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v3.25.0.1

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Millions | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Cash and cash equivalents |  |
Restricted cash | $ 427 | $ 514
Accumulated depreciation and amortization | 10,739 | 9,911
Other assets, reserves for credit losses | 27 | 27
Liabilities |  |
Long-term debt | $ 49,715 | $ 47,866
Shareholders’ Equity |  |
Preferred shares, par value (in dollars per share) | $ 1.667 | $ 1.667
Preferred shares, authorized (in shares) | 20,000,000 | 20,000,000
Preferred shares, issued (in shares) | 1,600 | 1,600
Preferred shares, outstanding (in shares) | 1,600 | 1,600
Common shares, par value (in dollars per share) | $ 0.20 | $ 0.20
Common shares, authorized (in shares) | 3,600,000,000 | 3,600,000,000
Common shares, issued (in shares) | 702,000,000 | 723,000,000
Common shares, outstanding (in shares) | 702,000,000 | 723,000,000
Card Member receivables |  |
Cash and cash equivalents |  |
Financing receivables, gross | $ 59,411 | $ 60,411
Allowance for credit losses | 171 | 174
Card Member loans |  |
Cash and cash equivalents |  |
Financing receivables, gross | 139,674 | 125,995
Allowance for credit losses | 5,679 | 5,118
Other Loans |  |
Cash and cash equivalents |  |
Allowance for credit losses | 194 | 126
Variable Interest Entity, Primary Beneficiary |  |
Cash and cash equivalents |  |
Restricted cash | 6 | 0
Restricted investments | 82 | 66
Liabilities |  |
Long-term debt | 13,880 | 13,426
Variable Interest Entity, Primary Beneficiary | Card Member receivables |  |
Cash and cash equivalents |  |
Financing receivables, gross | 3,927 | 4,587
Variable Interest Entity, Primary Beneficiary | Card Member loans |  |
Cash and cash equivalents |  |
Financing receivables, gross | $ 28,278 | $ 28,590

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