Financing Receivable, Excluding Accrued Interest, Loans Originated Before Period End, Commitment To Purchase

No definition available.

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- Definition

Financing Receivable, Past Due, Delinquency, Duration After Due Date

+ References

No definition available.

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- Definition

Financing Receivable, Threshold, Days Past Due, Charge-Off

+ References

No definition available.

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- Definition

Loans And Leases Receivable, Commitments To Purchase Or Sell, Monthly

+ References

No definition available.

+ Details

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- Definition

Loans And Leases Receivable, Commitments To Purchase Or Sell, Term

+ References

No definition available.

+ Details

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- Definition

Loans and Leases Receivable, Remaining Commitments to Purchase Or Sell

+ References

No definition available.

+ Details

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 40
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481628/310-20-40-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

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- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

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- Definition

Amount excluding accrued interest, of increase in financing receivable from purchase. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-11

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- Definition

Amount of decrease in financing receivable from sale. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-11

+ Details

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- Definition

Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478898/942-825-50-2

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-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478898/942-825-50-1

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- Definition

Amount, before valuation allowance, of financing receivable classified as held-for-sale.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 948
-SubTopic 310
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477011/948-310-45-1

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Notes Receivable and Allowances for Credit Losses (Details) - USD ($) $ in Millions	9 Months Ended
	Apr. 30, 2025	Apr. 30, 2024	Jul. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans purchased from originating bank partner, principal balance	$ 2,400	$ 1,200
Commitment to purchase, amount originated before period end	$ 32
Period of suspended accrued interest past due	120 days
Period past due considered delinquent	1 day
Notes receivable held for sale	$ 47		$ 3
Loans sold	288	$ 193
2023 Forward Flow Agreement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum commitment to sell participation interest in unsecured term loans, cumulatively	350
Notes receivable, remaining amount held for sale	218
2025 Forward Flow Agreement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes receivable, remaining amount held for sale	279
Minimum \| 2023 Forward Flow Agreement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum commitment to sell participation interest in unsecured term loans, monthly	$ 8
Term of commitment	4 years
Minimum \| 2025 Forward Flow Agreement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum commitment to sell participation interest in unsecured term loans, cumulatively	$ 300
Term of commitment	18 months
Maximum \| 2025 Forward Flow Agreement
Accounts, Notes, Loans and Financing Receivable [Line Items]
Minimum commitment to sell participation interest in unsecured term loans, monthly	$ 45
Small Business Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes receivable, net	1,400		912
Refund Advance Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Notes receivable, net	$ 1		$ 4