Swedbank´s President and CEO Jens Henriksson comments: "Swedbank has once again
delivered a strong result".
· Return on equity 15.4%
· Solid credit quality
· Further improved availability via telephone in Sweden during the quarter
Financial information Q2 Q1 Jan-Jun Jan-Jun
SEKm 2025 2025 % 2025 2024 %
Total income 16?962 17?329 -2 34?291 36?324 -6
Net interest income 10?917 11?489 -5 22?406 24?764 -10
Net commission income 3?902 4?052 -4 7?954 8?145 -2
Net gains and losses on 856 541 58 1?398 1?593 -12
financial items
Other income¹ 1?286 1?247 3 2?533 1?822 39
Total expenses 6?119 6?115 0 12?234 12?650 -3
Profit before impairments, 10?843 11?214 -3 22?057 23?674 -7
bank taxes and resolution
fees
Impairment of tangible and 0 0 0 32 -99
intangible assets
Credit impairments 150 -141 9 -145
Bank taxes and resolution 677 929 -27 1?606 2?149 -25
fees
Profit before tax 10?016 10?425 -4 20?441 21?637 -6
Tax expense 2?130 2?229 -4 4?360 4?614 -6
Profit for the period 7?886 8?196 -4 16?082 17?023 -6
Earnings per share, SEK, 6.99 7.26 14.24 15.08
after dilution
Return on equity, % 15.4 15.2 15.2 17.1
C/I ratio 0.36 0.35 0.36 0.35
Common Equity Tier 1 capital 19.7 19.7 19.7 20.1
ratio, %
Credit impairment ratio, % 0.03 -0.03 0.00 -0.01
1) Other income includes the
items Net insurance, Share
of profit or loss of
associates and joint
ventures, and Other income
from the Group income
statement.
For further information, please contact:
Maria Caneman, Head of Investor Relations, phone: +46 72 238 3210 email:
maria.caneman@swedbank.se
Hannes Mård, Head of Press, phone +46 73 057 4195, e-mail:
hannes.mard@swedbank.se
This information constitutes inside information and such information that
Swedbank AB (publ) is obliged to make public pursuant to the EU Market Abuse
Regulation (EU no 596/2014) and the Securities Market Act (2007:528). The
information was submitted for publication, through the agency of the contact
person set out above, July 17 2025, at 07:00 CEST.