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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2017
INR (₨)
₨ / shares
Mar. 31, 2017
USD ($)
$ / shares
Mar. 31, 2016
INR (₨)
₨ / shares
Mar. 31, 2015
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 552,686.8 $ 8,522.5 ₨ 470,818.5 ₨ 388,264.7
Trading securities 5,041.8 77.7 5,659.9 5,123.4
Available for sale securities 154,618.6 2,384.2 136,062.4 94,129.1
Other 13,207.1 203.7 12,887.8 13,270.0
Total interest and dividend revenue 725,554.3 11,188.1 625,428.6 500,787.2
Interest expense:        
Deposits 308,078.3 4,750.6 283,764.7 227,321.9
Short-term borrowings 21,821.9 336.5 16,265.2 6,944.6
Long-term debt 43,781.1 675.1 32,811.0 29,948.0
Other 77.4 1.2 226.2 396.4
Total interest expense 373,758.7 5,763.4 333,067.1 264,610.9
Net interest revenue 351,795.6 5,424.7 292,361.5 236,176.3
Provision for credit losses 37,951.4 585.2 21,531.3 17,000.2
Net interest revenue after provision for credit losses 313,844.2 4,839.5 270,830.2 219,176.1
Non-interest revenue, net:        
Fees and commissions 94,120.3 1,451.4 83,762.8 71,423.6
Trading securities gain/(loss), net 467.2 7.2 1,519.3 698.1
Realized gain/(loss) on sales of available for sale securities, net 9,606.2 148.1 5,646.0 5,167.9
Other than temporary impairment losses on available for sale securities (13.4) (0.2) (54.9) (1.8)
Foreign exchange transactions 11,282.7 174.0 (10,145.4) 9,358.0
Derivatives gain/(loss), net (5,738.5) (88.5) 15,067.2 (7,393.0)
Other, net 601.6 9.3 1,038.9 568.7
Total non-interest revenue, net 110,326.1 1,701.3 96,833.9 79,821.5
Total revenue, net 424,170.3 6,540.8 367,664.1 298,997.6
Non-interest expense:        
Salaries and staff benefits 93,060.5 1,435.0 85,932.9 66,909.4
Premises and equipment 28,024.2 432.1 24,102.6 20,499.2
Depreciation and amortization 8,876.9 136.9 7,427.5 6,905.8
Administrative and other 74,240.2 1,144.8 64,607.3 50,439.6
Amortization of intangible assets 3.0 0.0 7.0 219.0
Total non-interest expense 204,204.8 3,148.8 182,077.3 144,973.0
Income before income tax 219,965.5 3,392.0 185,586.8 154,024.6
Income tax expense 79,224.9 1,221.7 67,536.9 54,519.9
Net income before noncontrolling interest 140,740.6 2,170.3 118,049.9 99,504.7
Less: Net income attributable to shareholders of noncontrolling interest 210.8 3.3 134.6 267.0
Net income attributable to HDFC Bank Limited ₨ 140,529.8 $ 2,167.0 ₨ 117,915.3 ₨ 99,237.7
Per share information:        
Earnings per equity share-basic | (per share) ₨ 55.23 $ 0.85 ₨ 46.84 ₨ 40.94
Earnings per equity share-diluted | (per share) 54.57 0.84 46.33 40.55
Per ADS information (where 1 ADS represents 3 shares):        
Earnings per ADS-basic | (per share) 165.69 2.55 140.52 122.82
Earnings per ADS-diluted | (per share) 163.71 2.52 138.99 121.65
Dividends declared per equity share | (per share) ₨ 11.00 $ 0.17 ₨ 9.50 ₨ 8.00