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Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers - Table of cash and cash equivalents, investments, and relevant portion of funds receivable and amounts held for customers by investment type (Details) - USD ($) $ in Millions | Jul. 31, 2025 | Jul. 31, 2024 | Jul. 31, 2023 | Jul. 31, 2022
--- | --- | --- | --- | ---
Amortized Cost |  |  |  |
Funds receivable and amounts held for customers not measured and recorded at fair value | $ 329 | $ 281 |  |
Total cash, cash equivalents, restricted cash, and restricted cash equivalents | 9,481 | 7,099 | $ 2,852 | $ 2,997
Total available-for-sale debt securities | 1,817 | 615 |  |
Total cash, cash equivalents, restricted cash, restricted cash equivalents, and investments | 11,298 | 7,714 |  |
Fair Value |  |  |  |
Total available-for-sale debt securities | 1,818 | 615 |  |
Total cash, cash equivalents, restricted cash, restricted cash equivalents, and investments | 11,299 | 7,714 |  |
Total cash, cash equivalents, restricted cash, and restricted cash equivalents |  |  |  |
Amortized Cost |  |  |  |
Total cash, cash equivalents, restricted cash, and restricted cash equivalents | 9,481 | 7,099 |  |
Fair Value |  |  |  |
Total cash, cash equivalents, restricted cash, and restricted cash equivalents | 9,481 | 7,099 |  |
Corporate notes |  |  |  |
Amortized Cost |  |  |  |
Total available-for-sale debt securities | 502 | 456 |  |
Fair Value |  |  |  |
Total available-for-sale debt securities | 502 | 456 |  |
U.S. agency securities |  |  |  |
Amortized Cost |  |  |  |
Total available-for-sale debt securities | 1,315 | 159 |  |
Fair Value |  |  |  |
Total available-for-sale debt securities | $ 1,316 | $ 159 |  |

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