XML 68 R58.htm IDEA: XBRL DOCUMENT v3.22.2

Segment information (Tables)

12 Months Ended

Mar. 31, 2022

Schedule of Segment Reporting Information, by Segment

Summarized segment information for the years ended March 31, 2020, March 31, 2021 and March 31, 2022:

		Fiscal year ended March 31,
		2020																2021
		Retail Banking				Wholesale Banking				Treasury Services				Total				Retail Banking				Wholesale Banking				Treasury Services				Total
		(In millions)
Net interest income/ (expense) (external)		Rs.	356,017.3			Rs.	204,725.8			Rs.	32,784.3			Rs.	593,527.4			Rs.	361,343.5			Rs.	278,431.0			Rs.	43,912.0			Rs.	683,686.5
Net interest income/ (expense) (internal)			127,065.9				(101,002.5	)			(26,063.4	)			—				176,420.0				(143,863.7	)			(32,556.3	)			—
Net interest revenue			483,083.2				103,723.3				6,720.9				593,527.4				537,763.5				134,567.3				11,355.7				683,686.5
Less: Provision for credit losses			104,516.8				13,105.1				—				117,621.9				145,822.0				8,411.4				—				154,233.4
Net interest revenue, after provision for credit losses			378,566.4				90,618.2				6,720.9				475,905.5				391,941.5				126,155.9				11,355.7				529,453.1
Non-interest revenue			161,890.1				36,059.1				269.8				198,219.0				175,447.7				72,420.1				5,107.9				252,975.7
Non-interest expense			(278,605.8	)			(27,774.0	)			(1,900.7	)			(308,280.5	)			(306,461.1	)			(34,238.4	)			(1,902.8	)			(342,602.3	)
Income before income tax		Rs.	261,850.7			Rs.	98,903.3			Rs.	5,090.0			Rs.	365,844.0			Rs.	260,928.1			Rs.	164,337.6			Rs.	14,560.8			Rs.	439,826.5
Income tax expense														Rs.	105,480.0															Rs.	113,820.1
Segment assets:
Segment total assets		Rs.	8,353,762.3			Rs.	5,933,391.4			Rs.	1,674,735.4			Rs.	15,961,889.1			Rs.	9,356,987.2			Rs.	7,011,959.9			Rs.	1,610,834.9			Rs.	17,979,782.0

		Fiscal year ended March 31,
		2022
		Retail Banking				Wholesale Banking				Treasury Services				Total				Total
		(In millions)
Net interest income/(expense) (external)		Rs.	418,823.0			Rs.	297,694.0			Rs.	32,322.5			Rs.	748,839.5			US$	9,869.9
Net interest income/(expense) (internal)			141,001.2				(113,339.0	)			(27,662.2	)			—				—
Net interest revenue			559,824.2				184,355.0				4,660.3				748,839.5				9,869.9
Less: Provision for credit losses			122,622.6				4,356.9				—				126,979.5				1,673.6
Net interest revenue, after provision for credit losses			437,201.6				179,998.1				4,660.3				621,860.0				8,196.3
Non-interest revenue			203,468.5				55,813.2				11,292.5				270,574.2				3,566.3
Non-interest expense			(345,321.5	)			(25,544.1	)			(2,406.4	)			(373,272.0	)			(4,920.0	)
Income before income tax		Rs.	295,348.6			Rs.	210,267.2			Rs.	13,546.4			Rs.	519,162.2			US$	6,842.6
Income tax expense														Rs.	132,559.2			US$	1,747.2
Segment assets:
Segment total assets		Rs.	11,384,802.9			Rs.	8,106,671.0			Rs.	1,622,231.6			Rs.	21,113,705.5			US$	278,287.9

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8813-108599

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-URI https://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599

+ Details

Name:	us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration