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Property and equipment
 12 Months Ended
Mar. 31, 2020
Property and equipment
12. Property and equipment
Property and equipment by asset category is as follows:
 
As of March 31,
 
 
2019
 
  
2020
 
  
2020
 
 
(In millions)
 
Land and premises
  Rs.
18,836.5
    Rs.
19,567.6
    US$
259.5
 
Software and systems
   
29,855.2
     
33,433.9
     
443.5
 
Equipment and furniture
   
73,601.8
     
82,179.1
     
1,090.1
 
                         
Property and equipment, at cost
   
122,293.5
     
135,180.6
     
1,793.1
 
Less: Accumulated depreciation
   
79,105.7
     
86,852.9
     
1,152.1
 
                         
Property and equipment, net
  Rs.
43,187.8
    Rs.
48,327.7
    US$
641.0
 
                         
Depreciation and amortization charged for the years ended March 31, 2018, March 31, 2019 and March 31, 2020 was Rs. 9,678.9 million, Rs. 12,247.8 million and Rs. 12,800.3 million (US$ 169.8 million), respectively.