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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2019
INR (₨)
₨ / shares
Mar. 31, 2019
USD ($)
$ / shares
Mar. 31, 2018
INR (₨)
₨ / shares
Mar. 31, 2017
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 827,683.0 $ 11,967.7 ₨ 667,458.7 ₨ 552,686.8
Trading securities 8,892.9 128.6 4,049.1 5,041.8
Available for sale debt securities 190,992.5 2,761.6 158,209.2 154,618.6
Other 14,146.5 204.5 13,748.3 13,207.1
Total interest and dividend revenue 1,041,714.9 15,062.4 843,465.3 725,554.3
Interest expense:        
Deposits 410,026.4 5,928.7 326,717.8 308,078.3
Short-term borrowings 39,054.3 564.7 26,004.4 21,821.9
Long-term debt 85,081.1 1,230.2 67,297.5 43,781.1
Other 47.5 0.7 295.0 77.4
Total interest expense 534,209.3 7,724.3 420,314.7 373,758.7
Net interest revenue 507,505.6 7,338.1 423,150.6 351,795.6
Provision for credit losses 72,279.3 1,045.1 59,397.8 37,951.4
Net interest revenue after provision for credit losses 435,226.3 6,293.0 363,752.8 313,844.2
Non-interest revenue, net:        
Fees and commissions 134,155.2 1,939.8 120,060.9 94,120.3
Trading securities gain/(loss), net 1,028.4 14.9 (63.4) 467.2
Realized gain/(loss) on sales of available for sale debt securities, net 2,596.0 37.5 10,853.2 9,606.2
Other than temporary impairment losses on available for sale debt securities (1,081.0) (15.6) (149.1) (13.4)
Foreign exchange transactions 1,917.8 27.7 6,209.5 11,282.7
Derivatives gain/(loss), net 12,409.1 179.4 6,742.6 (5,738.5)
Other, net 9,096.7 131.5 953.3 601.6
Total non-interest revenue, net 160,122.2 2,315.2 144,607.0 110,326.1
Total revenue, net 595,348.5 8,608.2 508,359.8 424,170.3
Non-interest expense:        
Salaries and staff benefits 104,652.6 1,513.2 98,483.7 92,663.0
Premises and equipment 29,527.7 426.9 29,816.9 28,024.2
Depreciation and amortization 12,247.8 177.1 9,678.9 8,876.9
Administrative and other 108,960.4 1,575.5 93,272.9 74,637.7
Amortization of intangible assets 1.0 0.0 1.0 3.0
Total non-interest expense 255,389.5 3,692.7 231,253.4 204,204.8
Income before income tax expense 339,959.0 4,915.5 277,106.4 219,965.5
Income tax expense 119,393.5 1,726.3 98,272.5 79,224.9
Net income before noncontrolling interest 220,565.5 3,189.2 178,833.9 140,740.6
Less: Net income attributable to shareholders of noncontrolling interest 461.7 6.7 319.0 210.8
Net income attributable to HDFC Bank Limited ₨ 220,103.8 $ 3,182.5 ₨ 178,514.9 ₨ 140,529.8
Per share information:        
Earnings per equity share-basic | (per share) ₨ 82.13 $ 1.19 ₨ 69.18 ₨ 55.23
Earnings per equity share-diluted | (per share) 81.31 1.18 68.29 54.57
Per ADS information (where 1 ADS represents 3 shares):        
Earnings per ADS-basic | (per share) 246.39 3.57 207.54 165.69
Earnings per ADS-diluted | (per share) 243.93 3.54 204.87 163.71
Dividends declared per equity share | (per share) ₨ 15.0 $ 0.2 ₨ 13.0 ₨ 11.0