Credit substitutes (Tables)

12 Months Ended

Mar. 31, 2022

Credit substitutes by bank's internal credit quality indicators

The fair value of credit substitutes by the Bank’s internal credit quality indicators and amounts provided for non-performing credit substitutes is as follows:


	As of March 31,
	2021		2022		2022

	(In millions)
Pass	Rs.	547,276.9	Rs.	583,020.2	US$	7,684.5
Non-performing —gross balance		—		—		—
Less: Non-performing losses		—		—		—

Non-performing credit substitutes, net		—		—		—

Total credit substitutes, net	Rs.	547,276.9	Rs.	583,020.2	US$	7,684.5

Impaired credit substitutes

The following table provides information on non-performing credit substitutes as at March 31, 2021 and March 31, 2022:


	As of March 31,
	2021		2022		2022

	(In millions)
Gross non-performing credit substitutes	Rs	—	Rs	—	US$	—
Gross non-performing credit substitutes by industry	Rs.	—	Rs.	—	US$	—
Average non-performing credit substitutes	Rs.	—	Rs.	—	US$	—
Interest income recognized on non-performing credit substitutes	Rs.	—	Rs.	—	US$	—