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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
 12 Months Ended
Mar. 31, 2021
INR (₨)
₨ / shares
Mar. 31, 2021
USD ($)
$ / shares
Mar. 31, 2020
INR (₨)
₨ / shares
Mar. 31, 2019
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 1,017,047.8 $ 13,905.5 ₨ 981,794.8 ₨ 827,683.0
Trading securities 3,373.8 46.2 7,392.1 8,892.9
Available for sale debt securities 226,690.9 3,099.4 198,383.2 190,992.5
Other 28,855.1 394.5 24,412.8 14,146.5
Total interest and dividend revenue 1,275,967.6 17,445.6 1,211,982.9 1,041,714.9
Interest expense:        
Deposits 501,260.2 6,853.4 507,888.8 410,026.4
Short-term borrowings 12,531.8 171.3 27,216.8 39,054.3
Long-term debt 78,361.5 1,071.4 83,200.5 85,081.1
Other 127.6 1.7 149.4 47.5
Total interest expense 592,281.1 8,097.8 618,455.5 534,209.3
Net interest revenue 683,686.5 9,347.8 593,527.4 507,505.6
Provision for credit losses 154,233.4 2,108.7 117,621.9 72,279.3
Net interest revenue after provision for credit losses 529,453.1 7,239.1 475,905.5 435,226.3
Non-interest revenue, net:        
Fees and commissions 165,410.4 2,261.6 160,099.5 134,155.2
Trading securities gain/(loss), net 1,481.0 20.2 1,323.4 1,028.4
Realized gain/(loss) on sales of available for sale debt securities, net 55,925.2 764.6 25,826.2 2,596.0
Allowance on available for sale debt securities (2,915.1) (39.9) (9,109.0) [1] (1,081.0) [1]
Foreign exchange transactions 27,762.6 379.6 15,265.6 1,917.8
Derivatives gain/(loss), net (3,253.0) (44.5) 3,550.0 12,409.1
Other, net 8,564.6 117.1 1,263.3 9,096.7
Total non-interest revenue, net 252,975.7 3,458.7 198,219.0 160,122.2
Total revenue, net 782,428.8 10,697.8 674,124.5 595,348.5
Non-interest expense:        
Salaries and staff benefits 143,755.9 1,965.5 130,506.9 104,652.6
Premises and equipment 35,763.2 489.0 31,533.9 29,527.7
Depreciation and amortization 13,860.2 189.5 12,800.3 12,247.8
Administrative and other 149,223.0 2,040.2 133,439.4 108,960.4
Amortization of intangible assets 0.0 0.0 0.0 1.0
Total non-interest expense 342,602.3 4,684.2 308,280.5 255,389.5
Income before income tax expense 439,826.5 6,013.6 365,844.0 339,959.0
Income tax expense 113,820.1 1,556.2 105,480.0 119,393.5
Net income before noncontrolling interest 326,006.4 4,457.4 260,364.0 220,565.5
Less: Net income attributable to shareholders of noncontrolling interest 29.3 0.4 94.1 461.7
Net income attributable to HDFC Bank Limited ₨ 325,977.1 $ 4,457.0 ₨ 260,269.9 ₨ 220,103.8
Per share information: (see note: 28)        
Earnings per equity share-basic | (per share) ₨ 59.27 $ 0.81 ₨ 47.59 ₨ 41.07
Earnings per equity share-diluted | (per share) 59.02 0.80 47.27 40.66
Per ADS information (where 1 ADS represents 3 shares): (see note: 28)        
Earnings per ADS-basic | (per share) 177.81 2.43 142.77 123.21
Earnings per ADS-diluted | (per share) 177.06 2.40 141.81 121.98
Dividends declared per equity share | (per share) ₨ 6.5 $ 0.09 ₨ 2.5 ₨ 7.5
[1] For fiscal 2019 and 2020 the amount represents Other than temporary impairment. The Bank adopted the CECL accounting guidance on April 1, 2020.