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Property and equipment

12 Months Ended

Mar. 31, 2021

. Property and equipment

Property and equipment by asset category is as follows:


	As of March 31,
	2020		2021		2021
	(In millions)
Land and premises		Rs.19,567.6		Rs.21,205.2	US$	289.9
Software and systems		33,433.9		37,134.2		507.7
Equipment and furniture		82,179.1		92,610.9		1,266.2

Property and equipment, at cost		135,180.6		150,950.3		2,063.8
Less: Accumulated depreciation		86,852.9		97,855.9		1,337.9

Property and equipment, net		Rs.48,327.7		Rs.53,094.4	US$	725.9

Depreciation and amortization charged for the years ended March 31, 2019, March 31, 2020 and March 31, 2021 was Rs. 12,247.8 million, Rs. 12,800.3 million and Rs. 13,860.2 million (US$ 189.5 million), respectively.