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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
 12 Months Ended
Mar. 31, 2022
INR (₨)
₨ / shares
Mar. 31, 2022
USD ($)
$ / shares
Mar. 31, 2021
INR (₨)
₨ / shares
Mar. 31, 2020
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 1,057,925.6 $ 13,943.9 ₨ 1,017,047.8 ₨ 981,794.8
Trading securities 1,647.5 21.7 3,373.8 7,392.1
Available for sale debt securities 240,943.0 3,175.7 226,690.9 198,383.2
Other 32,620.9 430.0 28,855.1 24,412.8
Total interest and dividend revenue 1,333,137.0 17,571.3 1,275,967.6 1,211,982.9
Interest expense:        
Deposits 489,010.1 6,445.4 501,260.2 507,888.8
Short-term borrowings 17,675.2 233.0 12,531.8 27,216.8
Long-term debt 77,456.3 1,020.9 78,361.5 83,200.5
Other 155.9 2.1 127.6 149.4
Total interest expense 584,297.5 7,701.4 592,281.1 618,455.5
Net interest revenue 748,839.5 9,869.9 683,686.5 593,527.4
Provision for credit losses 126,979.5 1,673.6 154,233.4 117,621.9
Net interest revenue after provision for credit losses 621,860.0 8,196.3 529,453.1 475,905.5
Non-interest revenue, net:        
Fees and commissions 202,979.5 2,675.4 165,410.4 160,099.5
Trading securities gain/(loss), net 2,455.5 32.4 1,481.0 1,323.4
Realized gain/(loss) on sales of available for sale debt securities, net 16,745.8 220.7 55,925.2 25,826.2
Allowance on available for sale debt securities 2,915.1 38.4 (2,915.1) [1] (9,109.0) [1]
Foreign exchange transactions 34,851.4 459.4 27,762.6 15,265.6
Derivatives gain/(loss), net 1,422.0 18.7 (3,253.0) 3,550.0
Other, net 9,204.9 121.3 8,564.6 1,263.3
Total non-interest revenue, net 270,574.2 3,566.3 252,975.7 198,219.0
Total revenue, net 892,434.2 11,762.6 782,428.8 674,124.5
Non-interest expense:        
Salaries and staff benefits 165,287.7 2,178.6 143,755.9 130,506.9
Premises and equipment 36,236.0 477.6 35,763.2 31,533.9
Depreciation and amortization 16,816.9 221.7 13,860.2 12,800.3
Administrative and other 154,931.4 2,042.1 149,223.0 133,439.4
Total non-interest expense 373,272.0 4,920.0 342,602.3 308,280.5
Income before income tax expense 519,162.2 6,842.6 439,826.5 365,844.0
Income tax expense 132,559.2 1,747.2 113,820.1 105,480.0
Net income before noncontrolling interest 386,603.0 5,095.4 326,006.4 260,364.0
Less: Net income attributable to shareholders of noncontrolling interest 602.6 7.9 29.3 94.1
Net income attributable to HDFC Bank Limited ₨ 386,000.4 $ 5,087.5 ₨ 325,977.1 ₨ 260,269.9
Per share information: (see note: 28)        
Earnings per equity share-basic | (per share) ₨ 69.76 $ 0.92 ₨ 59.27 ₨ 47.59
Earnings per equity share-diluted | (per share) 69.38 0.91 59.02 47.27
Per ADS information (where 1 ADS represents 3 shares): (see note: 28)        
Earnings per ADS-basic | (per share) 209.28 2.76 177.81 142.77
Earnings per ADS-diluted | (per share) 208.14 2.73 177.06 141.81
Dividends declared per equity share | (per share) ₨ 15.5 $ 0.2 ₨ 6.5 ₨ 2.5
[1] For fiscal year 2020 the amount represents Other than temporary impairment. The Bank adopted the CECL accounting guidance on April 1, 2020.