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CONSOLIDATED BALANCE SHEETS
₨ in Millions, $ in Millions
Mar. 31, 2021
INR (₨)
Mar. 31, 2021
USD ($)
Mar. 31, 2020
INR (₨)
ASSETS:      
Cash and due from banks, and restricted cash ₨ 930,694.7 $ 12,724.8 ₨ 611,961.0
Investments held for trading, at fair value 99,620.2 1,362.0 304,962.9
Investments available for sale debt securities, at fair value [includes restricted investments of Rs. 1,760,859.1 and Rs. 1,694,645.4 (US$ 23,169.9), as of March 31, 2020 and March 31, 2021, respectively] 4,275,449.9 58,455.7 3,406,289.2
Securities purchased under agreements to resell 270,060.0 3,692.4 250,000.0
Loans [net of allowance of Rs. 198,833.2 and Rs. 343,528.7 (US$ 4,696.9), as of March 31, 2020 and March 31, 2021, respectively] 11,700,189.2 159,969.8 10,425,022.4
Accrued interest receivable 118,762.9 1,623.8 103,035.9
Property and equipment, net 53,094.4 725.9 48,327.7
Goodwill 74,937.9 1,024.6 74,937.9
Other assets 456,972.8 6,247.9 737,352.1
Total assets 17,979,782.0 245,826.9 15,961,889.1
Liabilities:      
Interest-bearing deposits 11,226,467.8 153,492.9 9,730,481.3
Non-interest-bearing deposits 2,110,762.4 28,859.2 1,731,590.0
Total deposits 13,337,230.2 182,352.1 11,462,071.3
Securities sold under repurchase agreements 356,059.2 4,868.2 507,982.0
Short-term borrowings 239,264.1 3,271.3 377,417.6
Accrued interest payable 77,969.1 1,066.0 80,078.9
Long-term debt 1,174,758.2 16,061.8 1,026,518.3
Accrued expenses and other liabilities 631,096.4 8,628.6 611,327.2
Total liabilities 15,816,377.2 216,248.0 14,065,395.3
Commitments and contingencies (see note 26)
Shareholders' equity:      
Equity shares: par value—Rs. 1.0 each; authorized 6,500,000,000 shares and 6,500,000,000 shares; issued and outstanding 5,483,286,460 shares and 5,512,776,482 shares, as of March 31, 2020 and March 31, 2021, respectively 5,512.8 75.4 5,483.3
Additional paid-in capital 794,220.3 10,858.9 765,888.6
Retained earnings 897,873.7 12,276.1 713,340.6
Statutory reserve 434,835.3 5,945.2 356,038.3
Accumulated other comprehensive income (loss) 27,186.3 371.7 52,331.6
Total HDFC Bank Limited shareholders' equity 2,159,628.4 29,527.3 1,893,082.4
Noncontrolling interest in subsidiaries 3,776.4 51.6 3,411.4
Total shareholders' equity 2,163,404.8 29,578.9 1,896,493.8
Total liabilities and shareholders' equity ₨ 17,979,782.0 $ 245,826.9 ₨ 15,961,889.1