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Condensed Consolidated Statements of Operations and Comprehensive Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues        
Revenues $ 2,844,000,000 $ 2,162,000,000 $ 7,884,000,000 $ 6,068,000,000
Cost of revenues        
Cost of revenues 1,453,000,000 1,044,000,000 4,022,000,000 2,948,000,000
Gross profit 1,391,000,000 1,118,000,000 3,862,000,000 3,120,000,000
Operating expenses        
Sales and marketing 410,000,000 331,000,000 1,230,000,000 1,045,000,000
Research and development 375,000,000 332,000,000 1,146,000,000 1,016,000,000
General and administrative 115,000,000 114,000,000 346,000,000 298,000,000
Transaction and loan losses 148,000,000 58,000,000 303,000,000 151,000,000
Total operating expenses 1,048,000,000 835,000,000 3,025,000,000 2,510,000,000
Income from operations 343,000,000 283,000,000 837,000,000 610,000,000
Other (expense) income, net        
Interest income 81,000,000 77,000,000 252,000,000 236,000,000
Net realized gain on equity and other investments 0 0 1,000,000 3,000,000
Net unrealized (loss) gain on equity and other investments (62,000,000) 512,000,000 (402,000,000) 60,000,000
Net loss on equity method investment (21,000,000) (28,000,000) (68,000,000) (116,000,000)
Unrealized loss on embedded derivative (29,000,000) 0 (29,000,000) 0
Foreign exchange (loss) gain (4,000,000) 16,000,000 26,000,000 14,000,000
Total other (expense) income, net (35,000,000) 577,000,000 (220,000,000) 197,000,000
Income before income taxes 308,000,000 860,000,000 617,000,000 807,000,000
Provision for income taxes (44,000,000) (32,000,000) (129,000,000) (81,000,000)
Net income $ 264,000,000 $ 828,000,000 $ 488,000,000 $ 726,000,000
Net income per share attributable to shareholders:        
Basic (in dollars per share) $ 0.20 $ 0.64 $ 0.38 $ 0.56
Diluted (in dollars per share) $ 0.20 $ 0.64 $ 0.37 $ 0.56
Weighted average shares used to compute net income per share attributable to shareholders:        
Basic (in shares) 1,300,069,685 1,290,585,426 1,297,764,857 1,288,960,063
Diluted (in shares) 1,312,872,709 1,301,600,656 1,310,028,907 1,300,417,329
Other comprehensive (loss) income        
Unrealized (loss) gain on cash flow hedges $ (9,000,000) $ 4,000,000 $ 12,000,000 $ (5,000,000)
Tax effect on unrealized (loss) gain on cash flow hedges 3,000,000 0 (3,000,000) 0
Total other comprehensive (loss) income (6,000,000) 4,000,000 9,000,000 (5,000,000)
Comprehensive income 258,000,000 832,000,000 497,000,000 721,000,000
Subscription solutions        
Revenues        
Revenues 699,000,000 610,000,000 1,975,000,000 1,684,000,000
Cost of revenues        
Cost of revenues 128,000,000 108,000,000 372,000,000 300,000,000
Merchant solutions        
Revenues        
Revenues 2,145,000,000 1,552,000,000 5,909,000,000 4,384,000,000
Cost of revenues        
Cost of revenues $ 1,325,000,000 $ 936,000,000 $ 3,650,000,000 $ 2,648,000,000