Credit substitutes (Tables)

12 Months Ended

Mar. 31, 2021

The fair values of credit substitutes by the

Bank’s internal credit quality indicators and amounts provided for Impairment losses is as follows:


	As of March 31,
	2020		2021		2021
	(In millions)
Pass	Rs.	362,373.7	Rs.	547,276.9	US$	7,482.6
Impaired—gross balance		—		—		—
Less: Impairment losses		—		—		—

Impaired credit substitutes, net		—		—		—

Total credit substitutes, net	Rs.	362,373.7	Rs.	547,276.9	US$	7,482.6

The following table provides information on Impaired credit substitutes as at March 31, 2020 and March 31, 2021:


	As of March 31,
	2020		2021		2021
	(In millions)
Gross impaired credit substitutes	Rs	—	Rs	—	US$	—
Gross impaired credit substitutes by industry	Rs.	—	Rs.	—	US$	—
Average impaired credit substitutes	Rs.	—	Rs.	—	US$	—
Interest income recognized on impaired credit substitutes	Rs.	—	Rs.	—	US$	—