XML 94 R84.htm IDEA: XBRL DOCUMENT
v3.21.2

Loan Delinquency and Non-Accrual Loans (Detail) ₨ in Millions, $ in Millions | Mar. 31, 2021 INR (₨) | Mar. 31, 2021 USD ($) | Mar. 31, 2020 INR (₨)
--- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | ₨ 12,043,717.9 |  | $ 164,666.7 |  | ₨ 10,623,855.6 |
Finance receivable on non-accrual status | [1] | 213,782.4 |  | 2,923.0 |  | 157,426.9 |
Retail Loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 7,828,832.6 |  | 107,039.0 |  | 7,040,800.4 |
Retail Loans | Auto loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 964,053.2 |  | 13,180.9 |  | 952,053.1 |
Finance receivable on non-accrual status | [1] | 28,476.3 |  |  |  | 15,279.2 |
Retail Loans | Personal loans/Credit card |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 2,042,727.2 |  | 27,929.0 |  | 1,920,601.6 |
Finance receivable on non-accrual status | [1] | 37,026.1 |  |  |  | 14,481.7 |
Retail Loans | Retail Business Banking |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 2,007,845.9 |  | 27,452.1 |  | 1,658,770.3 |
Finance receivable on non-accrual status | [1] | 31,328.9 |  |  |  | 32,866.3 |
Retail Loans | Commercial vehicle and construction equipment finance |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 805,329.8 |  | 11,010.8 |  | 747,382.4 |
Finance receivable on non-accrual status | [1] | 32,015.3 |  |  |  | 22,992.2 |
Retail Loans | Housing loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 702,235.5 |  | 9,601.3 |  | 634,612.4 |
Finance receivable on non-accrual status | [1] | 5,171.9 |  |  |  | 2,921.3 |
Retail Loans | Other Retail |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 1,306,641.0 |  | 17,864.9 |  | 1,127,380.6 |
Finance receivable on non-accrual status | [1] | 39,584.4 |  |  |  | 33,462.8 |
Wholesale loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 4,214,885.3 |  | 57,627.7 |  | 3,583,055.2 |
Finance receivable on non-accrual status | [1] | 40,179.5 |  |  |  | 35,423.4 |
Financing Receivable, 31 to 90 Days Past Due |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 99,078.1 |  | 1,354.6 |  | 75,254.6 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Auto loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 8,523.6 |  |  |  | 4,049.3 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Personal loans/Credit card |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 25,026.7 |  |  |  | 16,819.3 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Retail Business Banking |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 19,239.0 |  |  |  | 15,210.9 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Commercial vehicle and construction equipment finance |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 16,946.0 |  |  |  | 17,679.2 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Housing loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 4,530.8 |  |  |  | 3,330.9 |
Financing Receivable, 31 to 90 Days Past Due | Retail Loans | Other Retail |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 18,535.0 |  |  |  | 13,038.1 |
Financing Receivable, 31 to 90 Days Past Due | Wholesale loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 6,277.0 |  |  |  | 5,126.9 |
Non-accrual/ 91 days or more past due |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 213,782.4 |  | 2,923.0 |  | 157,426.9 |
Non-accrual/ 91 days or more past due | Retail Loans | Auto loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 28,476.3 |  |  |  | 15,279.2 |
Non-accrual/ 91 days or more past due | Retail Loans | Personal loans/Credit card |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 37,026.1 |  |  |  | 14,481.7 |
Non-accrual/ 91 days or more past due | Retail Loans | Retail Business Banking |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 31,328.9 |  |  |  | 32,866.3 |
Non-accrual/ 91 days or more past due | Retail Loans | Commercial vehicle and construction equipment finance |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 32,015.3 |  |  |  | 22,992.2 |
Non-accrual/ 91 days or more past due | Retail Loans | Housing loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 5,171.9 |  |  |  | 2,921.3 |
Non-accrual/ 91 days or more past due | Retail Loans | Other Retail |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 39,584.4 |  |  |  | 33,462.8 |
Non-accrual/ 91 days or more past due | Wholesale loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans |  | 40,179.5 |  |  |  | 35,423.4 |
Total current |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 11,730,857.4 | [2] | $ 160,389.1 | [2] | 10,391,174.1 | [4]
Total current | Retail Loans | Auto loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 927,053.3 | [2] |  |  | 932,724.6 | [4]
Total current | Retail Loans | Personal loans/Credit card |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 1,980,674.4 | [2] |  |  | 1,889,300.6 | [4]
Total current | Retail Loans | Retail Business Banking |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 1,957,278.0 | [2] |  |  | 1,610,693.1 | [4]
Total current | Retail Loans | Commercial vehicle and construction equipment finance |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 756,368.5 | [2] |  |  | 706,711.0 | [4]
Total current | Retail Loans | Housing loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 692,532.8 | [2] |  |  | 628,360.2 | [4]
Total current | Retail Loans | Other Retail |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | 1,248,521.6 | [2] |  |  | 1,080,879.7 | [4]
Total current | Wholesale loans |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Gross loans | [3] | ₨ 4,168,428.8 | [2] |  |  | ₨ 3,542,504.9 | [4]
[1] | In accordance with the COVID-19 Regulatory Packages announced by the RBI on March 27, 2020, April 17, 2020 and May 23, 2020, the Bank, in accordance with its board approved policy, offered a moratorium on the repayment of all installments and / or interest, as applicable, due between March 1, 2020 and August 31, 2020 to all eligible borrowers classified as standard, even if overdue, as on February 29, 2020. In respect of such accounts that were granted moratorium within the laid down framework, the asset classification remained standstill during the moratorium period. The Supreme Court of India, in a public interest litigation, vide an interim order dated September 03, 2020, had directed banks that accounts which were not declared NPA till August 31, 2020 shall not be declared as NPA till further orders. Accordingly, the Bank did not classify any account which was not NPA as of August 31, 2020 as per the RBI IRAC norms, as NPA after August 31, 2020.
[2] | Includes crop related agricultural loans with days past due less than 366 as they are not considered as non-performing Rs. 33.6 billion.
[3] | Loans up to 30 days past due are considered current
[4] | Includes crop related agricultural loans with days past due less than 366 as they are not considered as non-performing Rs. 34.0 billion.

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447 + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_AutomobileLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hdb_PersonalLoansAndCreditCardFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hdb_RetailBusinessBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hdb_CommercialVehicleAndConstructionEquipmentFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hdb_OtherRetailMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=hdb_FinancingReceivableThirtyOneToNinetyDaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=hdb_FinancingReceivableNonperformingOrNinetyOneDaysAndGreaterPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=hdb_FinancingReceivableCurrentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |