XML 98 R86.htm IDEA: XBRL DOCUMENT v3.20.2
Loan Delinquency and Non-Accrual Loans (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2020
INR (₨)
Mar. 31, 2020
USD ($)
Mar. 31, 2019
INR (₨)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans ₨ 10,623,855.6 $ 140,918.6 ₨ 9,111,464.6
Retail Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 7,040,800.4 93,391.6 6,237,903.6
Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 952,053.1 12,628.4 951,744.2
Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,920,601.6 25,475.5 1,538,107.4
Retail Loans | Retail Business Banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,658,770.3 22,002.5 1,478,317.8
Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 747,382.4 9,913.5 746,288.0
Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 634,612.4 8,417.7 513,771.6
Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,127,380.6 14,954.0 1,009,674.6
Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,583,055.2 47,527.0 2,873,561.0
Financing Receivable, 31 to 90 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 75,254.6 998.1 45,108.0
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 4,049.3   4,807.0
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 16,819.3   11,520.2
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Retail Business Banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 15,210.9   9,087.9
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 17,679.2   9,225.0
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,330.9   784.9
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 13,038.1   9,480.1
Financing Receivable, 31 to 90 Days Past Due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 5,126.9   202.9
Impaired / 91 days or more past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 157,426.9 2,088.1 140,422.5
Impaired / 91 days or more past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 15,279.2   13,606.7
Impaired / 91 days or more past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 14,481.7   15,781.5
Impaired / 91 days or more past due | Retail Loans | Retail Business Banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 32,866.3   29,945.0
Impaired / 91 days or more past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 22,992.2   11,254.9
Impaired / 91 days or more past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,921.3   2,157.1
Impaired / 91 days or more past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 33,462.8   29,523.6
Impaired / 91 days or more past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 35,423.4   38,153.7
Total current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 10,391,174.1 [1] $ 137,832.4 [1] 8,925,934.1 [3]
Total current | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 932,724.6 [1]   933,330.5 [3]
Total current | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,889,300.6 [1]   1,510,805.7 [3]
Total current | Retail Loans | Retail Business Banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,610,693.1 [1]   1,439,284.9 [3]
Total current | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 706,711.0 [1]   725,808.1 [3]
Total current | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 628,360.2 [1]   510,829.6 [3]
Total current | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,080,879.7 [1]   970,670.9 [3]
Total current | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] ₨ 3,542,504.9 [1]   ₨ 2,835,204.4 [3]
[1] Includes crop related agricultural loans with days past due less than 366 as they are not considered as impaired Rs. 39.0 billion.
[2] Loans up to 30 days past due are considered current
[3] Includes crop related agricultural loans with days past due less than 366 as they are not considered as impaired Rs. 34.0 billion.