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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2018
INR (₨)
₨ / shares
Mar. 31, 2018
USD ($)
$ / shares
Mar. 31, 2017
INR (₨)
₨ / shares
Mar. 31, 2016
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 667,458.7 $ 10,251.2 ₨ 552,686.8 ₨ 470,818.5
Trading securities 4,049.1 62.2 5,041.8 5,659.9
Available for sale securities 158,209.2 2,429.9 154,618.6 136,062.4
Other 13,748.3 211.2 13,207.1 12,887.8
Total interest and dividend revenue 843,465.3 12,954.5 725,554.3 625,428.6
Interest expense:        
Deposits 326,717.8 5,017.9 308,078.3 283,764.7
Short-term borrowings 26,004.4 399.4 21,821.9 16,265.2
Long-term debt 67,297.5 1,033.6 43,781.1 32,811.0
Other 295.0 4.5 77.4 226.2
Total interest expense 420,314.7 6,455.4 373,758.7 333,067.1
Net interest revenue 423,150.6 6,499.1 351,795.6 292,361.5
Provision for credit losses 59,397.8 912.3 37,951.4 21,531.3
Net interest revenue after provision for credit losses 363,752.8 5,586.8 313,844.2 270,830.2
Non-interest revenue, net:        
Fees and commissions 120,060.9 1,844.0 94,120.3 83,762.8
Trading securities gain/(loss), net (63.4) (1.0) 467.2 1,519.3
Realized gain/(loss) on sales of available for sale securities, net 10,853.2 166.7 9,606.2 5,646.0
Other than temporary impairment losses on available for sale securities (149.1) (2.3) (13.4) (54.9)
Foreign exchange transactions 6,209.5 95.4 11,282.7 (10,145.4)
Derivatives gain/(loss), net 6,742.6 103.6 (5,738.5) 15,067.2
Other, net 953.3 14.6 601.6 1,038.9
Total non-interest revenue, net 144,607.0 2,221.0 110,326.1 96,833.9
Total revenue, net 508,359.8 7,807.8 424,170.3 367,664.1
Non-interest expense:        
Salaries and staff benefits 98,714.6 1,516.2 93,060.5 85,932.9
Premises and equipment 29,816.9 457.9 28,024.2 24,102.6
Depreciation and amortization 9,678.9 148.7 8,876.9 7,427.5
Administrative and other 93,042.0 1,429.1 74,240.2 64,607.3
Amortization of intangible assets 1.0 0.0 3.0 7.0
Total non-interest expense 231,253.4 3,551.9 204,204.8 182,077.3
Income before income tax 277,106.4 4,255.9 219,965.5 185,586.8
Income tax expense 98,272.5 1,509.3 79,224.9 67,536.9
Net income before noncontrolling interest 178,833.9 2,746.6 140,740.6 118,049.9
Less: Net income attributable to shareholders of noncontrolling interest 319.0 4.9 210.8 134.6
Net income attributable to HDFC Bank Limited ₨ 178,514.9 $ 2,741.7 ₨ 140,529.8 ₨ 117,915.3
Per share information:        
Earnings per equity share-basic | (per share) ₨ 69.18 $ 1.06 ₨ 55.23 ₨ 46.84
Earnings per equity share-diluted | (per share) 68.29 1.05 54.57 46.33
Per ADS information (where 1 ADS represents 3 shares):        
Earnings per ADS-basic | (per share) 207.54 3.18 165.69 140.52
Earnings per ADS-diluted | (per share) 204.87 3.15 163.71 138.99
Dividends declared per equity share | (per share) ₨ 13.00 $ 0.20 ₨ 11.00 ₨ 9.50