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Loans and Merchant Cash Advances - Additional Information (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Receivables [Abstract]        
Purchase of merchant cash advances and loans from partner banks $ 1,000,000,000 $ 800,000,000 $ 2,800,000,000 $ 2,100,000,000
Proceeds from sale of loans to third-party investors 0 62,000,000 0 178,000,000
Interest and fee income $ 66,000,000 $ 56,000,000 $ 185,000,000 $ 138,000,000