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Segment information (Tables)
12 Months Ended
Mar. 31, 2018
Schedule of Segment Reporting Information, by Segment

Summarized segment information for the years ended March 31, 2016, March 31, 2017 and March 31, 2018:

 

    Fiscal years ended March 31,  
    2016     2017  
    Retail
Banking
    Wholesale
Banking
    Treasury
Services
    Total     Retail
Banking
    Wholesale
Banking
    Treasury
Services
    Total  
    (In millions)  

Net interest income/(expense) (External)

  Rs. 143,024.7     Rs. 127,326.0     Rs.  22,010.8     Rs.  292,361.5     Rs.  188,803.6     Rs.  159,644.3     Rs. 3,347.7     Rs. 351,795.6  

Net interest income/(expense) (Internal)

    94,302.1       (88,187.6     (6,114.5     —         97,969.3       (100,757.5     2,788.2       —    

Net interest revenue

    237,326.8       39,138.4       15,896.3       292,361.5       286,772.9       58,886.8       6,135.9       351,795.6  

Less: Provision for credit losses

    19,103.0       2,428.3       —         21,531.3       31,341.7       6,609.7       —         37,951.4  
 

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Net interest revenue, after allowance for credit losses

    218,223.8       36,710.1       15,896.3       270,830.2       255,431.2       52,277.1       6,135.9       313,844.2  

Non-interest revenue

    85,999.6       11,630.8       (796.5     96,833.9       95,914.4       11,090.1       3,321.6       110,326.1  

Non-interest expense

    (167,739.7     (13,149.2     (1,188.4     (182,077.3     (187,591.4     (15,352.0     (1,261.4     (204,204.8
 

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Income before income tax

  Rs. 136,483.7     Rs.  35,191.7     Rs. 13,911.4     Rs. 185,586.8     Rs. 163,754.2     Rs. 48,015.2     Rs. 8,196.1     Rs. 219,965.5  
 

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Income tax expense

        Rs. 67,536.9           Rs. 79,224.9  
       

 

 

         

 

 

 

Segment assets:

               

Segment total assets

  Rs.  4,534,800.3     Rs.  2,741,500.9     Rs.  460,422.1     Rs.  7,736,723.3     Rs.  4,987,187.1     Rs.  3,346,273.0     Rs.  733,520.4     Rs.  9,066,980.5  

 

     Fiscal year ended March 31  
     2018  
     Retail Banking     Wholesale
Banking
    Treasury
Services
    Total     Total  
     (In millions)  

Net interest income/(expense) (External)

   Rs.  279,198.3     Rs.  120,341.3     Rs.  23,611.0     Rs.  423,150.6     US$ 6,499.1  

Net interest income/(expense) (Internal)

     65,690.2       (48,571.1     (17,119.1     —         —    

Net interest revenue

     344,888.5       71,770.2       6,491.9       423,150.6       6,499.1  

Less: Provision for credit losses

     52,577.1       6,820.7       —         59,397.8       912.3  
  

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Net interest revenue, after allowance for credit losses

     292,311.4       64,949.5       6,491.9       363,752.8       5,586.8  

Non-interest revenue

     122,582.6       12,674.1       9,350.3       144,607.0       2,221.0  

Non-interest expense

     (210,257.2     (19,792.1     (1,204.1     (231,253.4     (3,551.9
  

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Income before income tax

   Rs.  204,636.8     Rs.  57,831.5     Rs.  14,638.1     Rs.  277,106.4     US$ 4,255.9  
  

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Income tax expense

         Rs.  98,272.5     US$ 1,509.3  
        

 

 

   

 

 

 

Segment assets:

          

Segment total assets

   Rs.  6,351,601.7     Rs.  4,140,606.7     Rs.  875,100.4     Rs.  11,367,308.8     US$ 174,586.3