |
Interest-bearing |  | $ | 138,433 |  |  | $ | 128,146 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $513; 2023, $495) |  | 566 |  |  | 557 |
Non-U.S.: |  |  |  |
Interest-bearing |  | 17 |  |  | 12 |
Non-interest-bearing (includes Card Member credit balances of: 2024, $395; 2023, $426) |  | 397 |  |  | 429 |
Total customer deposits |  | $ | 139,413 |  |  | $ | 129,144 |
Customer deposits by deposit type as of December 31 were as follows: TABLE 7.2: CUSTOMER DEPOSITS BY TYPE
(Millions) |  | 2024 |  | 2023
U.S. interest-bearing deposits: |  |  |  |
Savings accounts |  | $ | 108,364 |  |  | $ | 92,324 |
Checking accounts |  | 2,045 |  |  | 1,398 |
Certificates of deposit: |  |  |  |
Direct |  | 4,303 |  |  | 5,557 |
Third-party (brokered) |  | 8,109 |  |  | 12,960 |
Sweep accounts ― Third-party (brokered) |  | 15,612 |  |  | 15,907 |
Total U.S. interest-bearing deposits |  | $ | 138,433 |  |  | $ | 128,146 |
Other deposits |  | 72 |  |  | 77 |
Card Member credit balances |  | 908 |  |  | 921 |
Total customer deposits |  | $ | 139,413 |  |  | $ | 129,144 |
The scheduled maturities of certificates of deposit as of December 31, 2024 were as follows: TABLE 7.3: SCHEDULED MATURITIES OF CERTIFICATES OF DEPOSIT
(Millions) |  | 2025 |  | 2026 |  | 2027 |  | 2028 |  | 2029 |  | After 5 years |  | Total
Certificates of deposit (a) |  | $ | 7,409 |  |  | $ | 2,244 |  |  | $ | 1,399 |  |  | $ | 701 |  |  | $ | 669 |  |  | $ | — |  |  | $ | 12,422 |
(a)Includes $10 million of non-U.S. direct certificates of deposit as of December 31, 2024. As of December 31, 2024 and 2023, certificates of deposit in denominations that met or exceeded the insured limit were $1.4 billion and $1.8 billion, respectively.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(12)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
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