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Accrued expenses and other liabilities
12 Months Ended
Mar. 31, 2020
Accrued expenses and other liabilities
18. Accrued expenses and other liabilities
Accrued expenses and oth
e
r liabilities include the amounts set forth below:
 
As of March 31,
 
 
2019
 
 
2020
 
 
2020
 
 
(In millions)
 
Bills payable
   
Rs.  70,404.0
     
Rs.  75,837.2
    US$
   1,005.9
 
Remittances in transit
   
41,721.1
     
35,507.3
     
471.0
 
Accrued expenses
   
57,816.9
     
54,898.3
     
728.2
 
Accounts payable
   
88,212.9
     
103,386.2
     
1,371.4
 
Derivatives (refer to note 24)
   
128,449.0
     
184,783.0
     
2,451.0
 
Lease liabilities
 
 
 
 
 
 
65,615.1
 
 
 
870.3
 
Others
   
80,834.7
     
91,300.1
     
1,211.0
 
                         
Total
   
Rs.467,438.6
     
Rs.611,327.2
    US$
8,108.8
 
                         
The Bank amortizes annual fees on credit cards over the contractual period of the fees. The unamortized annual fees as of March 31, 2019 and March 31, 2020 was Rs. 538.8 million and Rs. 786.8 million (US$ 10.4 million), respectively.