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Goodwill and Acquired Intangible Assets (Tables) | 12 Months Ended
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Jul. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract] |
Carrying value of goodwill by reportable segment | Changes in the carrying value of goodwill by reportable segment during the twelve months ended July 31, 2025 and July 31, 2024 were as shown in the following table. Our reportable segments are described in Note 14, “Segment Information.”
(In millions) | Balance July 31, 2023 |  | Goodwill Acquired/ Adjusted |  | Foreign Currency Translation |  | Balance July 31, 2024 |  | Goodwill Acquired/ Adjusted |  | Foreign Currency Translation |  | Balance July 31, 2025
Global Business Solutions | $ | 9,691 |  |  | $ | — |  |  | $ | (1) |  |  | $ | 9,690 |  |  | $ | 134 |  |  | $ | 1 |  |  | $ | 9,825 |
Consumer | 51 |  |  | — |  |  | — |  |  | 51 |  |  | — |  |  | — |  |  | 51 |
Credit Karma | 3,941 |  |  | 65 |  |  | — |  |  | 4,006 |  |  | — |  |  | 1 |  |  | 4,007 |
ProTax | 97 |  |  | — |  |  | — |  |  | 97 |  |  | — |  |  | — |  |  | 97 |
Totals | $ | 13,780 |  |  | $ | 65 |  |  | $ | (1) |  |  | $ | 13,844 |  |  | $ | 134 |  |  | $ | 2 |  |  | $ | 13,980 |
Cost, accumulated amortization and weighted average life in years for acquired intangible assets | The following table shows the cost, accumulated amortization, and weighted-average life in years for our acquired intangible assets at the dates indicated. The weighted-average lives are calculated for assets that are not fully amortized.
(Dollars in millions) | Customer and User Relationships |  | Purchased Technology |  | Trade Names and Logos |  |  |  | Total
At July 31, 2025: |  |  |  |  |  |  |  |  |
Cost | $ | 6,198 |  |  | $ | 1,765 |  |  | $ | 680 |  |  |  |  | $ | 8,643 |
Accumulated amortization | (2,034) |  |  | (1,061) |  |  | (246) |  |  |  |  | (3,341) |
Acquired intangible assets, net | $ | 4,164 |  |  | $ | 704 |  |  | $ | 434 |  |  |  |  | $ | 5,302 |
Weighted-average life in years | 14 |  | 8 |  | 13 |  |  |  | 13
At July 31, 2024: |  |  |  |  |  |  |  |  |
Cost | $ | 6,196 |  |  | $ | 1,648 |  |  | $ | 680 |  |  |  |  | $ | 8,524 |
Accumulated amortization | (1,605) |  |  | (905) |  |  | (194) |  |  |  |  | (2,704) |
Acquired intangible assets, net | $ | 4,591 |  |  | $ | 743 |  |  | $ | 486 |  |  |  |  | $ | 5,820 |
Weighted-average life in years | 14 |  | 8 |  | 13 |  |  |  | 13
Expected future amortization expense for acquired intangible assets | The following table shows the expected future amortization expense for our acquired intangible assets at July 31, 2025. Amortization of purchased technology is generally charged to amortization of acquired technology in our consolidated statements of operations. Amortization of other acquired intangible assets, such as customer and user relationships, is charged to amortization of other acquired intangible assets in our consolidated statements of operations. If impairment events occur, they could accelerate the timing of acquired intangible asset charges.
(In millions) | Expected Future Amortization Expense
Fiscal year ending July 31, |
2026 | $ | 660 |
2027 | 633 |
2028 | 613 |
2029 | 593 |
2030 | 590 |
Thereafter | 2,213 |
Total expected future amortization expense | $ | 5,302 |

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- Definition Tabular disclosure of the characteristics, including initial carrying value, residual amount, weighted average useful life, of finite-lived intangible assets acquired during the period by major class. A major class is composed of intangible assets that can be grouped together because they are similar, either by nature or by their use in the operations of the company. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 350 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482665/350-30-50-1 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 350 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482665/350-30-50-1 + Details
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