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v3.25.1

Customer Deposits (Tables) | 3 Months Ended
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Mar. 31, 2025
Deposits [Abstract] |
Customer deposits by component and type | As of March 31, 2025 and December 31, 2024, customer deposits were categorized as interest-bearing or non-interest-bearing as follows: Table 6.1: Interest-bearing and Non-Interest-bearing Customer Deposits
(Millions) |  | 2025 |  | 2024
U.S.: |  |  |  |
Interest-bearing |  | $ | 145,494 |  |  | $ | 138,433 |
Non-interest-bearing (includes Card Member credit balances of: 2025, $440; 2024, $513) |  | 501 |  |  | 566 |
Non-U.S.: |  |  |  |
Interest-bearing |  | 17 |  |  | 17 |
Non-interest-bearing (includes Card Member credit balances of: 2025, $381; 2024, $395) |  | 384 |  |  | 397 |
Total customer deposits |  | $ | 146,396 |  |  | $ | 139,413 |
Customer deposits by deposit type as of March 31, 2025 and December 31, 2024 were as follows: Table 6.2: Customer Deposits by Type
(Millions) |  | 2025 |  | 2024
U.S. interest-bearing deposits: |  |  |  |
Savings accounts |  | $ | 113,243 |  |  | $ | 108,364 |
Checking accounts |  | 2,324 |  |  | 2,045 |
Certificates of deposit: |  |  |  |
Direct |  | 4,291 |  |  | 4,303 |
Third-party (brokered) |  | 10,117 |  |  | 8,109 |
Sweep accounts – Third-party (brokered) |  | 15,519 |  |  | 15,612 |
Total U.S. interest-bearing deposits |  | $ | 145,494 |  |  | $ | 138,433 |
Other deposits |  | 81 |  |  | 72 |
Card Member credit balances |  | 821 |  |  | 908 |
Total customer deposits |  | $ | 146,396 |  |  | $ | 139,413 |
Time deposits by maturity | The scheduled maturities of certificates of deposit as of March 31, 2025 were as follows: Table 6.3: Scheduled Maturities of Certificates of Deposit
(Millions) |  | 2025 |  | 2026 |  | 2027 |  | 2028 |  | 2029 |  | After 5 Years |  | Total
Certificates of deposit (a) |  | $ | 5,663 |  |  | $ | 2,946 |  |  | $ | 2,488 |  |  | $ | 1,697 |  |  | $ | 668 |  |  | $ | 956 |  |  | $ | 14,418 |
(a)Includes $10 million of non-U.S. direct certificates of deposit as of March 31, 2025.

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- Definition Tabular disclosure of type of deposit liability. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph d -Publisher SEC Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph c -Publisher SEC Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (5) -Publisher SEC Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (4) -Publisher SEC Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (3) -Publisher SEC Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (2) -Publisher SEC Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Subparagraph (1) -Publisher SEC Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph a -Publisher SEC Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (1) -Publisher SEC Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2) -Publisher SEC Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(i) -Publisher SEC Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iv) -Publisher SEC Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(iii) -Publisher SEC Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph f -Subparagraph (2)(ii) -Publisher SEC + Details
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- Definition Tabular disclosure of time deposit liability maturities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 10 -Topic 470 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1 + Details
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