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Related party transactions (Tables)
 12 Months Ended
Mar. 31, 2020
Schedule of Related Party Transactions
Balances payable to related parties are as follows:
 
  
As of March 31,
 
 
2019
    
2020
 
 
Principal
owner
 
  
Others
 
  
Total
 
  
Principal
owner
 
  
Others
 
  
Total
 
  
Total
 
 
(In millions)
  
Balances in non-interest-bearing deposits
  Rs.
32,176.8
    Rs.
14,170.1
    Rs.
46,346.9
    Rs.
35,128.7
    Rs.
8,258.8
    Rs.
43,387.5
    US$
575.5
 
Balances in interest-bearing deposits
   
733.1
     
1,732.9
     
2,466.0
     
1,662.0
     
5,954.8
     
7,616.8
     
101.0
 
Accrued expenses and other liabilities
   
836.4
     
—
      
836.4
     
1,002.8
     
—
     
1,002.8
     
13.3
 
                                                         
Total
  Rs.
 
33,746.3
    Rs.
 15,903.0
    Rs.
 49,649.3
    Rs.
 37,793.5
    Rs.
 14,213.6
    Rs.
 52,007.1
    US$
689.8
 
                                                         
Balances receivable from related parties are as follows:
 
  
As of March 31,
 
 
2019
    
2020
 
 
Principal
owner
 
  
Others
 
  
Total
 
  
Principal
owner
 
  
Others
 
  
Total
 
  
Total
 
 
(In millions)
  
Loans
  Rs.
—
     Rs.
33.9
    Rs.
33.9
    Rs.
—
     Rs.
26.5
    Rs.
26.5
    US$
0.4
 
Other assets
   
310.2
     
1,474.7
     
1,784.9
     
449.5
     
1,266.9
     
1,716.4
     
22.8
 
                                                         
Total
  Rs.
 310.2
    Rs.
 1,508.6
    Rs.
 1,818.8
    Rs.
 449.5
    Rs.
 
1,293.4
    Rs.
 1,742.9
    US$
 
23.2
 
                                                         
Purchase of property and equipment from related parties for the years ended March 31, 2019 and 2020 were nil. Purchase and sale of investments from Others for the year ended March 31, 2020 were Rs.4,872.8 million (previous year Rs. 6,490.7 million) and Rs. 28,016.8 million (previous year Rs. 22,236.2 million), respectively. Investments of Others in the Bank’s subordinated debt for the fiscal year ended March 31, 2020 were Rs. 200.0 million (previous year Rs. 250.0 million).
Included in the determination of net income are the following significant transactions with related parties:
 
  
Fiscal year ended March 31,
 
 
2018
   
2019
   
2020
 
   
Principal
owner
    
Others
    
Total
    
Principal
owner
    
Others
    
Total
    
Principal
owner
    
Others
    
Total
    
Total
  
 
(In millions)
 
Non-interest revenue-Fees and commissions
   Rs.
 2,642.7
    Rs.
 14,913.5
    Rs.
 17,556.2
     
Rs. 2,829.7
     
Rs. 14,558.3
     
Rs. 17,388.0
     
Rs. 3,089.4
     
Rs. 17,001.7
     
Rs. 20,091.1
    US$
266.5
 
Interest and Dividend revenue
   
132.8
     
1,396.9
     
1,529.7
     
352.0
     
1,549.7
     
1,901.7
     
—
     
1,194.2
     
1,194.2
     
15.8
 
Interest expense-Deposits
   
(59.6
 )    
(115.9
 )    
(175.5
 )    
(54.9
 )    
(138.0
 )    
(192.9
 )    
(85.3
 )    
(84.2
 )    
(169.5
 )    
(2.2
 )
Non-interest expense-Administrative and other
   
(4,031.9
 )    
(2,266.8
 )    
(6,298.7
 )    
(4,838.3
 )    
(2,841.7
 )    
(7,680.0
 )    
(5,840.8
 )    
(3,119.6
 )    
(8,960.4
 )    
(118.9
 )
Non-interest expense-Premises and equipment
   
(19.8
 )    
(7.6
 )    
(27.4
 )    
(31.2
 )    
(6.1
 )    
(37.3
 )    
(25.8
 )    
(9.7
 )    
(35.5
 )    
(0.5
 )