
<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                  -------------

                                    FORM 11-K

                                  -------------
                                   (Mark One)

(X)                ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                 For the years ended December 31, 2000 and 1999

                                       OR
( )              TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                For the transition period from _______ to _______

                          Commission file number 1-8606

                                  -------------

                          Bell Atlantic Mobile Savings
                       and Profit Sharing Retirement Plan
            180 Washington Valley Road, Bedminster, New Jersey 07921

                                  -------------

                           Verizon Communications Inc
              1095 Avenue of the Americas, New York, New York 10036
<PAGE>

         Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan
             Index To Financial Statements and Supplemental Schedule


                                                                         PAGE(S)

Report of Independent Accountants                                           2

Financial Statements:

Statements of Net Assets Available for Benefits as
of December 31, 2000 and 1999                                               3


Statement of Changes in Net Assets Available for Benefits
for the year ended December 31, 2000                                        4

Notes to Financial Statements                                              5-8

Supplemental Schedule:

Schedule of Assets Held for Investment Purposes at                          9
End of Year
<PAGE>

                           INDEPENDENT AUDITORS' REPORT


To the Participants and Administrator of the Bell Atlantic Mobile Savings and
Profit Sharing Retirement Plan:
Bedminster, New Jersey

We have audited the accompanying statements of net assets available for benefits
of the Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan (the
"Plan") as of December 31, 2000, and the related statement of changes in net
assets available for benefits for the year then ended. These financial
statements are the responsibility of the Plan's management. Our responsibility
is to express an opinion on these financial statements based on our audit.

We conducted our audit in accordance with auditing standards generally accepted
in the United States of America. Those standards require that we plan and
perform the audit to obtain reasonable assurance about whether the financial
statements are free of material misstatement. An audit includes examining, on a
test basis, evidence supporting the amounts and disclosures in the financial
statements. An audit also includes assessing the accounting principles used and
significant estimates made by management, as well as evaluating the overall
financial statement presentation. We believe that our audit provide a reasonable
basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all material respects, the net assets available for benefits of the Bell
Atlantic Mobile Savings and Profit Sharing Retirement Plan as of December 31,
2000 and the changes in net assets available for benefits for the year then
ended in conformity with accounting principles generally accepted in the United
States of America.

Our audit was conducted for the purpose of forming an opinion on the basic
financial statements taken as a whole. The accompanying supplemental schedule of
assets held for investment purposes at end of year is presented for the purpose
of additional analysis and are not a required part of the basic financial
statements but are supplementary information required by the Department of
Labor's Rules and Regulations for Reporting and Disclosure under the Employee
Retirement Income Security Act of 1974. This schedule is the responsibility of
the Plan's management. Such schedule has been subjected to the auditing
procedures applied in the audit of the basic financial statements and, in our
opinion, are fairly stated in all material respects in relation to the basic
financial statements taken as a whole.



-----------------------
/s/ Deloitte & Touche LLP
New York, New York

June 25, 2001
<PAGE>

                        REPORT OF INDEPENDENT ACCOUNTANTS

To the Participants and Administrator of the Bell Atlantic Mobile Savings and
Profit Sharing Retirement Plan:

In our opinion, the accompanying statement of net assets available for benefits
present fairly, in all material respects, the net assets available for benefits
of the Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan (the
"Plan") at December 31, 1999 in conformity with accounting principles generally
accepted in the United States. These financial statements are the responsibility
of the Plan's management; our responsibility is to express an opinion on these
financial statements based on our audits. We conducted our audits of these
statements in accordance with auditing standards generally accepted in the
United States, which require that we plan and perform the audit to obtain
reasonable assurance about whether the financial statements are free of material
misstatement. An audit includes examining, on a test basis, evidence supporting
the amounts and disclosures in the financial statements, assessing the
accounting principles used and significant estimates made by management, and
evaluating the overall financial statement presentation. We believe that our
audits provide a reasonable basis for the opinion expressed above.




[PricewaterhouseCoopers LLP (signed)]

New York, New York
June 2, 2000
<PAGE>

         Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan
                 Statements of Net Assets Available for Benefits
                        As of December 31, 2000 and 1999

                                                     2000              1999
                                                 ------------      ------------
Assets:
Investments, at fair value                       $260,145,478      $258,401,721

Loans to participants                              10,601,801         9,886,526

Employer's contribution receivable                 20,163,195        17,339,462
                                                 ------------      ------------

    Total assets                                  290,910,474       285,627,709

Liabilities:

Accrued expenses                                       58,716           188,124
                                                 ------------      ------------

    Total Liabilities                                  58,716           188,124

Net assets available for benefits                $290,851,758      $285,439,585
                                                 ============      ============


   The accompanying notes are an integral part of these financial statements.


                                        4
<PAGE>

             Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan
                Statement of Changes in Net Assets Available for Benefits
                           For the Year Ended December 31, 2000



Additions:
Additions to net assets attributed to:
     Investment income
          Net depreciation in fair
             value of investments                                 $(26,285,941)
           Interest and dividends                                    4,930,941
                                                                ---------------
                                                                   (21,355,000)
                                                                ---------------

      Contributions:
           Participant                                              34,226,299
           Employer                                                 29,738,056
                                                                ---------------
                                                                    63,964,355
                                                                ---------------

                      Total Additions                               42,609,355
                                                                ---------------

Deductions:
Deductions from net assets attributed to:
      Benefits paid to participants                                 29,398,438
      Transfer of Plan assets                                        7,207,933
      Expenses                                                         539,056
      Other                                                             51,755
                                                                ---------------
                     Total Deductions                               37,197,182
                                                                ---------------

      Net increase                                                   5,412,173

Net Assets available for benefits:
      Beginning of year                                            285,439,585
                                                                ---------------

      End of year                                                $ 290,851,758
                                                                ===============


   The accompanying notes are an integral part of these financial statements.


                                        5
<PAGE>

         Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan
                          Notes to Financial Statements


A.  Description of Plan

Effective July 1, 1995, the Board of Directors of Bell Atlantic Mobile, Inc.,
previously known as Bell Atlantic NYNEX Mobile, Inc., (the "Company"), acting in
its capacity as general partner of Cellco Partnership, ("Cellco"), established
the Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan (the
"Plan"), for the benefit of Covered Employees, as defined by the Plan. The
purpose of the Plan is to enable Covered Employees to increase personal
long-term savings through the tax deferral opportunities offered under sections
401(k) and 401(a) of the Internal Revenue Code of 1986 (the "Code"). The
following description only provides general information of the Plan. The Plan
document contains a more comprehensive description of the Plan's provisions.

     1. Participation - The Plan is a defined-contribution and a profit sharing
plan covering all eligible Company employees who have completed one year of
service, consisting of no less than 1,000 hours worked, unless otherwise
specified.

     2. Contributions - Each year, participants may elect to contribute, through
ordinary payroll deductions, an amount ranging from one percent (1%) to sixteen
percent (16%) of annual compensation, as defined in the Plan document.
Participants may also roll over amounts representing distributions from other
qualified defined benefit plans, defined contribution plans and/or conduit
individual retirement accounts. The Company makes a matching contribution equal
to fifty percent (50%) of the first six percent (6%) of eligible compensation
that a participant contributes to the Plan. The amount contributed for matching
contributions for the year ended December 31, 2000 was $9,574,862. The Company
may increase the matching contribution at the discretion of the Company's Board
of Directors. The amount contributed for discretionary matching contributions
for the year ended December 31, 2000 was $8,840,496. In addition, at the
discretion of the Company's Board of Directors, a profit sharing contribution
may be contributed on behalf of all Covered Employees whether or not they
contribute to the Plan. The amount contributed for profit sharing contributions
for the year ended December 31, 2000 was $11,322,698.

     3. Participant accounts - The Plan provides that a separate account be
maintained for each participant. Participant accounts are valued on a daily
basis. Each participant account is credited with participant's contribution and
applicable employer contribution on a semi-monthly basis. Participant accounts
are also increased (decreased) by allocation of actual investment earnings
(losses). Following the Plan year-end, discretionary contributions for profit
sharing and discretionary matching contributions, if any, are deposited in one
lump sum to participant accounts. A separate sub-account is maintained for
profit sharing contributions which have different vesting schedules and
withdrawal provisions. Participants may change their investment direction and
transfer between investment funds on a daily basis.

     4. Vesting - Participants are immediately vested in their contributions
plus actual earnings derived from these contributions. Vesting in the Company's
fixed, discretionary variable match, and discretionary profit sharing are based
on credited years of service. A participant is fully vested in the Company's
fixed and discretionary variable match after three years of credited service. A
participant is fully vested in the Company's profit sharing contribution after
five years of credited service.



                                       6
<PAGE>

                    Notes to Financial Statements (continued)


     5. Participant Loans - Participants may borrow from their accounts a
minimum of $1,000 and up to a maximum equal to the lesser of $50,000 or fifty
percent of their vested account balance, excluding profit sharing balances. All
loans are considered to be a fixed income investment and are therefore treated
as a transfer from an investment fund to a separate Loan Fund. Interest is fixed
for the life of the loan and is charged at a rate equal to the prime rate, as
defined in the Plan, plus one percent. Loan terms range from one to five years
for non-residential loans and fifteen years for primary residence loans. Loans
are collateralized by the portion of the participant's account allocated to the
Loan Fund. Loans are repaid in equal semi-monthly installments through payroll
deductions or as directed by the Plan and are invested in accordance with the
participants' investment elections.

     6. Benefit Distributions - On termination of service due to death,
disability, or retirement, a participant may elect to receive either a lump-sum
amount equal to the value of the participant's vested account balance or annual
installments over a period of two to twenty years (as elected by the participant
and subject to Plan rules). Former NYNEX Corporation employees may also elect an
annuity contract for the portion of their account which was transferred from the
NYNEX plan. For termination of service due to other reasons, a participant may
receive the value of the vested account balance as a lump-sum distribution or a
direct rollover into another qualified retirement account as dictated by the
Code.

B.  Summary of Accounting Policies

Basis of Accounting
-------------------

The financial statements of the Plan are prepared under the accrual method of
accounting and are in conformity with generally accepted accounting principles.

Investment Valuation and Income Recognition
-------------------------------------------

The Plan's investments in commingled funds are stated at quoted market prices
which represent the net assets value at the end of the year. The Verizon
Communications Stock Fund is valued using the quoted market price for the fund's
shares at the end of the year, plus the market value of cash reserves held by
the fund. Participant loan receivables are valued at cost, which approximates
fair value. Valuations for all funds are as of the financial statement dates.

Purchases and sales of securities are recorded on a trade-date basis. Interest
income is recorded on the accrual basis. Dividends are recorded on the
ex-dividend date. The individual funds are charged with a trustee and investment
management fee. All administrative and recordkeeping fees are paid by the
Company.

The Plan presents in the Statement of Changes in Net Assets Available for
Benefits the appreciation (depreciation) in the fair value of its investments
which consists of the realized gains or losses and the unrealized appreciation
(depreciation) on those investments.

Forfeiture of Benefits
----------------------

If employment is terminated and a participant is not 100% vested in either the
employer match or the employer profit sharing contribution then the portion of
the participant's account not vested will be forfeited. The forfeited amounts
are used to reduce future employer contributions to the Plan. Forfeitures
applied for the year ended December 31, 2000 were $1,365,987. Unapplied
forfeitures are invested in the Plan's Short Term Investment Fund and amounted
to $986,304 and $841,010 as of December 31, 2000 and 1999, respectively.


                                        7
<PAGE>

                    Notes to Financial Statements (continued)

Summary of Accounting Policies (continued)

Use of Estimates
----------------

The preparation of financial statements in conformity with generally accepted
accounting principles requires management to make significant estimates and
assumptions that affect the reported amounts of assets and liabilities and
disclosures of contingent assets and liabilities at the date of the financial
statements and the reported amounts of additions and deductions during the
reporting period. The most significant estimates relate to the valuation of
investments. Actual results could differ from those estimates.

Risks and Uncertainties
-----------------------

The Plan provides participants with various investment options: money market and
fixed income securities, bonds, and equity funds. All investment securities are
exposed to some type of risk, including, but not limited to, exposure to changes
in interest rates, market fluctuations, economic conditions, and currency
devaluation. Due to the level of risk associated with certain investment
securities, it is possible that changes in near term risk factors could
materially affect participants' account balances and the amounts reported in the
Statement of Net Assets Available for Benefits and the Statement of Changes in
Net Assets Available for Benefits.

Payment of Benefits
-------------------

When benefit payments are required, funds are transferred from the respective
investment fund(s) to a holding fund. Subsequently, when checks are drafted, the
holding fund is then reduced.

C.  Investments

The following presents investments that represent 5 percent or more of the
Plan's Assets:

Description of Assets                           2000                   1999
---------------------                      -------------          -------------
State Street Commingled Funds:
      Short Term Investment Fund             $30,459,019            $27,002,588
      S&P 500 Flagship Fund                  100,629,895            109,096,205
      Russell 2000 Fund                       26,602,685             23,803,346
      Daily EAFE Fund                         15,518,284             16,230,182
Common Stock:
      Verizon Communications Stock            70,041,317             68,128,202


During 2000, the Plan's investments (including gains and losses on investments
bought and sold, as well as held during the year) depreciated in value by
$26,285,941 as follows:

Commingled Funds                             $12,808,233
Common Stock                                  13,477,708
                                              ----------
                                             $26,285,941
                                             ===========


                                       8
<PAGE>

                    Notes to Financial Statements (continued)


D.   Related-Party Transactions

Certain Plan investments are shares in commingled funds managed by State Street
Global Advisors ("SSGA"). State Street Bank and Trust Company is the Plan's
trustee. Both SSGA and State Street Bank and Trust Company are wholly owned
subsidiaries of State Street Corporation; therefore these transactions qualify
as party-in-interest. Fees for the year ended December 31, 2000 of $539,056 paid
by the Plan to SSGA for investment management and to State Street Bank and Trust
Company for trust accounting services are recorded as expenses in the deductions
section of the Statement of Changes in Net Assets Available for Benefits.


E.   Plan Termination

Although the intention of the Company is to maintain the Plan indefinitely, the
Company reserves the right to terminate its sponsorship of the Plan by action of
the Company's Board of Directors. In the event of plan termination, the Plan
will distribute participants' accounts in accordance with the provisions of
ERISA and any other applicable laws.


F.   Tax Status

The Internal Revenue Service has determined and informed the Company by letter
dated January 31, 1997 that the Plan and related trust are designed in
accordance with applicable sections of the Internal Revenue Code (the Code). The
Plan has been amended since receiving the determination letter. However, the
Plan's administrator believes that the Plan is currently designed and being
operated in compliance with the applicable requirements of the Code. Therefore,
no provision for income taxes has been included in the Plan's financial
statements.

G.   Transfer of Plan Assets

In connection with Cellco's exchange of certain wireless properties with ALLTEL
Communications, Plan assets of $7,207,933 (which included $271,596 in
outstanding participant loans) were transferred to the ALLTEL Corporation Thrift
Plan in December 2000.

H.   Subsequent Event

In January 2001, the Plan was renamed the Verizon Wireless Savings and
Retirement Plan ( the "VWRP") and its assets were transferred to Fidelity
Investments, its newly selected trustee and recordkeeper.

Also in January 2001, one defined contribution plan covering certain Cellco
employees was merged into VWRP, and two other plans covering certain Cellco
employees contributed assets to VWRP.


                                       9
<PAGE>

         Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan
                              Supplemental Schedule
         Schedule of Assets Held for Investment Purposes at End of Year




               Investment Description                Units         Current Value
               ----------------------                -----         -------------

Short Term Investment Fund *                        30,459,019       $30,459,019
Stable Value Fund *                                  5,400,954         5,400,954
Daily Bond Market Index Fund *                         840,708        11,493,324
S&P 500 Flagship Fund *                                446,593       100,629,895
Russell 2000 Fund *                                    988,396        26,602,685
Daily EAFE Fund *                                    1,378,668        15,518,284
Verizon Communications Stock                         1,397,333        70,041,317
                                                                   -------------
Subtotal:                                                            260,145,478

Participants' loan receivable, interest
rates range between 6 % - 10 % and terms            10,601,801        10,601,801
range from one to five years for non-residential                   -------------
and fifteen years for primary residence loans

Total investments                                                   $270,747,279
                                                                   =============

* Commingled Trust Funds Managed by State Street Global Advisors, which
  qualify as party-in-interest.

                                       10
<PAGE>

                                    SIGNATURE


     Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Verizon Wireless Employee Benefits Committee has duly caused this annual
report to be signed by the undersigned thereunto duly authorized.


                                Bell Atlantic Mobile Savings and Profit
                                Sharing Retirement Plan



                                By: /s/ Marc Reed
                                    -------------------------------
                                    Marc Reed
                                   (Chairman, Verizon Wireless Employee Benefits
                                    Committee)
Date:  June 27, 2001
<PAGE>

INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in Registration Statement No.
333-45985 of Verizon Communications Inc (formerly Bell Atlantic Corp) on Form
S-8 of our report dated June 25, 2001, appearing in this Annual Report on Form
11-K of the Bell Atlantic Mobile Savings and Profit Sharing Retirement Plan for
the year ended December 31, 2000.

/s/ DELOITTE & TOUCHE LLP
New York, New York

June 25, 2001
<PAGE>

                       CONSENT OF INDEPENDENT ACCOUNTANTS
                       ----------------------------------


We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (No. 333-45985) of Verizon Communication Inc., of our
report dated June 2, 2000 relating to the financial statements of Bell Atlantic
Mobile Savings & Profit Sharing Retirement Plan, which appears in this Form
11-K.

[PricewaterhouseCoopers LLP (signed)]

New York, New York
June 27, 2001
