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CONSOLIDATED STATEMENTS OF CASH FLOWS - Entity [Domain]
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2015
INR (₨)
Mar. 31, 2015
USD ($)
Mar. 31, 2014
INR (₨)
Mar. 31, 2013
INR (₨)
Cash flows from operating activities:        
Net income before noncontrolling interest ₨ 99,504.7 $ 1,596.9 ₨ 79,446.2 ₨ 62,134.7
Adjustment to reconcile net income to net cash provided by operating activities        
Provision for credit losses 17,000.2 272.8 17,428.1 12,688.0
Depreciation and amortization 6,905.8 110.8 6,980.3 6,686.2
Amortization of intangible assets 219.0 3.5 1,538.5 2,304.5
Amortization of deferred acquisition costs 5,232.0 84.0 3,569.3 3,748.7
Amortization of premium (discount) on investments (331.3) (5.3) (1,015.2) (886.8)
Other than temporary impairment losses on available for sale securities 1.8 0.0 664.7 1,546.3
Provision for deferred income taxes [1] (352.1) (5.7) (1,994.6) (4,881.7)
Share-based compensation expense 9,138.8 146.7 5,495.5 4,533.7
Net realized (gain) loss on sale of available for sale securities (5,167.9) (82.9) (1,755.7) (2,227.8)
(Gain) loss on disposal of property and equipment, net (111.5) (1.8) (27.1) 10.2
Exchange (gain) loss (3,453.5) (55.4) (7,585.6) (2,197.9)
Net change in:        
Investments held for trading 3,785.1 60.7 27,645.6 (11,200.8)
Accrued interest receivable (5,211.1) (83.6) (5,988.2) (7,725.5)
Other assets 73,205.1 1,174.9 (75,437.9) 48,090.2
Accrued interest payable 4,762.5 76.4 (30,460.9) 6,201.2
Accrued expense and other liabilities (95,770.5) (1,537.0) 108,648.3 (47,309.7)
Net cash provided by operating activities 109,357.1 1,755.0 127,151.3 71,513.5
Cash flows from investing activities:        
Net change in term placements 6,492.2 104.2 22,784.0 (49,169.2)
Activity in available for sale securities:        
Purchases (1,383,086.4) (22,196.9) (471,211.3) (743,212.7)
Proceeds from sales 139,646.9 2,241.2 88,685.7 72,607.2
Maturities, prepayments and calls 687,313.0 11,030.5 476,119.7 470,598.0
Net change in repurchase options and reverse repurchase options 105,730.0 1,696.8 (195,322.6) 88,868.3
Loans purchased (82,492.1) (1,323.9) (66,898.7) (51,644.0)
Repayments on loans purchased 35,489.4 569.6 48,036.7 40,596.8
Increase in loans originated, net of principal collections (672,149.0) (10,787.1) (669,463.7) (503,662.9)
Additions to property and equipment (8,913.7) (143.1) (9,728.5) (9,994.1)
Proceeds from sale or disposal of property and equipment 329.2 5.3 127.3 43.1
Net cash used in investing activities (1,171,640.5) (18,803.4) (776,871.4) (684,969.5)
Cash flows from financing activities:        
Net increase in deposits 824,928.2 13,239.0 708,925.0 493,240.6
Net increase (decrease) in short-term borrowings 61,577.6 988.2 477.7 33,123.4
Purchase of subsidiary shares from noncontrolling interest (715.7) (11.5) (2,265.8) 0.0
Proceeds from issue of shares by a subsidiary to noncontrolling interests 340.8 5.5 162.4 34.6
Proceeds from issuance of long-term debt 104,257.6 1,673.2 146,341.9 162,705.7
Repayment of long-term debt (49,324.0) (791.6) (51,063.9) (45,875.4)
Proceeds from issuance of equity shares for options exercised 9,954.1 159.8 7,232.9 10,949.5
Proceeds from issuance of equity shares 97,227.9 1,560.4 0.0 0.0
Proceeds from application for issuance of equity shares for options exercised pending allotment 0.0 0.0 0.0 221.5
Payment of dividends and dividend tax (19,300.5) (309.7) (15,372.6) (11,787.0)
Net cash provided by financing activities 1,028,946.0 16,513.3 794,437.6 642,612.9
Effect of exchange rate changes on cash and cash equivalents 3,626.5 58.2 7,377.5 1,540.3
Net change in cash and cash equivalents (29,710.9) (476.9) 152,095.0 30,697.2
Cash and cash equivalents, beginning of year 370,835.2 5,951.5 218,740.2 188,043.0
Cash and cash equivalents, end of year 341,124.3 5,474.6 370,835.2 218,740.2
Supplementary cash flow information:        
Interest paid 259,656.1 4,167.2 260,039.7 190,602.7
Income taxes paid 56,480.4 906.4 42,107.9 38,348.8
Non-cash investment activities        
Payable for purchase of property and equipment ₨ 1,010.2 $ 16.2 ₨ 814.6 ₨ 1,074.4
[1] Includes deferred income tax benefits on the amortization of intangible assets of Rs. 747.7 million, Rs. 495.6 million and Rs. 74.4 million for fiscals March 31, 2013, March 31, 2014 and March 31, 2015, respectively.