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Property and equipment | 12 Months Ended
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Mar. 31, 2020
Property and equipment | 12. Property and equipment Property and equipment by asset category is as follows:
|  | As of March 31, |
|  | 2019 |  |  | 2020 |  |  | 2020 |
|  | (In millions) |
Land and premises |  | Rs. | 18,836.5 |  |  | Rs. | 19,567.6 |  |  | US$ | 259.5 |
Software and systems |  |  | 29,855.2 |  |  |  | 33,433.9 |  |  |  | 443.5 |
Equipment and furniture |  |  | 73,601.8 |  |  |  | 82,179.1 |  |  |  | 1,090.1 |
Property and equipment, at cost |  |  | 122,293.5 |  |  |  | 135,180.6 |  |  |  | 1,793.1 |
Less: Accumulated depreciation |  |  | 79,105.7 |  |  |  | 86,852.9 |  |  |  | 1,152.1 |
Property and equipment, net |  | Rs. | 43,187.8 |  |  | Rs. | 48,327.7 |  |  | US$ | 641.0 |
Depreciation and amortization charged for the years ended March 31, 2018, March 31, 2019 and March 31, 2020 was Rs. 9,678.9 million, Rs. 12,247.8 million and Rs. 12,800.3 million (US$ 169.8 million), respectively.

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- Definition The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=120429125&loc=d3e99893-112916 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -URI http://asc.fasb.org/topic&trid=2155823 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=120429125&loc=SL120174063-112916 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 360 -Section 50 -Paragraph 1 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=120429125&loc=d3e99779-112916 + Details
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