XML 17 R4.htm IDEA: XBRL DOCUMENT v3.5.0.2
CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
 12 Months Ended
Mar. 31, 2016
INR (₨)
₨ / shares
Mar. 31, 2016
USD ($)
$ / shares
Mar. 31, 2015
INR (₨)
₨ / shares
Mar. 31, 2014
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 470,818.5 $ 7,106.7 ₨ 388,264.7 ₨ 326,755.3
Trading securities 5,659.9 85.4 5,123.4 5,883.4
Available for sale securities 136,062.4 2,053.8 94,129.1 77,497.1
Other 12,887.8 194.5 13,270.0 12,075.5
Total interest and dividend revenue 625,428.6 9,440.4 500,787.2 422,211.3
Interest expense:        
Deposits 283,764.7 4,283.2 227,321.9 187,574.7
Short-term borrowings 16,265.2 245.5 6,944.6 18,075.0
Long-term debt 32,811.0 495.3 29,948.0 23,976.6
Other 226.2 3.4 396.4 12.9
Total interest expense 333,067.1 5,027.4 264,610.9 229,639.2
Net interest revenue 292,361.5 4,413.0 236,176.3 192,572.1
Provision for credit losses 21,531.3 325.0 17,000.2 17,428.1
Net interest revenue after provision for credit losses 270,830.2 4,088.0 219,176.1 175,144.0
Non-interest revenue, net:        
Fees and commissions 83,762.8 1,264.3 71,423.6 60,314.1
Trading securities gain/(loss), net 1,519.3 22.9 698.1 (345.1)
Realized gain/(loss) on sales of available for sale securities, net 5,646.0 85.2 5,167.9 1,755.7
Other than temporary impairment losses on available for sale securities (54.9) (0.8) (1.8) (664.7)
Foreign exchange transactions (10,145.4) (153.1) 9,358.0 9,010.5
Derivatives gain/(loss), net 15,067.2 227.4 (7,393.0) 119.5
Other, net 1,038.9 15.7 568.7 644.5
Total non-interest revenue, net 96,833.9 1,461.6 79,821.5 70,834.5
Total revenue, net 367,664.1 5,549.6 298,997.6 245,978.5
Non-interest expense:        
Salaries and staff benefits 85,932.9 1,297.1 66,909.4 57,550.3
Premises and equipment 24,102.6 363.8 20,499.2 18,722.8
Depreciation and amortization 7,427.5 112.1 6,905.8 6,980.3
Administrative and other 64,607.3 975.2 50,439.6 39,436.2
Amortization of intangible assets 7.0 0.1 219.0 1,538.5
Total non-interest expense 182,077.3 2,748.3 144,973.0 124,228.1
Income before income tax 185,586.8 2,801.3 154,024.6 121,750.4
Income tax expense 67,536.9 1,019.4 54,519.9 42,304.2
Net income before noncontrolling interest 118,049.9 1,781.9 99,504.7 79,446.2
Less: Net income attributable to shareholders of noncontrolling interest 134.6 2.0 267.0 126.5
Net income attributable to HDFC Bank Limited ₨ 117,915.3 $ 1,779.9 ₨ 99,237.7 ₨ 79,319.7
Per share information:        
Earnings per equity share-basic | (per share) ₨ 46.84 $ 0.71 ₨ 40.94 ₨ 33.18
Earnings per equity share-diluted | (per share) 46.33 0.70 40.55 32.94
Per ADS information (where 1 ADS represents 3 shares):        
Earnings per ADS-basic | (per share) 140.52 2.13 122.82 99.54
Earnings per ADS-diluted | (per share) 138.99 2.10 121.65 98.82
Dividends declared per equity share | (per share) ₨ 9.50 $ 0.14 ₨ 8.00 ₨ 6.85