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Segment information (Tables)
 12 Months Ended
Mar. 31, 2020
Schedule of Segment Reporting Information, by Segment
Summarized segment information for the years ended March 31, 2018, March 31, 2019 and March 31, 2020:
 
  
Fiscal year ended March 31,
 
 
2018
   
2019
 
 
Retail
Banking
 
  
Wholesale
Banking
 
  
Treasury
Services
 
  
Total
 
  
Retail
Banking
 
  
Wholesale
Banking
 
  
Treasury
Services
 
  
Total
 
 
(In millions)
 
Net interest income/(expense) (External)
  Rs.
279,198.3
    Rs.
120,341.3
    Rs.
23,611.0
    Rs.
423,150.6
    Rs.
336,677.1
    Rs.
140,085.0
    Rs.
30,743.5
    Rs.
507,505.6
 
Net interest income/(expense) (Internal)
   
65,690.2
     
(48,571.1
 )    
(17,119.1
)    
—
      
62,339.1
     
(43,842.8
 )    
(18,496.3
 )    
—
  
Net interest revenue
   
344,888.5
     
71,770.2
     
6,491.9
     
423,150.6
     
399,016.2
     
96,242.2
     
12,247.2
     
507,505.6
 
Less: Provision for credit losses
   
52,577.1
     
6,820.7
     
—
      
59,397.8
     
64,051.0
     
8,228.3
     
—
      
72,279.3
 
                                                                 
Net interest revenue, after 
provision
for credit losses
   
292,311.4
     
64,949.5
     
6,491.9
     
363,752.8
     
334,965.2
     
88,013.9
     
12,247.2
     
435,226.3
 
Non-interest revenue
   
122,582.6
     
12,674.1
     
9,350.3
     
144,607.0
     
138,783.0
     
23,789.6
     
(2,450.4
 )    
160,122.2
 
Non-interest expense
   
(210,257.2
 )    
(19,792.1
 )    
(1,204.1
 )    
(231,253.4
 )    
(230,726.5
 )    
(22,744.8
 )    
(1,918.2
 )    
(255,389.5
 )
                                                                 
Income before income tax
  Rs.
204,636.8
    Rs.
57,831.5
    Rs.
14,638.1
    Rs.
277,106.4
    Rs.
243,021.7
    Rs.
89,058.7
    Rs.
7,878.6
    Rs.
339,959.0
 
                                                                 
Income tax expense
   
     
     
    Rs.
98,272.5
     
     
     
    Rs.
119,393.5
 
                                                                 
Segment assets:
   
     
     
     
     
     
     
     
 
Segment total assets
  Rs.
 6,351,601.7
    Rs.
 4,140,606.7
    Rs.
 875,100.4
    Rs.
 11,367,308.8
    Rs.
 7,432,733.8
    Rs.
 4,732,290.7
    Rs.
 1,115,049.1
    Rs.
 13,280,073.6
 
 
  
Fiscal year ended March 31,
 
 
2020
 
 
Retail Banking
 
  
Wholesale
Banking
 
  
Treasury
Services
 
  
Total
 
  
Total
 
 
(In millions)
 
Net interest income/(expense) (External)
  Rs.
356,017.3
    Rs.
204,725.8
    Rs.
32,784.3
    Rs.
593,527.4
    US$
7,872.8
 
Net interest income/(expense) (Internal)
   
127,065.9
     
(101,002.5
 )    
(26,063.4
 )    
—
     
—
  
Net interest revenue
   
483,083.2
     
103,723.3
     
6,720.9
     
593,527.4
     
7,872.8
 
Less: Provision for credit losses
   
104,516.8
     
13,105.1
     
—
     
117,621.9
     
1,560.2
 
                                         
Net interest revenue, after provision for credit losses
    
378,566.4
     
90,618.2
     
6,720.9
     
475,905.5
     
6,312.6
 
Non-interest revenue
   
161,890.1
     
36,059.1
     
269.8
     
198,219.0
     
2,629.4
 
Non-interest expense
   
(278,605.8
 )    
(27,774.0
 )    
(1,900.7
 )    
(308,280.5
 )    
(4,089.2
 )
                                         
Income before income tax
  Rs.
261,850.7
    Rs.
98,903.3
    Rs.
5,090.0
    Rs.
365,844.0
    US$
4,852.8
 
                                         
Income tax expense
   
     
     
    Rs.
105,480.0
    US$
1,399.1
 
                                         
Segment assets:
   
     
     
     
     
 
Segment total assets
  Rs.
 8,353,762.3
    Rs.
  5,933,391.4
    Rs.
  1,674,735.4
    Rs.
 15,961,889.1
    US$
  211,724.1