<SUBMISSION>
<ACCESSION-NUMBER>0000950134-02-014130
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>1
<PERIOD>20021113
<ITEMS>9
<FILING-DATE>20021113
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>VERIZON COMMUNICATIONS INC
<CIK>0000732712
<ASSIGNED-SIC>4813
<IRS-NUMBER>232259884
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>001-08606
<FILM-NUMBER>02820464
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1095 AVE OF THE AMERICAS
<CITY>NEW YORK
<STATE>NY
<ZIP>10036
<PHONE>2123952121
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1717 ARCH ST 47TH FL
<CITY>PHILADELPHIA
<STATE>PA
<ZIP>19103
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>BELL ATLANTIC CORP
<DATE-CHANGED>19920703
</FORMER-COMPANY>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d01292e8vk.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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<TITLE>Verizon Communications Inc.</TITLE>
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<P align="center"><FONT size="4">UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</FONT>


<DIV align="center"><FONT size="3">Washington, D.C. 20549</FONT></DIV>


<P align="center"><FONT size="5">FORM 8-K</FONT>


<P align="center"><FONT size="5"><B>CURRENT REPORT</B>
</FONT>
<P align="center"><FONT size="2">Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
</FONT>
<P align="center"><FONT size="2">Date of Report: November&nbsp;13, 2002<BR>
(Date of earliest event reported)
</FONT>
<P align="center"><FONT size="6">
VERIZON COMMUNICATIONS INC.<BR></FONT><FONT size="2">(Exact name of registrant as specified in its charter)
</FONT>
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        <TD width="43%">&nbsp;</TD>
        <TD width="3%">&nbsp;</TD>
        <TD width="20%">&nbsp;</TD>
        <TD width="3%">&nbsp;</TD>
        <TD width="31%">&nbsp;</TD>
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        <TD nowrap align="center" valign="top"><FONT size="2">Delaware<br>
<I>(State or other jurisdiction of incorporation)</I></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD nowrap align="center" valign="top"><FONT size="2">
1-8606<BR>
<I>(Commission File Number)</I>
</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD nowrap align="center" valign="top"><FONT size="2">23-2259884<br>
<I>(I.R.S. Employer Identification No.)</I></FONT></TD>
</TR>

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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
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<TR valign="bottom">
        <TD align="center" valign="top"><FONT size="2">1095 Avenue of the Americas,<br>
New York, New York<br>
<I>(Address of principal executive offices)</I></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">&nbsp;</FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD nowrap align="center" valign="top"><FONT size="2">10036<BR>
<I>(Zip Code)</I></FONT></TD>
</TR>
</TABLE>
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<P align="center"><FONT size="2">Registrant&#146;s telephone number, including area code: (212)&nbsp;395-2121
</FONT>
<P align="center"><FONT size="2">Not applicable
</FONT>
<P align="center"><FONT size="2"><I>(Former name or former address, if changed since last report)</I>
</FONT>
<P>
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<P align="left"><FONT size="2"><B>Item&nbsp;9.&nbsp; Regulation&nbsp;FD Disclosure.</B></FONT>


<P><FONT size="2">Set forth below are certification letters as required by the Securities and
Exchange Commission.
</FONT>
<P><FONT size="2">November&nbsp;13, 2002
</FONT>
<P><FONT size="2">Jonathan G. Katz<BR>
Secretary<BR>
Securities and Exchange Commission<BR>
450 Fifth Street, N.W.<BR>
Washington, DC 20549
</FONT>
<P><FONT size="2">WRITTEN STATEMENT OF CHIEF EXECUTIVE OFFICER ACCOMPANYING REPORT ON FORM 10-Q
OF VERIZON COMMUNICATIONS INC. FOR THE QUARTERLY PERIOD ENDING SEPTEMBER 30,
2002
</FONT>
<P><FONT size="2">I, Ivan G. Seidenberg, President and Chief Executive Officer of Verizon
Communications Inc. (the &#147;Company&#148;), certify that:
</FONT>
<P>
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        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the report of the Company on Form&nbsp;10-Q for the quarterly period ending
September&nbsp;30, 2002 (the &#147;Report&#148;) fully complies with the requirements of
section 13(a) of the Securities Exchange Act of 1934 (the &#147;Exchange Act&#148;); and</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company as
of the dates and for the periods referred to in the Report.</FONT></TD>
</TR>
</TABLE>
<P><FONT size="2">This statement is being provided pursuant to section 1350 of chapter 63 of
title 18 of the United States Code.
</FONT>
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<TR valign="bottom">
        <TD width="100%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD align="left" valign="top"><FONT size="2"><u>&nbsp;&nbsp;&nbsp;&nbsp;/s/ Ivan G. Seidenberg&nbsp;&nbsp;&nbsp;</u><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Ivan G. Seidenberg</FONT></TD>
</TR>
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<P><FONT size="2">November&nbsp;13, 2002
</FONT>
<P><FONT size="2">Jonathan G. Katz<BR>
Secretary<BR>
Securities and Exchange Commission<BR>
450 Fifth Street, N.W.<BR>
Washington, DC 20549
</FONT>
<P><FONT size="2">WRITTEN STATEMENT OF CHIEF FINANCIAL OFFICER ACCOMPANYING REPORT ON FORM 10-Q
OF VERIZON COMMUNICATIONS INC. FOR THE QUARTERLY PERIOD ENDING SEPTEMBER 30,
2002
</FONT>
<P><FONT size="2">I, Doreen A. Toben, Executive Vice President and Chief Financial Officer of
Verizon Communications Inc. (the &#147;Company&#148;), certify that:
</FONT>
<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(1)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the report of the Company on Form&nbsp;10-Q for the quarterly period ending
September&nbsp;30, 2002 (the &#147;Report&#148;) fully complies with the requirements of
section 13(a) of the Securities Exchange Act of 1934 (the &#147;Exchange Act&#148;); and</FONT></TD>
</TR>
<TR>
        <TD><FONT size="2">&nbsp;</FONT></TD>
</TR>
<TR valign="top">
        <TD width="5%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="1%" align="left" nowrap><FONT size="2">(2)</FONT></TD>
        <TD width="3%"><FONT size="2">&nbsp;</FONT></TD>
        <TD width="91%"><FONT size="2">the information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company as
of the dates and for the periods referred to in the Report.</FONT></TD>
</TR>
</TABLE>
<P><FONT size="2">This statement is being provided pursuant to section 1350 of chapter 63 of
title 18 of the United States Code.
</FONT>
<CENTER>
<TABLE cellspacing="0" border="0" cellpadding="0" width="85%">
<TR valign="bottom">
        <TD width="100%">&nbsp;</TD>
</TR>
<TR valign="bottom">
        <TD aling="left" valign="top"><FONT size="2"><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/s/ Doreen A. Toben&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Doreen A. Toben</FONT></TD>
</TR>
</TABLE>
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<P align="center"><FONT size="2"><B>SIGNATURE</B></FONT>


<P><FONT size="2">Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
</FONT>
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        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Verizon Communications Inc.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><br>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Registrant)</FONT></TD>
</TR>
<TR><TD><FONT size="2">&nbsp;</FONT></TD></TR>
<TR valign="bottom">
        <TD nowrap valign="top"><FONT size="2">Date: <U>November 13, 2002</U></FONT></TD>
        <TD><FONT size="2">&nbsp;</FONT></TD>
        <TD align="left" valign="top"><FONT size="2">
<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/s/ John F. Killian&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u><BR>
John F. Killian<BR>
Senior Vice President and Controller</FONT></TD>
</TR>
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