<SEC-DOCUMENT>0001193805-22-001501.txt : 20221109
<SEC-HEADER>0001193805-22-001501.hdr.sgml : 20221109
<ACCEPTANCE-DATETIME>20221109131001
ACCESSION NUMBER:		0001193805-22-001501
CONFORMED SUBMISSION TYPE:	F-6 POS
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20221109
DATE AS OF CHANGE:		20221109

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HDFC BANK LTD
		CENTRAL INDEX KEY:			0001144967
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			K7
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		F-6 POS
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-175521
		FILM NUMBER:		221371611

	BUSINESS ADDRESS:	
		STREET 1:		'HDFC BANK HOUSE', SENAPATI BAPAT ROAD
		STREET 2:		LOWER PAREL (WEST), MUMBAI INDIA
		CITY:			INDIA
		STATE:			K7
		ZIP:			400013
		BUSINESS PHONE:		91224957676

	MAIL ADDRESS:	
		STREET 1:		KAMALA MILLS COMPOUND
		STREET 2:		SENAPATI BAPAT MARG, LOWER PAREL
		CITY:			MUMBAI INDIA
		STATE:			K7
		ZIP:			400013

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JPMorgan Chase Bank, N.A. - ADR Depositary
		CENTRAL INDEX KEY:			0001474274
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 8880 [8880]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		F-6 POS

	BUSINESS ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		STREET 2:		11TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10179
		BUSINESS PHONE:		212-319-7600

	MAIL ADDRESS:	
		STREET 1:		383 MADISON AVENUE
		STREET 2:		11TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10179
</SEC-HEADER>
<DOCUMENT>
<TYPE>F-6 POS
<SEQUENCE>1
<FILENAME>e617974_f6pos-hdfc.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"> <B>&#9;As filed with
the U.S. Securities and Exchange Commission on November 9, 2022</B> </P>

<P STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&#9;Registration
No. 333-175521 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>____________________</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> <B>POST-EFFECTIVE AMENDMENT NO. 2 TO</B> &nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM F-6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REGISTRATION STATEMENT UNDER THE SECURITIES
ACT OF 1933</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>For Depositary Shares Evidenced by American
Depositary Receipts</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>___________________</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>HDFC Bank Limited</B>&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Exact name of issuer of deposited securities
as specified in its charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>n/a</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Translation of issuer's name into English)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Republic of India</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Jurisdiction of incorporation or organization
of issuer)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>JPMORGAN CHASE BANK, N.A.</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(Exact name of depositary as specified in its
charter)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> <B>383 Madison Avenue, Floor 11, New York,
New York 10179</B> </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Telephone (800) 990-1135</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address, including zip code, and telephone number,
including area code, of depositary's principal executive offices)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">____________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>Depositary Management
Corporation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>570 Lexington Avenue,
Suite 2405</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>New York, New York
10022</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>Telephone: (212) 319-4800</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address, including zip code, and telephone number,
including area code, of agent for service)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I>Copy to:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font-size: 10pt; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Scott A. Ziegler, Esq.</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Ziegler, Ziegler &amp; Associates LLP</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>570 Lexington Avenue, Suite 2405</B>&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>New York, New York 10022</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>(212) 319-7600</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P></TD>
    </TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">It is proposed that this
filing become effective under Rule 466</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9746; immediately upon
filing</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9744; on (Date) at (Time)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">If a separate registration statement has been filed
to register the deposited shares, check the following box. &#9744;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>CALCULATION OF REGISTRATION
FEE</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font-size: 10pt; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 41%; border-top: Black 2.25pt double; border-right: Black 1pt solid; border-bottom: Black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Title of each class of</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Securities to be registered</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt double; border-right: Black 1pt solid; border-bottom: Black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amount</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>to be registered</B>&nbsp;</P></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt double; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 10pt; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt"><B>Proposed maximum aggregate price per unit <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt double; border-right: Black 1pt solid; border-bottom: Black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Proposed maximum</B>&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>aggregate offering price <SUP>(2)</SUP></B>&nbsp;</P></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt double; border-bottom: Black 1pt solid">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amount of</B>&nbsp;</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>registration fee</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt double; font-size: 10pt; layout-grid-mode: line">American Depositary Shares evidenced by American Depositary Receipts, each American Depositary Share representing three shares of HDFC Bank Limited </TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt double; font-size: 10pt; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt">n/a</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt double; font-size: 10pt; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt">n/a</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt double; font-size: 10pt; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt">n/a</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt double; font-size: 10pt; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt">n/a</FONT></TD></TR>
  </TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(1)</TD><TD STYLE="text-align: justify">Each unit represents one American Depositary Share.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(2)</TD><TD STYLE="text-align: justify">Estimated solely for the purpose of calculating the registration fee. Pursuant to Rule&nbsp;457(k), such
estimate is computed on the basis of the maximum aggregate fees or charges to be imposed in connection with the issuance of American Depositary
Receipts evidencing American Depositary Shares.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART I</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify; text-indent: 0.5in"> The Prospectus
consists of the proposed form of American Depositary Receipt (&ldquo;ADR&rdquo; or &ldquo;American Depositary Receipt&rdquo;) included
as Exhibit A to the form of Second Amended and Restated Deposit Agreement filed as Exhibit (a) to this Post-Effective Amendment to Registration
Statement on Form F-6, which is incorporated herein by reference. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: center">CROSS REFERENCE SHEET</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify"><B>Item 1. DESCRIPTION OF SECURITIES
TO BE REGISTERED</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: left; border-bottom: Black 1pt solid; vertical-align: bottom">Item Number and Caption</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid">Location in Form of American Depositary Receipt Filed Herewith as Prospectus</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>(1)</TD>
    <TD COLSPAN="2">Name and address of Depositary</TD>
    <TD>&nbsp;</TD>
    <TD>Introductory paragraph and bottom of face of American Depositary Receipt</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>(2)</TD>
    <TD COLSPAN="2">Title of American Depositary Receipts and identity of deposited securities</TD>
    <TD>&nbsp;</TD>
    <TD>Face of American Depositary Receipt, top center</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">Terms of Deposit:</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;(i)</TD>
    <TD STYLE="width: 40%">Amount of deposited securities represented by one unit of American Depositary Shares</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">Face of American Depositary Receipt, upper right corner</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(ii)</TD>
    <TD> Procedure for voting the deposited securities </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraph (12)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(iii)</TD>
    <TD> Procedure for collecting and distributing dividends </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (4), (5), (7) and (10)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(iv)</TD>
    <TD> Procedures for transmitting notices, reports and proxy soliciting material </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (3), (8) and (12)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(v)</TD>
    <TD>Sale or exercise of rights</TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (4), (5) and (10)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(vi)</TD>
    <TD>Deposit or sale of securities resulting from dividends, splits or plans of reorganization</TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (4), (5), (10) and (13)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(vii)</TD>
    <TD>Amendment, extension or termination of the Deposit Agreement</TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (16) and (17)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(viii)</TD>
    <TD> Rights of holders of ADRs to inspect the transfer books of the Depositary and the list of holders of ADRs </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraph (3)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(ix)</TD>
    <TD>Restrictions upon the right to deposit or withdraw the underlying securities</TD>
    <TD>&nbsp;</TD>
    <TD>Paragraphs (1), (2), (4), and (5)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;(x)</TD>
    <TD>Limitation upon the liability of the Depositary</TD>
    <TD>&nbsp;</TD>
    <TD>Paragraph (14)</TD>
    </TR>
</TABLE>

<P STYLE="margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 40%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>(3)</TD>
    <TD COLSPAN="2"> Fees and charges that a holder of ADRs may have to pay, either directly or indirectly </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraph (7)</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>



<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3"><B>Item 2. AVAILABLE INFORMATION</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; text-align: left; vertical-align: bottom">Item Number and Caption</TD>
    <TD STYLE="text-align: left; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid">Location in Form of American Depositary&nbsp;&nbsp;Receipt Filed Herewith as Prospectus</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 40%">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 45%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> (a) </TD>
    <TD COLSPAN="2"> Statement that HDFC Bank Limited is subject to the periodic reporting requirements of the Securities Exchange
    Act of 1934, as amended, and, accordingly files certain reports with the Securities and Exchange Commission, and that such reports
    are available for inspection and copying through the Securities and Exchange Commission&rsquo;s EDGAR system or at public reference
    facilities maintained by the Securities and Exchange Commission in Washington, D.C. </TD>
    <TD>&nbsp;</TD>
    <TD>Paragraph (8)</TD>
    </TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center"><B>PART II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center"><B>INFORMATION NOT REQUIRED IN PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: center">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify">Item 3. EXHIBITS</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(a)</FONT></TD><TD STYLE="text-align: justify"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Form
                                            of Deposit Agreement</B>. Form of Second Amended and Restated Deposit Agreement dated as
                                            of &#8239;&#8239;&nbsp;&nbsp;&nbsp; , 2022 among HDFC Bank Limited, JPMorgan Chase Bank,
                                            N.A., as depositary (the &quot;Depositary&quot;), and all holders from time to time </FONT>of
                                            American Depositary Receipts issued <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">thereunder
                                            (the &quot;Deposit Agreement&quot;), including the form of American Depositary Receipt, is
                                            filed herewith as Exhibit (a).</FONT> </TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify; padding-right: 0.5in"><B>Any other agreement to which the Depositary is a party relating to the issuance
of the American Depositary Shares registered hereunder or the custody of the deposited securities represented thereby.</B> Not Applicable.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify; padding-right: 0.5in"><B>Every material contract relating to the deposited securities between the Depositary
and the issuer of the deposited securities in effect at any time within the last three years.</B> Not Applicable.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify; padding-right: 0.5in"><B>Opinion of Ziegler, Ziegler &amp; Associates LLP, counsel to the Depositary,
as to the legality of the securities being registered.</B> Previously filed.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify"><B>Certification under Rule 466.</B> Filed herewith as Exhibit (e)..</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD><B>Power of Attorney.</B> Included as part of the signature pages hereto.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify"><B>Item 4. UNDERTAKINGS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: justify; padding-right: 0.5in">The Depositary hereby undertakes to make available at the principal office of the
Depositary in the United States, for inspection by holders of the American Depositary Receipts, any reports and communications received
from the issuer of the deposited securities which are both (1)&nbsp;received by the Depositary as the holder of the deposited securities,
and (2)&nbsp;made generally available to the holders of the underlying securities by the issuer.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: justify; padding-right: 0.5in">If the amounts of fees charged are not disclosed in the prospectus, the Depositary
undertakes to prepare a separate document stating the amount of any fee charged and describing the service for which it is charged and
to deliver promptly a copy of such fee schedule without charge to anyone upon request. The Depositary undertakes to notify each registered
holder of an American Depositary Receipt thirty days before any change in the fee schedule.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0.25in; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0.25in; text-align: center">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0.5in"> Pursuant
to the requirements of the Securities Act of 1933, as amended, JPMorgan Chase Bank, N.A. on behalf of the legal entity created by the
Deposit Agreement, certifies that it has reasonable grounds to believe that all the requirements for filing on Form&nbsp;F-6 are met
and has duly caused this Post-Effective Amendment to Registration Statement on Form F-6 to be signed on its behalf by the undersigned,
thereunto duly authorized, in The City of New York, State of New York, on November 9, 2022. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 2.5in; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD COLSPAN="2" STYLE="text-align: justify">Legal entity created by the form of Deposit Agreement for the issuance of ADRs evidencing American Depositary Shares</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 50%">&nbsp;</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="width: 45%">&nbsp;</TD>
    </TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>By:</TD>
  <TD>JPMORGAN CHASE BANK, N.A., as Depositary</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
    </TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD> By: </TD>
  <TD STYLE="border-bottom: Black 1pt solid"> /s/ Timothy E. Green </TD>
    </TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD> Name:&#9; </TD>
  <TD> Timothy E. Green </TD>
    </TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD> Title:&#9; </TD>
  <TD> Vice President </TD>
    </TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 2.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 2.5in; text-align: justify"></P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 2.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 2.5in; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"> Pursuant to the requirements
of the Securities Act, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing
on Form F-6 and has duly caused this post-effective amendment to registration statement on Form F-6 to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Mumbai, India on November 9, 2022. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">HDFC BANK LIMITED</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">By</FONT></TD>
    <TD STYLE="width: 45%; border-bottom: Black 1pt solid; layout-grid-mode: line"> <FONT STYLE="font-size: 10pt">/s/ Srinivasan Vaidyanathan</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"> <FONT STYLE="font-size: 10pt">Srinivasan Vaidyanathan</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"> <FONT STYLE="font-size: 10pt">Chief Financial Officer</FONT> </TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"> KNOW ALL PERSONS BY THESE
PRESENTS, that each person whose signature appears below constitutes and appoints Sashidhar Jagdishan and Srinivasan Vaidyanathan, and
each of them, his or her true and lawful attorneys-in-fact and agents, each with full power of substitution and resubstitution, for him
or her and in his or her name, place and stead, in any and all capacities, to sign any or all amendments (including post-effective amendments)
to this Registration Statement and any and all related registration statements pursuant to Rule 462(b) of the Securities Act, and to
file the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting
unto said attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite and necessary
to be done, as fully for all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that
said attorney-in-fact and agent, or his substitute, may lawfully do or cause to be done by virtue hereof. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"> Pursuant to the requirements
of the Securities Act, this post-effective amendment to registration statement on Form F-6 has been signed by the following persons in
the capacities on November 9, 2022. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> <B><U>SIGNATURES</U></B>&nbsp; &nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; text-align: center"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"> <B><U>Signature</U></B> </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B></B></FONT></TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 45%; text-align: center"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B><U>Title</U></B></FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Sashidhar
    Jagdishan</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Executive Officer (Principal Executive Officer)
    and</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sashidhar Jagdishan</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Managing Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Srinivasan
    Vaidyanathan</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Financial Officer (Principal Financial Officer
    and</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Srinivasan Vaidyanathan</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Principal Accounting Officer)</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Atanu
    Chakraborty</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non- Executive Chairperson and Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Atanu Chakraborty</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    Malay Patel</FONT> </TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 45%"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Malay Patel</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Umesh
    Chandra Sarangi</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Umesh Chandra Sarangi</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Renu
    Karnad&#9;</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non-Executive Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Renu Karnad&#9;</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Sanjiv
    Sachar</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sanjiv Sachar</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Sandeep
    Parekh</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sandeep Parekh</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ M. D.
    Ranganath</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">M. D. Ranganath</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Kaizad
    Bharucha</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Executive Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Kaizad Bharucha</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Sunita
    Maheshwari</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sunita Maheshwari</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Lily
    Vadera</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Independent Director</FONT> </TD></TR>
  <TR STYLE="vertical-align: top">
    <TD> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Lily Vadera</FONT> </TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURE OF AUTHORIZED REPRESENTATIVE OF THE
REGISTRANT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"> Pursuant to the Securities
Act of 1933, as amended, the undersigned, a duly authorized representative of HDFC Bank Limited in the United States, has signed this
registration statement or amendment in the City of New York, State of New York, on November 9, 2022. </P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD COLSPAN="2"> Depositary Management Corporation </TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD COLSPAN="2">(Authorized U.S. Representative)</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 50%">&nbsp;</TD>
  <TD STYLE="width: 7%">&nbsp;</TD>
  <TD STYLE="width: 43%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>By:</TD>
  <TD STYLE="border-bottom: Black 1pt solid">/s/ George Boychuk&#9;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>Name:</TD>
  <TD> George Boychuk&#9;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>Title:</TD>
  <TD>Managing
Director</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: center"><B>INDEX TO EXHIBITS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD STYLE="vertical-align: top; width: 10%; background-color: white">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibit</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Number</U></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P></TD>
    <TD STYLE="vertical-align: top; width: 70%; background-color: white; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 20%; layout-grid-mode: line">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; background-color: white; layout-grid-mode: line">(a)</TD>
    <TD STYLE="vertical-align: top; background-color: white; layout-grid-mode: line"> Form of Second Amended and Restated Deposit Agreement </TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; background-color: white; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; background-color: white; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="layout-grid-mode: line">(e)</TD>
    <TD COLSPAN="2" STYLE="layout-grid-mode: line">Rule 466 Certification</TD></TR>
  </TABLE>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(A)
<SEQUENCE>2
<FILENAME>e617974_ex99-a.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="image.jpg" ALT="">&nbsp;</P>

<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: right; margin: 0pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin-top: 0pt; margin-bottom: 0pt; text-align: right; font-size: 18pt">J.P.Morgan</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0pt">&nbsp;<B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&#9;<U>Page</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left; background-color: rgb(204,238,255)">
  <TD>PARTIES</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="text-align: right; width: 5%">1</TD></TR>
<TR STYLE="vertical-align: top; text-align: left; background-color: White">
  <TD>RECITALS</TD>
  <TD>&nbsp;</TD>
  <TD STYLE="text-align: right">1</TD></TR>
<TR STYLE="vertical-align: top; text-align: left; background-color: rgb(204,238,255)">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 1.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Certain Definitions</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier; text-align: right">&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(a)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">ADR Register</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">1</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(b)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">ADRs; Direct Registration ADRs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;1</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(c)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">ADS</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(d)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Custodian</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(e)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Deliver, execute, issue et al.</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(f)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Delivery Order</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(g)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(h)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Direct Registration System</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(i)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Holder</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(j)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Securities Act of 1933</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(k)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Securities Exchange Act of 1934</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(l)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Shares</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; font-family: Courier">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(m)</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Transfer Office</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="text-align: left; font-family: Courier; width: 6%">&nbsp;</TD>
    <TD STYLE="text-align: left; font-family: Courier; width: 2%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(n)</FONT></TD>
    <TD STYLE="font-family: Courier; width: 5%">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Withdrawal Order</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 2.</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">ADRs</FONT></TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 3.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Deposit of Shares</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 4.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Issue of ADRs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">4</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 5.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Distributions on Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">5</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 6.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Withdrawal of Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">5</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 7.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Substitution of ADRs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;5</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 8.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Cancellation and Destruction of ADRs; Maintenance of Records</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">6</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 9.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">The Custodian</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;6</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 10.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Lists of Holders</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;6</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 11.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Depositary's Agents</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;6</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 12. </FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Successor Depositary</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;7</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 13. </FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reports</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;7</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 14.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Additional Shares</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">8</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 15.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Indemnification</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;8</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 16.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Notices</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">10</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 17.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Miscellaneous</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;10</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 18.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Consent to Jurisdiction; Appointment of Agent for Service of Process</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">11</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Section 19.</FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Amendment and Restatement of Prior Deposit Agreement</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">13</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="4" STYLE="font-family: Courier"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>TESTIMONIUM</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">14</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="4" STYLE="font-family: Courier"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">14</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-&nbsp;<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->i<!-- Field: /Sequence --> - </P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>Page</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT A</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="3" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>FORM OF FACE OF ADR</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-1</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier; width: 6%">&nbsp;</TD>
    <TD STYLE="font-family: Courier; width: 5%">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Introductory Paragraph</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-1</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; padding-left: 0in; font-family: Courier"></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(1)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Issuance of ADSs</FONT></TD>
    <TD></TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-2</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(2)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Withdrawal of Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-2</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(3)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Transfers of ADRs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-3</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(4) </FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Certain Limitations</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-4</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(5) </FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Taxes</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-4</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(6)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Disclosure of Interests</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-5</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(7)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Charges of Depositary</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-6</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(8)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Available Information</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-9</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;(9)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Execution</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-9</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="3" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Signature of Depositary</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-9</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="3" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Address of Depositary's Office</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-9</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD COLSPAN="3" STYLE="font-family: Courier">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier">&nbsp;</TD></TR>

<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD COLSPAN="3" STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>FORM OF REVERSE OF ADR</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-10</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier; width: 6%">&nbsp;</TD>
    <TD STYLE="font-family: Courier; width: 5%">&nbsp;</TD>
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(10)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Distributions on Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-10</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(11)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Record Dates</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-11</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(12) </FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Non-Voting Nature of ADSs</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-11</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(13)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Changes Affecting Deposited Securities</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">A-11</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(14)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Exoneration</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-12</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(15)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Resignation and Removal of Depositary; the Custodian</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-15</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(16)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Amendment</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-15</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(17)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Termination</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-16</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(18)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Appointment</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-17</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="font-family: Courier">&nbsp;</TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">(19)</FONT></TD>
    <TD STYLE="font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">Waiver</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Courier"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;A-18</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">-&nbsp;<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ii<!-- Field: /Sequence --> - </P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">SECOND AMENDED AND RESTATED DEPOSIT AGREEMENT dated
as of [DATE] , 2022 (the &quot;<B>Deposit Agreement</B>&quot;) among HDFC BANK LIMITED and its successors (the &quot;<B>Company</B>&quot;),
JPMORGAN CHASE BANK, N.A., as depositary hereunder (the &quot;<B>Depositary</B>&quot;), and all holders from time to time of American
Depositary Receipts issued hereunder (&quot;<B>ADRs</B>&quot;) evidencing American Depositary Shares (&quot;<B>ADSs</B>&quot;) representing
deposited Shares (defined below). The Company hereby appoints the Depositary as depositary for the Deposited Securities and hereby authorizes
and directs the Depositary to act in accordance with the terms set forth in this Deposit Agreement. All capitalized terms used herein
have the meanings ascribed to them in Section 1 or elsewhere in this Deposit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">W I T N E S S E T H</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">WHEREAS, the Company and the Depositary entered
into an Amended and Restated Deposit Agreement dated as of September 9, 2015 (the &quot;<B>Prior Deposit Agreement</B>&quot;) for the
purposes set forth therein, for the creation of American depositary shares representing the Shares so deposited and for the execution
and delivery of American depositary receipts (&quot;<B>Prior ADRs</B>&quot;) evidencing the American depositary shares;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">WHEREAS, pursuant to the terms of the Prior Deposit
Agreement, the Company and the Depositary wish to amend and restate the Prior Deposit Agreement and the Prior ADRs;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NOW THEREFORE, in consideration of the premises,
subject to Section 20 hereof, the parties hereto hereby amend and restate the Prior Deposit Agreement and the Prior ADRs in their entirety
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">1. <U>Certain Definitions</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>ADR
Register</B>&quot; is defined in paragraph (3) of the form of ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>ADRs</B>&quot;
mean the American Depositary Receipts executed and delivered hereunder. ADRs may be either in physical certificated form or Direct Registration
ADRs (as hereinafter defined). ADRs in physical certificated form, and the terms and conditions governing the Direct Registration ADRs,
shall be substantially in the form of Exhibit A annexed hereto (the &quot;<B>form of ADR</B>&quot;). The term &quot;<B>Direct Registration
ADR</B>&quot; means an ADR, the ownership of which is recorded on the Direct Registration System. References to &quot;ADRs&quot; shall
include certificated ADRs and Direct Registration ADRs, unless the context otherwise requires. The form of ADR is hereby incorporated
herein and made a part hereof; the provisions of the form of ADR shall be binding upon the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 4; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject
to paragraph (13) of the form of ADR, each &quot;<B>ADS</B>&quot; evidenced by an ADR represents the right to receive three Shares and
a pro rata share in any other Deposited Securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Custodian</B>&quot;
means the agent or agents of the Depositary (singly or collectively, as the context requires) and any additional or substitute Custodian
appointed pursuant to Section 9.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
terms &quot;<B>deliver</B>&quot;, &quot;<B>execute</B>&quot;, &quot;<B>issue</B>&quot;, &quot;<B>register</B>&quot;, &quot;<B>surrender</B>&quot;,
&quot;<B>transfer</B>&quot; or &quot;<B>cancel</B>&quot;, when used with respect to Direct Registration ADRs, shall refer to an entry
or entries or an electronic transfer or transfers in the Direct Registration System, and, when used with respect to ADRs in physical certificated
form, shall refer to the physical delivery, execution, issuance, registration, surrender, transfer or cancellation of certificates representing
the ADRs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Delivery
Order</B>&quot; is defined in Section 3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Deposited
Securities</B>&quot; as of any time means all Shares at such time deposited under this Deposit Agreement and any and all other Shares,
securities, property and cash at such time held by the Depositary or the Custodian in respect or in lieu of such deposited Shares and
other Shares, securities, property and cash. Deposited Securities are not intended to, and shall not, constitute proprietary assets of
the Depositary, the Custodian or their nominees. Beneficial ownership in Deposited Securities is intended to be, and shall at all times
during the term of the Deposit Agreement continue to be, vested in the beneficial owners of the ADSs representing such Deposited Securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Direct
Registration System</B>&quot; means the system for the uncertificated registration of ownership of securities established by The Depository
Trust Company (&quot;<B>DTC</B>&quot;) and utilized by the Depositary pursuant to which the Depositary may record the ownership of ADRs
without the issuance of a certificate, which ownership shall be evidenced by periodic statements issued by the Depositary to the Holders
entitled thereto. For purposes hereof, the Direct Registration System shall include access to the Profile Modification System maintained
by DTC which provides for automated transfer of ownership between DTC and the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Holder</B>&quot;
means the person or persons in whose name an ADR is registered on the ADR Register. For all purposes under the Deposit Agreement and the
ADRs, a Holder shall be deemed to have all requisite authority to act on behalf of any and all beneficial owners of the ADSs evidenced
by the ADR(s) registered in such Holder's name.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(j)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Securities
Act of 1933</B>&quot; means the United States Securities Act of 1933, as from time to time amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(k)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Securities
Exchange Act of 1934</B>&quot; means the United States Securities Exchange Act of 1934, as from time to time amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(l)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Shares</B>&quot;
mean the equity shares of the Company, and shall include the rights to receive Shares specified in paragraph (1) of the form of ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(m)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Transfer
Office</B>&quot; is defined in paragraph (3) of the form of ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(n)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;<B>Withdrawal
Order</B>&quot; is defined in Section 6.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">2. <U>ADRs</U>. (a) ADRs in certificated form shall
be engraved, printed or otherwise reproduced at the discretion of the Depositary in accordance with its customary practices in its American
depositary receipt business, or at the request of the Company typewritten and photocopied on plain or safety paper, and shall be substantially
in the form set forth in the form of ADR, with such changes as may be required by the Depositary or the Company to comply with their obligations
hereunder, any applicable law, regulation or usage or to indicate any special limitations or restrictions to which any particular ADRs
are subject. ADRs may be issued in denominations of any number of ADSs. ADRs in certificated form shall be executed by the Depositary
by the manual or facsimile signature of a duly authorized officer of the Depositary. ADRs in certificated form bearing the facsimile signature
of anyone who was at the time of execution a duly authorized officer of the Depositary shall bind the Depositary, notwithstanding that
such officer has ceased to hold such office prior to the delivery of such ADRs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(b) <U>Direct Registration ADRs</U>. Notwithstanding
anything in this Deposit Agreement or in the form of ADR to the contrary, ADSs shall be evidenced by Direct Registration ADRs, unless
certificated ADRs are specifically requested by the Holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(c) Holders and the beneficial owners of the ADSs
evidenced by such ADRs shall be bound by the terms and conditions of this Deposit Agreement and of the form of ADR, regardless of whether
their ADRs are Direct Registration ADRs or certificated ADRs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">3. <U>Deposit of Shares</U>. In connection with
the deposit of Shares hereunder, the Depositary or the Custodian may require the following in a form satisfactory to it: (a) a written
order directing the Depositary to issue to, or upon the written order of, the person or persons designated in such order a Direct Registration
ADR or ADRs evidencing the number of ADSs representing such deposited Shares (a &quot;<B>Delivery Order</B>&quot;); (b) proper endorsements
or duly executed instruments of transfer in respect of such deposited Shares; and (c) instruments assigning to the Depositary, the Custodian
or a nominee of either any distribution on or in respect of such deposited Shares or indemnity therefor. As soon as practicable after
the Custodian</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">receives Deposited Securities pursuant to any such deposit or pursuant to paragraph (10) or (13) of the form of ADR, the
Custodian shall present such Deposited Securities for registration of transfer into the name of the Depositary, the Custodian or a nominee
of either, to the extent such registration is practicable, at the cost and expense of the person making such deposit (or for whose benefit
such deposit is made) and shall obtain evidence satisfactory to it of such registration. Deposited Securities shall be held by the Custodian
for the account and to the order of the Depositary for the benefit of Holders of ADRs (to the extent not prohibited by law) at such place
or places and in such manner as the Depositary shall determine. Notwithstanding anything else contained herein, in the form of ADR and/or
in any outstanding ADSs, the Depositary, the Custodian and their respective nominees are intended to be, and shall at all times during
the term of the Deposit Agreement be, the record holder(s) only of the Deposited Securities represented by the ADSs for the benefit of
the Holders. The Depositary, on its own behalf and on behalf of the Custodian and their respective nominees, shall not be deemed to be
the &ldquo;beneficial owner&rdquo; (as defined in Rule 13d-3 of the Securities Exchange Act of 1934) of the Deposited Securities held
on behalf of the Holders and disclaims any beneficial ownership in Deposited Securities. Deposited Securities may be delivered by the
Custodian to any person only under the circumstances expressly contemplated in this Deposit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Company must inform the Depositary if any Shares
issued by it which may be deposited do not, by reason of the date of issue or otherwise, rank pari passu in all respects with the other
deposited securities. Subject to the provisions of paragraphs (10) and (13) of the form of ADR, if the Depositary accepts any Shares pursuant
to those paragraphs for deposit it will arrange for the issue of temporary ADSs until such time as the Shares which they represent become
fully fungible with the other Deposited Securities. To the extent any stamp duty or other governmental charge is or becomes payable in
connection with, or in any way related to, the handling of Shares by the Custodian, the Company agrees to remain liable for, and to pay,
such stamp duty or other governmental charge.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">To the extent that the provisions of or governing
the Shares make delivery of certificates therefor impracticable, Shares may be deposited hereunder by such delivery thereof as the Depositary
or the Custodian may reasonably accept, including, without limitation, by causing them to be credited to an account maintained by the
Custodian for such purpose with the Company or an accredited intermediary, such as a bank, acting as a registrar for the Shares, together
with delivery of the documents, payments and Delivery Order referred to herein to the Custodian or the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">4. <U>Issue of ADRs</U>. After any such deposit
of Shares, the Custodian shall notify the Depositary of such deposit and of the information contained in any related Delivery Order by
letter, first class airmail postage prepaid, or, at the request, risk and expense of the person making the deposit, by SWIFT, telex or
facsimile transmission. After receiving such notice from the Custodian, the Depositary, subject to this Deposit Agreement, shall properly
issue at the Transfer Office, to or upon the order of any person named in such notice, an ADR or ADRs registered as requested and evidencing
the aggregate ADSs to which such person is entitled.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">5. <U>Distributions on Deposited Securities</U>.
To the extent that the Depositary determines in its discretion that any distribution pursuant to paragraph (10) of the form of ADR is
not practicable with respect to any Holder, the Depositary may make such distribution as it so deems practicable, including the distribution
of foreign currency, securities or property (or appropriate documents evidencing the right to receive foreign currency, securities or
property) or the retention thereof as Deposited Securities with respect to such Holder's ADRs (without liability for interest thereon
or the investment thereof).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">6. <U>Withdrawal of Deposited Securities</U>. In
connection with any surrender of an ADR for withdrawal of the Deposited Securities represented by the ADSs evidenced thereby, the Depositary
may require proper endorsement in blank of such ADR (or duly executed instruments of transfer thereof in blank) and the Holder's written
order directing the Depositary to cause the Deposited Securities represented by the ADSs evidenced by such ADR to be withdrawn and delivered
to, or upon the written order of, any person designated in such order (a &quot;<B>Withdrawal Order</B>&quot;). Directions from the Depositary
to the Custodian to deliver Deposited Securities shall be given by letter, first class airmail postage prepaid, or, at the request, risk
and expense of the Holder, by SWIFT, telex or facsimile transmission. Delivery of Deposited Securities may be made by the delivery of
certificates (which, if required by law shall be properly endorsed or accompanied by properly executed instruments of transfer or, if
such certificates may be registered, registered in the name of such Holder or as ordered by such Holder in any Withdrawal Order) or by
such other means as the Depositary may deem practicable, including, without limitation, by transfer of record ownership thereof to an
account designated in the Withdrawal Order maintained either by the Company or an accredited intermediary, such as a bank, acting as a
registrar for the Deposited Securities. The Company agrees to cooperate with the Depositary and to take all actions, and to instruct and
cause any registrar of the Deposited Securities to take all such actions, as may reasonably be requested by the Depositary, or are otherwise
necessary or required, to effectuate the withdrawal and transfer of the Deposited Securities upon any cancellation of ADRs by Holders
and/or beneficial owners thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">7. <U>Substitution of ADRs</U>. The Depositary
shall execute and deliver a new Direct Registration ADR in exchange and substitution for any mutilated certificated ADR upon cancellation
thereof or in lieu of and in substitution for such destroyed, lost or stolen certificated ADR, unless the Depositary has notice that such
ADR has been acquired by a bona fide purchaser, upon the Holder thereof filing with the Depositary a request for such execution and delivery
and a sufficient indemnity bond and satisfying any other reasonable requirements imposed by the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">8. <U>Cancellation and Destruction of ADRs; Maintenance
of Records</U>. All ADRs surrendered to the Depositary shall be cancelled by the Depositary. The Depositary is authorized to destroy ADRs
in certificated form so cancelled in accordance with its customary practices. The Depositary agrees to maintain or cause its agents to
maintain records of all ADRs surrendered and Deposited Securities withdrawn under Section 6 hereof and paragraph (2) of the form of ADR,
substitute ADRs delivered under Section 7 hereof, and canceled or destroyed ADRs under this Section 8, in keeping with the procedures
ordinarily followed by stock transfer agents located in the City of New York or as required by applicable laws or regulations governing
the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">9. <U>The Custodian</U>. Any Custodian in acting
hereunder shall be subject to the directions of the Depositary and shall be responsible solely to it. The Depositary reserves the right
to add, replace or remove a Custodian. The Depositary will give prompt notice of any such action, which will be advance notice if practicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Any Custodian may resign from its duties hereunder
by at least 30 days written notice to the Depositary. The Depositary may discharge any Custodian at any time upon notice to the Custodian
being discharged. Any Custodian ceasing to act hereunder as Custodian shall deliver, upon the instruction of the Depositary, all Deposited
Securities held by it to a Custodian continuing to act. Notwithstanding anything to the contrary contained in this Deposit Agreement (including
the ADRs) and subject to the penultimate sentence of paragraph (14) of the form of ADR, the Depositary shall not be responsible for, and
shall incur no liability in connection with or arising from, any act or omission to act on the part of the Custodian except to the extent
that any Holder has incurred liability directly as a result of the Custodian having (i) committed fraud or willful misconduct in the provision
of custodial services to the Depositary or (ii) failed to use reasonable care in the provision of custodial services to the Depositary
as determined in accordance with the standards prevailing in the jurisdiction in which the Custodian is located.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">10. <U>Lists of Holders</U>. The Company shall
have the right to inspect transfer records of the Depositary and its agents and the ADR Register, take copies thereof and require the
Depositary and its agents to supply copies of such portions of such records as the Company may request. The Depositary or its agent shall
furnish to the Company promptly upon the written request of the Company, a list of the names, addresses and holdings of ADSs by all Holders
as of a date within three business days of the Depositary's receipt of such request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">11. <U>Depositary's Agents</U>. The Depositary
may perform its obligations under this Deposit Agreement through any agent appointed by it, provided that the Depositary shall notify
the Company of such appointment and shall remain responsible for the performance of such obligations as if no agent were appointed, subject
to paragraph (14) of the form of ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">12. <U>Successor Depositary</U>. The Depositary
may at any time resign as Depositary hereunder by written notice of its election so to do delivered to the Company, such resignation to
take effect upon the appointment of a successor depositary and its acceptance of such appointment as hereinafter provided. The Depositary
may at any time be removed by the Company by providing no less than 60 days prior written notice of such removal to the Depositary, such
removal to take effect the later of (i) the 60<SUP>th</SUP> day after such notice of removal is first provided and (ii) the appointment
of a successor depositary and its acceptance of such appointment as hereinafter provided. Notwithstanding the foregoing, if upon the resignation
or removal of the Depositary a successor depositary is not appointed within the 60-day period as specified in paragraph (17) of the form
of ADR, then the Depositary may elect to terminate this Deposit Agreement and the ADR and the provisions of said paragraph (17) shall
thereafter govern the Depositary's obligations hereunder. In case at any time the Depositary acting hereunder shall resign or be removed,
the Company shall use its best efforts to appoint a successor depositary, which shall be a bank or trust company having an office in the
Borough of Manhattan, The City of New York. Every successor depositary shall execute and deliver to its predecessor and to the Company
an instrument in writing accepting its appointment hereunder, and thereupon such successor depositary, without any further act or deed,
shall become fully vested with all the rights, powers, duties and obligations of its predecessor. The predecessor depositary, only upon
payment of all sums due to it and on the written request of the Company, shall (i) execute and deliver an instrument transferring to such
successor all rights and powers of such predecessor hereunder (other than its rights to indemnification and fees owing, each of which
shall survive any such removal and/or resignation), (ii)&nbsp;duly assign, transfer and deliver all right, title and interest to the Deposited
Securities to such successor, and (iii) deliver to such successor a list of the Holders of all outstanding ADRs. Any such successor depositary
shall promptly mail notice of its appointment to such Holders. Any bank or trust company into or with which the Depositary may be merged
or consolidated, or to which the Depositary shall transfer substantially all its American depositary receipt business, shall be the successor
of the Depositary without the execution or filing of any document or any further act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">13. <U>Reports</U>. On or before the first date
on which the Company makes any communication available to holders of Deposited Securities or any securities regulatory authority or stock
exchange, by publication or otherwise, the Company shall transmit to the Depositary a copy thereof in English or with an English translation
or summary. The Company has delivered to the Depositary, the Custodian and any Transfer Office, a copy of all provisions of or governing
the Shares and any other Deposited Securities issued by the Company or any affiliate of the Company and, promptly upon any change thereto,
the Company shall deliver to the Depositary, the Custodian and any Transfer Office, a copy (in English or with an English translation)
of such provisions as so changed. The Depositary and its agents may rely upon the Company's delivery of all such communications, information
and provisions for all purposes of this Deposit Agreement and the Depositary shall have no liability for the accuracy or completeness
of any thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">14. <U>Additional Shares</U>. The Company agrees
with the Depositary that neither the Company nor any company controlling, controlled by or under common control with the Company shall
issue additional Shares, rights to subscribe for Shares, securities convertible into or exchangeable for Shares or rights to subscribe
for any such securities or shall deposit any Shares under this Deposit Agreement, except under circumstances complying in all respects
with the Securities Act of 1933. At the reasonable request of the Depositary where it deems necessary, the Company will furnish the Depositary
with legal opinions, in forms and from counsels reasonably acceptable to the Depositary, dealing with such issues requested by the Depositary.
The Depositary will use reasonable efforts to comply with written instructions of the Company not to accept for deposit hereunder any
Shares identified in such instructions at such times and under such circumstances as may reasonably be specified in such instructions
in order to facilitate the Company's compliance with the requirements of the securities laws, rules and regulations in the United States.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">15. <U>Indemnification</U>. The Company shall indemnify,
defend and save harmless each of the Depositary, the Custodian and their respective directors, officers, employees, agents and affiliates
against any loss, liability or expense (including reasonable fees and expenses of counsel) which may arise out of acts performed or omitted,
in connection with the provisions of this Deposit Agreement and of the ADRs, as the same may be amended, modified or supplemented from
time to time in accordance herewith (i) by either the Depositary or a Custodian or their respective directors, officers, employees, agents
and affiliates, except for any liability or expense directly arising out of the negligence or willful misconduct of the Depositary or
its directors, officers or affiliates acting in their capacities as such hereunder, or (ii) by the Company or any of its directors, officers,
employees, agents and affiliates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The indemnities set forth in the preceding paragraph
shall also apply to any liability or expense which may arise out of any misstatement or alleged misstatement or omission or alleged omission
in any registration statement, proxy statement, prospectus (or placement memorandum), or preliminary prospectus (or preliminary placement
memorandum) relating to the offer, issuance, withdrawal or sale of ADSs or the deposit, withdrawal, offer or sale of Shares or any other
report filed or furnished by the Company with the Commission, except to the extent any such liability or expense arises out of (i) information
relating to the Depositary or its agents (other than the Company), as applicable, furnished in writing by the Depositary and not changed
or altered by the Company expressly for use in any of the foregoing documents or (ii) if such information is provided, the failure to
state a material fact necessary to make the information provided not misleading.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Subject to the limitations provided for in the
next succeeding paragraph and in Section 9 of this Deposit Agreement, the Depositary shall indemnify, defend and save harmless the Company
against any direct loss, liability or expense (including reasonable fees and expenses of counsel) incurred by the Company in respect of
this Deposit Agreement to the extent such loss is due to the negligence or willful misconduct of the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Notwithstanding any other provision of this Deposit
Agreement or the ADRs to the contrary, neither the Depositary nor the Company, nor any of their respective agents shall be liable to the
other for any indirect, special, punitive or consequential damages (excluding reasonable fees and expenses of counsel) or lost profits,
in each case of any form (collectively, &quot;<B>Special Damages</B>&quot;) incurred by any of them, or liable to any other person or
entity (including, without limitation, Holders and beneficial owners of ADSs) for any Special Damages, or any fees or expenses of counsel
in connection therewith, whether or not foreseeable and regardless of the type of action in which such a claim may be brought; provided,
however, that (i) notwithstanding the foregoing and, for the avoidance of doubt, the Depositary and its agents shall be entitled to legal
fees and expenses in defending against any claim for Special Damages and (ii) to the extent Special Damages arise from or out of a claim
brought by a third party (including, without limitation, Holders and beneficial owners of ADSs) against the Depositary or any of its agents,
the Depositary and its agents shall be entitled to full indemnification from the Company for all such Special Damages, and reasonable
fees and expenses of counsel in connection therewith, unless such Special Damages are found to have been a direct result of the gross
negligence or willful misconduct of the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Any person seeking indemnification hereunder (an
&quot;<B>indemnified person</B>&quot;) shall notify the person from whom it is seeking indemnification (the &quot;<B>indemnifying person</B>&quot;)
of the commencement of any indemnifiable action or claim as promptly as reasonably practical after such indemnified person becomes aware
of such commencement (provided that the failure to make such notification shall not affect such indemnified person's rights to indemnification
under this Section 15 except and only to the limited extent the indemnifying person is materially prejudiced by such failure through the
forfeiture of substantive rights or defenses by such failure; and provided, further, that the failure to notify the indemnifying party
shall not relieve the indemnifying party from any liability that it may have to an indemnified party otherwise than under this Section
15). No indemnifying person shall be liable for any settlement of any proceeding effected without its written consent (which consent shall
not be unreasonably withheld, conditioned or delayed), but if settled with such indemnifying person's written consent or if there is a
final and non-appealable judgment by a court of competent jurisdiction in any such proceeding, the indemnifying person agrees to indemnify
and hold harmless each indemnified person from and against any and all losses, claims, damages, liabilities and reasonable legal and other
out-of-pocket expenses by reason of such settlement or judgment. No indemnifying person shall, without the prior written consent of any
indemnified person, effect any settlement of any pending or threatened proceedings in respect of which indemnity could have been sought
hereunder by such indemnified person unless such settlement (i) includes an unconditional release of such indemnified person in form and
substance reasonably satisfactory to such indemnified person from all liability or claims that are the subject matter of such proceedings
and (ii) does not include any statement as to or any admission of fault, culpability, wrong doing or a failure to act by or on behalf
of any indemnified person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The obligations set forth in this Section 15 shall
survive the termination of this Deposit Agreement and the succession or substitution of any indemnified person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">16. <U>Notices</U>. Notice to any Holder shall
be deemed given when first mailed, first class postage prepaid, to the address of such Holder on the ADR Register or received by such
Holder. Failure to notify a Holder or any defect in the notification to a Holder shall not affect the sufficiency of notification to other
Holders or to the beneficial owners of ADSs held by such other Holders. The Depositary's only notification obligations under this Deposit
Agreement and the ADRs shall be to Holders. Notice to a Holder shall be deemed, for all purposes of the Deposit Agreement and the ADRs,
to constitute notice to any and all beneficial owners of the ADSs evidenced by such Holder's ADRs. Notice to the Depositary or the Company
shall be deemed given when first received by it at the address or by electronic transmission to the e-mail address set forth in (a) or
(b), respectively, or at such other address or email address provided by the Depositary or the Company to the other, respectively, in
the same manner as notices are required to be provided in this Section 16:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in; text-indent: -1.5in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 30%">&nbsp;</TD>
  <TD STYLE="width: 5%">(a)</TD>
  <TD STYLE="width: 65%">JPMorgan Chase
Bank, N.A.</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>383 Madison Avenue, Floor 11</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>New York, New York, 10179</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>Attention: Depositary Receipts Group</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>E-mail Address: DR_Global_CSM@jpmorgan.com</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>(b)</TD>
  <TD>HDFC Bank Limited</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>2nd Floor, Trade House (formerly Process
House)</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>Kamala Mills Compound, Senapati Bapat
Marg,</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>Lower Parel (West), Mumbai - 400 013</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>Attention: Mr. Sanjay Dongre, Executive
Vice President (Legal) &amp; Company Secretary</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in; text-indent: -1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Delivery of a notice by means of electronic messaging
shall be deemed to be effective at the time of the initiation of the transmission by the sender (as shown on the sender's records) to
the email address set forth above, notwithstanding that the intended recipient retrieves the message at a later date, fails to retrieve
such message, or fails to receive such notice on account of its failure to maintain the designated e-mail address, its failure to designate
a substitute e-mail address or for any other reason.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">17. <U>Miscellaneous</U>. This Deposit Agreement
is for the exclusive benefit of the Company, the Depositary, the Holders, and their respective successors hereunder, and shall not give
any legal or equitable right, remedy or claim whatsoever to any</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">other person. The Holders and owners of ADRs from time to time shall be
parties to this Deposit Agreement and shall be bound by all of the provisions hereof. If any such provision is invalid, illegal or unenforceable
in any respect, the remaining provisions shall in no way be affected thereby. This Deposit Agreement may be executed in any number of
counterparts, each of which shall be deemed an original and all of which shall constitute one instrument. The Deposit Agreement shall
be governed by and construed in accordance with the laws of the State of New York. Delivery of an executed signature page of this Deposit
Agreement by facsimile or other electronic transmission (including &ldquo;.pdf&rdquo;, &ldquo;.tif&rdquo; or similar format) shall be
effective as delivery of a manually executed counterpart hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">18. <U>Consent to Jurisdiction; Appointment of
Agent for Service of Process</U>. The Company irrevocably agrees that any legal suit, action or proceeding against the Company brought
by the Depositary or any Holder, arising out of or based upon this Deposit Agreement, the ADSs, the ADRs or the transactions contemplated
herein, therein, hereby or thereby, may be instituted in any state or federal court in New York, New York, and irrevocably waives any
objection which it may now or hereafter have to the laying of venue of any such proceeding, and irrevocably submits to the non-exclusive
jurisdiction of such courts in any such suit, action or proceeding. The Company also irrevocably agrees that any legal suit, action or
proceeding against the Depositary brought by the Company, arising out of or based upon this Deposit Agreement or the transactions contemplated
hereby, may only be instituted in a state or federal court in New York, New York. The Company has appointed Depositary Management Corporation,
570 Lexington Avenue, New York, New York, as its authorized agent (the &quot;<B>Authorized Agent</B>&quot;) upon which process may be
served in any such action arising out of or based on this Deposit Agreement or the transactions contemplated hereby which may be instituted
in any state or federal court in New York, New York by the Depositary or any Holder, and waives any other requirements of or objections
to personal jurisdiction with respect thereto. The Company represents and warrants that the Authorized Agent has agreed to act as said
agent for service of process, and the Company agrees to take any and all action, including the filing of any and all documents and instruments,
that may be necessary to continue such appointment in full force and effect as aforesaid. The Company further hereby irrevocably consents
and agrees to the service of any and all legal process, summons, notices and documents in any suit, action or proceeding against the Company,
by service by mail of a copy thereof upon the Authorized Agent (whether or not the appointment of such Authorized Agent shall for any
reason prove to be ineffective or such Authorized Agent shall fail to accept or acknowledge such service), with a copy mailed to the Company
by registered or certified air mail, postage prepaid, to its address provided in Section 16(b) hereof. The Company agrees that the failure
of the Authorized Agent to give any notice of such service to it shall not impair or affect in any way the validity of such service or
any judgment rendered in any action or proceeding based thereon. If, for any reason, the Authorized Agent named above or its successor
shall no longer serve as agent of the Company to receive service of process in New York, the Company shall promptly appoint a successor</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">that is a legal entity with offices in New York, New York, so as to serve and will promptly advise the Depositary thereof. In the event
the Company fails to continue such designation and appointment in full force and effect, the Company hereby waives personal service of
process upon it and consents that any such service of process may be made by certified or registered mail, return receipt requested, directed
to the Company at its address last specified for notices hereunder, and service so made shall be deemed completed five (5) days after
the same shall have been so mailed. Notwithstanding the foregoing or anything in this Deposit Agreement to the contrary, any suit, action
or proceeding against the Company based on this Deposit Agreement, the ADSs, the ADRs or the transactions contemplated herein, therein,
hereby or thereby, may be instituted by the Depositary in any competent court in the Republic of India, the United States and/or any other
court of competent jurisdiction</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">By holding or owning an ADR or ADS or an interest
therein, Holders and beneficial owners of ADSs each irrevocably agree that any legal suit, action or proceeding against or involving Holders
or beneficial owners of ADSs brought by the Company or the Depositary, arising out of or based upon this Deposit Agreement, the ADSs,
the ADRs or the transactions contemplated herein, therein, hereby or thereby, may be instituted in a state or federal court in New York,
New York, and by holding or owning an ADR or ADS or an interest therein each irrevocably waives any objection that it may now or hereafter
have to the laying of venue of any such proceeding, and irrevocably submits to the non-exclusive jurisdiction of such courts in any such
suit, action or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">By holding or owning an ADR or ADS or an interest
therein, Holders and beneficial owners of ADSs each also irrevocably agree that any legal suit, action or proceeding against or involving
the Depositary and/or the Company brought by Holders or beneficial owners of ADSs, arising out of or based upon this Deposit Agreement,
the ADSs, the ADRs or the transactions contemplated herein, therein, hereby or thereby, including, without limitation, claims under the
Securities Act of 1933, may be only instituted in the United States District Court for the Southern District of New York (or in the state
courts of New York County in New York if either (i) the United States District Court for the Southern District of New York lacks subject
matter jurisdiction over a particular dispute or (ii) the designation of the United States District Court for the Southern District of
New York as the exclusive forum for any particular dispute is, or becomes, invalid, illegal or unenforceable).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">To the extent that the Company or any of its properties,
assets or revenues may have or may hereafter be entitled to, or have attributed to it, any right of immunity, on the grounds of sovereignty
or otherwise, from any legal action, suit or proceeding, from the giving of any relief in any respect thereof, from setoff or counterclaim,
from the jurisdiction of any court, from service of process, from attachment upon or prior to judgment, from attachment in aid of execution
or judgment, or from execution of judgment, or other legal process or proceeding for the giving of any relief or for the enforcement of
any judgment, in any jurisdiction in which proceedings may at any time be commenced, with respect to its obligations, liabilities or other
matters under or arising out of or in connection with the Shares or Deposited Securities, the ADSs, the ADRs or this Deposit Agreement,
the Company, to the fullest extent permitted by law, hereby irrevocably and unconditionally waives, and agrees not to plead or claim,
any such immunity and consents to such relief and enforcement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">EACH PARTY TO THIS DEPOSIT AGREEMENT (INCLUDING,
FOR AVOIDANCE OF DOUBT, EACH HOLDER AND BENEFICIAL OWNER OF, AND/OR HOLDER OF INTERESTS IN, ADSS OR ADRS) HEREBY IRREVOCABLY WAIVES, TO
THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY SUIT, ACTION OR PROCEEDING AGAINST THE
DEPOSITARY AND/OR THE COMPANY DIRECTLY OR INDIRECTLY ARISING OUT OF, BASED ON OR RELATING IN ANY WAY TO THE SHARES OR OTHER DEPOSITED
SECURITIES, THE ADSs OR THE ADRs, THE DEPOSIT AGREEMENT OR ANY TRANSACTION CONTEMPLATED HEREIN OR THEREIN, OR THE BREACH HEREOF OR THEREOF
(WHETHER BASED ON CONTRACT, TORT, COMMON LAW OR ANY OTHER THEORY), INCLUDING, WITHOUT LIMITATION, ANY SUIT, ACTION, CLAIM OR PROCEEDING
UNDER THE UNITED STATES FEDERAL SECURITIES LAWS. No provision of this Deposit Agreement or any ADR is intended to constitute a waiver
or limitation of any rights which a Holder or any beneficial owner of ADSs may have under the Securities Act of 1933 or the Securities
Exchange Act of 1934, to the extent applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">19. <U>Amendment and Restatement of Prior Deposit
Agreement</U>. The Deposit Agreement amends and restates the Prior Deposit Agreement in its entirety to consist exclusively of the Deposit
Agreement, and each Prior ADR is hereby deemed amended and restated to substantially conform to the form of ADR set forth in Exhibit A
annexed hereto, except that, to the extent any portion of such amendment and restatement would prejudice any substantial existing right
of Holders of Prior ADRs, such portion shall not become effective as to such Holders with respect to such Prior ADRs until 30 days after
such Holders shall have received notice thereof, such notice to be conclusively deemed given upon the mailing to such Holders of notice
of such amendment and restatement which notice contains a provision whereby such Holders can receive a copy of the form of ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in">IN WITNESS WHEREOF, HDFC BANK LIMITED and JPMORGAN
CHASE BANK, N.A. have duly executed this Second Amended and Restated Deposit Agreement as of the day and year first above set forth and
all holders of ADRs shall become parties hereto upon acceptance by them of ADRs issued in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%; font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">HDFC
    BANK LIMITED</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace">&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">By:_______________________________</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">Name:</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">Title:</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace">&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace">&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">JPMORGAN CHASE
    BANK, N.A.</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace">&nbsp;</TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">By:_______________________________</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">Name:</FONT></TD>
    </TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">Title:  Executive Director</FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in"></P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence -->&nbsp;</P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;EXHIBIT A</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;ANNEXED TO AND INCORPORATED
IN</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9; <U>DEPOSIT AGREEMENT
</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">[FORM OF FACE OF ADR]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 4in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 4in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 4in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 55%">&nbsp;</TD>
  <TD STYLE="width: 35%">No. of ADSs:</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="border-top: Black 1pt solid">Number</TD>
    <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>Each ADS represents</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>Three Shares</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>CUSIP:</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;AMERICAN DEPOSITARY
RECEIPT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;evidencing</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;AMERICAN DEPOSITARY
SHARES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;representing</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;EQUITY SHARES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;of</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#9;HDFC BANK LIMITED</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Incorporated under the laws of the Republic of
India)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">JPMORGAN CHASE BANK, N.A., a national banking
association organized under the laws of the United States of America, as depositary hereunder (the &ldquo;<B>Depositary</B>&rdquo;),
hereby certifies that _________ is the registered owner (a &ldquo;<B>Holder</B>&rdquo;) of __________ American Depositary Shares
(&ldquo;<B>ADSs</B>&rdquo;), each (subject to paragraph (13)) representing three equity shares (including the rights to receive
Shares described in paragraph (1), &ldquo;<B>Shares</B>&rdquo; and, together with any other securities, cash or property from time
to time held by the Depositary in respect or in lieu of deposited Shares, the &ldquo;<B>Deposited Securities</B>&rdquo;), of HDFC
Bank Limited, a corporation organized under the laws of the Republic of India (the &ldquo;<B>Company</B>&rdquo;), deposited under
the Second Amended and Restated Deposit Agreement dated as of&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, 2022 (as amended from time to time, the &ldquo;<B>Deposit
Agreement</B>&rdquo;) among the Company, the Depositary and all Holders from time to time of American Depositary Receipts issued
thereunder (&ldquo;<B>ADRs</B>&rdquo;), each of whom by accepting an ADR becomes a party thereto. The Deposit Agreement and this ADR
(which includes the provisions set forth on the reverse hereof) shall be governed by and construed in accordance with the internal
laws of the State of New York without giving effect to the application of the conflict of law principles thereof. All capitalized
terms used herein, and not defined herein, shall have the meanings ascribed to such terms in the Deposit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"></P>

<!-- Field: Page; Sequence: 18; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(1) <U>Issuance of ADSs</U>. This ADR is one of
the ADRs issued under the Deposit Agreement. Subject to the other provisions hereof, the Depositary may so issue ADRs for delivery at
the Transfer Office (as hereinafter defined) only against deposit of: (a) Shares in a form satisfactory to the Custodian; or (b) rights
to receive Shares from the Company or any registrar, transfer agent, clearing agent or other entity recording Share ownership or transactions.
In its capacity as Depositary, the Depositary shall not lend Shares or ADSs. Every person depositing Shares under the Deposit Agreement
represents and warrants that (a) such Shares and the certificates therefor are duly authorized, validly issued and outstanding, fully
paid, nonassessable and legally obtained by such person (b) all pre-emptive and comparable rights, if any, with respect to such Shares
have been validly waived or exercised, (c) the person making such deposit is duly authorized so to do, (d) the Shares presented for deposit
are free and clear of any lien, encumbrance, security interest, charge, mortgage or adverse claim and (e) such Shares (A) are not &ldquo;restricted
securities&rdquo; as such term is defined in Rule 144 under the Securities Act of 1933 (&ldquo;<B>Restricted Securities</B>&rdquo;) unless
at the time of deposit the requirements of paragraphs (c), (e), (f) and (h) of Rule 144 shall not apply and such Shares may be freely
transferred and may otherwise be offered and sold freely in the United States or (B) have been registered under the Securities Act of
1933. To the extent the person depositing Shares is an &ldquo;affiliate&rdquo; of the Company as such term is defined in Rule 144, the
person also represents and warrants that upon the sale of the ADSs, all of the provisions of Rule 144 which enable the Shares to be freely
sold (in the form of ADSs) will be fully complied with and, as a result thereof, all of the ADSs issued in respect of such Shares will
not be on the sale thereof, Restricted Securities. Such representations and warranties shall survive the deposit and withdrawal of Shares
and the issuance and cancellation of ADSs in respect thereof and the transfer of such ADSs. The Depositary will not knowingly accept for
deposit under the Deposit Agreement any Shares required to be registered under the Securities Act of 1933 and not so registered. If any
of the representations or warranties are incorrect in any way, the Company and the Depositary may, at the cost of the breaching Holder
and/or beneficial owner of ADSs, and each of them, take any and all actions necessary to correct the consequences of such misrepresentation.
The Depositary may refuse to accept for such deposit any Shares identified by the Company in order to facilitate compliance with the requirements
of the Securities Act of 1933 or the Rules made thereunder or whenever the Depositary is notified in writing that the Company has restricted
transfer of Shares if such transfer would result in the ownership of the Shares being in violation of the foreign ownership limitations
applicable to the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(2) <U>Withdrawal of Deposited Securities</U>.
Subject to paragraphs (4) and (5), upon surrender of (i) a certificated ADR in a form satisfactory to the Depositary at the Transfer Office
or (ii) proper instructions and documentation in the case of a</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Direct Registration ADR, the Holder hereof is entitled to delivery at,
or to the extent in dematerialized form from, the Custodian's office of the Deposited Securities at the time represented by the ADSs evidenced
by this ADR. At the request, risk and expense of the Holder hereof, the Depositary may deliver such Deposited Securities at such other
place as may have been requested by the Holder. A stamp duty of 0.5 per cent (or such percentage as may be applicable at the relevant
time) of the market value of the Shares will be charged in respect of any withdrawal of Shares and such stamp duty will be payable by
the relevant Holder. However, no stamp duty will be payable for transfer of Shares held in dematerialized form. Any subsequent transfer
by the Holder of the Shares after withdrawal will require the approval of the Reserve Bank of India, which approval must be obtained by
the purchaser and the Company under the provisions of the Foreign Management Regulation Act, 1999 unless the transfer is on a stock exchange
or in connection with an offer under the Indian takeover regulations. Notwithstanding any other provision of the Deposit Agreement or
this ADR, the withdrawal of Deposited Securities may be restricted only for the reasons set forth in General Instruction I.A.(1) of Form
F-6 (as such instructions may be amended from time to time) under the Securities Act of 1933.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(3) <U>Transfers of ADRs</U>. The Depositary or
its agent will keep, at a designated transfer office (the &ldquo;<B>Transfer Office</B>&rdquo;), (a) a register (the &ldquo;<B>ADR Register</B>&rdquo;)
for the registration, registration of transfer, combination and split-up of ADRs, and, in the case of Direct Registration ADRs, shall
include the Direct Registration System, which at all reasonable times will be open for inspection by Holders and the Company for the purpose
of communicating with Holders in the interest of the business of the Company or a matter relating to the Deposit Agreement and (b) facilities
for the delivery and receipt of ADRs. The term ADR Register includes the Direct Registration System. Title to this ADR (and to the Deposited
Securities represented by the ADSs evidenced hereby), when properly endorsed (in the case of ADRs in certificated form) or upon delivery
to the Depositary of proper instruments of transfer, is transferable by delivery with the same effect as in the case of negotiable instruments
under the laws of the State of New York; <U>provided</U> that the Depositary, notwithstanding any notice to the contrary, may treat the
person in whose name this ADR is registered on the ADR Register as the absolute owner hereof for all purposes and neither the Depositary
nor the Company will have any obligation or be subject to any liability under the Deposit Agreement to any holder of an ADR, unless such
holder is the Holder thereof. Subject to paragraphs (4) and (5), this ADR is transferable on the ADR Register and may be split into other
ADRs or combined with other ADRs into one ADR, evidencing the aggregate number of ADSs surrendered for split-up or combination, by the
Holder hereof or by duly authorized attorney upon surrender of this ADR at the Transfer Office properly endorsed (in the case of ADRs
in certificated form) or upon delivery to the Depositary of proper instruments of transfer and duly stamped as may be required by applicable
law; <U>provided</U> that the Depositary may close the ADR Register at any time or from time to time when deemed expedient by it. At the
request of a Holder, the Depositary shall, for the purpose of substituting a certificated ADR with a Direct Registration ADR, or vice
versa, execute and deliver a certificated ADR or a Direct Registration ADR, as the case may be, for any authorized number of ADSs requested,
evidencing the same aggregate number of ADSs as those evidenced by the certificated ADR or Direct Registration ADR, as the case may be,
substituted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(4) <U>Certain Limitations</U>. Prior to the issue,
registration, registration of transfer, split-up or combination of any ADR, the delivery of any distribution in respect thereof, or, subject
to the last sentence of paragraph (2), the withdrawal of any Deposited Securities, and from time to time in the case of clause (b)(ii)
of this paragraph (4), the Company, the Depositary or the Custodian may require: (a) payment with respect thereto of (i) any stock transfer
or other tax or other governmental charge, (ii) any stock transfer or registration fees in effect for the registration of transfers of
Shares or other Deposited Securities upon any applicable register and (iii) any applicable charges as provided in paragraph (7) of this
ADR; (b) the production of proof satisfactory to it of (i) the identity of any signatory and genuineness of any signature and (ii) such
other information, including without limitation, information as to citizenship, residence, exchange control approval, beneficial ownership
of any securities, compliance with applicable law, regulations, provisions of or governing Deposited Securities and terms of the Deposit
Agreement and this ADR, as it may deem necessary or proper; and (c) compliance with such regulations as the Depositary may establish consistent
with the Deposit Agreement. The issuance of ADRs, the acceptance of deposits of Shares, the registration, registration of transfer, split-up
or combination of ADRs or, subject to the last sentence of paragraph (2), the withdrawal of Deposited Securities may be suspended, generally
or in particular instances, when the ADR Register or any register for Deposited Securities is closed or when any such action is deemed
advisable by the Depositary. Notwithstanding anything to the contrary contained in the Deposit Agreement or this ADR, each Holder and
person having a beneficial ownership interest in ADSs certifies and agrees for the benefit of the Company and the Depositary that the
ADSs may not, unless expressly permitted by Indian laws and regulations, at any time be offered, sold, pledged or otherwise transferred
to any non-resident Indian (each a &ldquo;<B>NRI</B>&rdquo;) or to or for the account or benefit of such NRI.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(5) <U>Taxes</U>. If any tax or other governmental
charges (including any penalties and/or interest) shall become payable by or on behalf of the Custodian or the Depositary with respect
to this ADR, any Deposited Securities represented by the ADSs evidenced hereby or any distribution thereon, such tax or other governmental
charge shall be paid by the Holder hereof to the Depositary and by holding, owning, or having held or owned, this ADR or any ADSs evidenced
hereby, the Holder and all beneficial owners hereof and thereof, and all prior Holders and beneficial owners hereof and thereof, jointly
and severally, agree to indemnify, defend and save harmless each of the Depositary and its agents in respect of such tax or other governmental
charge. Each Holder of this ADR and beneficial owner of the ADSs evidenced hereby, and each prior Holder and beneficial owner hereof and
thereof (collectively, the &ldquo;<B>Tax Indemnitors</B>&rdquo;), by holding or having held an ADR or an</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">interest in ADSs, acknowledges
and agrees that the Depositary shall have the right to seek payment of amounts owing with respect to this ADR under this paragraph (5)
from any one or more Tax Indemnitor(s) as determined by the Depositary in its sole discretion, without any obligation to seek payment
from any other Tax Indemnitor(s). Neither the Depositary, nor any of its agents, shall be liable to Holders or beneficial owners of the
ADSs and ADRs for failure of any of them to comply with applicable tax laws, rules and/or regulations. Notwithstanding the Depositary's
right to seek payment from current and former beneficial owners, the Holders hereof (and all prior Holders hereof) acknowledge and agree
that the Depositary has no obligation to seek payment of amounts owing under this paragraph (5) from any current or former beneficial
owner. The Depositary may refuse to effect any registration, registration of transfer, split-up or combination hereof or, subject to the
last sentence of paragraph (2), any withdrawal of such Deposited Securities until such payment is made. The Depositary may also deduct
from any distributions on or in respect of Deposited Securities, or may sell by public or private sale for the account of the Holder hereof
any part or all of such Deposited Securities, and may apply such deduction or the proceeds of any such sale in payment of such tax or
other governmental charge, the Holder hereof remaining liable for any deficiency, and shall reduce the number of ADSs evidenced hereby
to reflect any such sales of Shares. In connection with any distribution to Holders, the Company will remit to the appropriate governmental
authority or agency all amounts (if any) required to be withheld and owing to such authority or agency by the Company; and the Depositary
and the Custodian will remit to the appropriate governmental authority or agency all amounts (if any) required to be withheld and owing
to such authority or agency by the Depositary or the Custodian. If the Depositary determines that any distribution in property other than
cash (including Shares or rights) on Deposited Securities is subject to any tax that the Depositary or the Custodian is obligated to withhold,
the Depositary may dispose of all or a portion of such property in such amounts and in such manner as the Depositary deems necessary and
practicable to pay such taxes, by public or private sale, and the Depositary shall distribute the net proceeds of any such sale or the
balance of any such property after deduction of such taxes to the Holders entitled thereto. Each Holder of an ADR or an interest therein
(including, without limitation, beneficial owners of ADSs), agrees to indemnify the Depositary, the Company, the Custodian and any of
their respective officers, directors, employees, agents and affiliates against, and hold each of them harmless from, any claims by any
governmental authority with respect to taxes, additions to tax, penalties or interest arising out of any refund of taxes, reduced rate
of withholding at source or other tax benefit obtained. The obligations of Holders and beneficial owners of ADSs under this paragraph
(5) shall survive any transfer of ADSs, any surrender of ADSs and withdrawal of Deposited Securities and any termination of the Deposit
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(6) <U>Disclosure of Interests</U>. To the extent
that the provisions of or governing any Deposited Securities may require disclosure of or impose limits on beneficial or other ownership
of, or interests in, Deposited Securities, other Shares and other securities and may provide for blocking transfer, voting or other rights
to enforce such disclosure or limits, Holders and all</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">persons having a beneficial ownership interest in ADSs agree to comply with all
such disclosure requirements and ownership limitations and to comply with any reasonable Company instructions in respect thereof. The
Company reserves the right to instruct Holders (and through any such Holder, any person having a beneficial ownership interest in the
ADSs evidenced by the ADRs registered in such Holder's name) to deliver their ADSs for cancellation and withdrawal of the Deposited Securities
so as to permit the Company to deal directly with the Holder and/or person having a beneficial ownership interest in ADSs as a holder
of Shares and Holders and all persons having a beneficial ownership interest in ADSs agree to comply with such instructions. The Depositary
agrees to cooperate with the Company in its efforts to inform Holders of the Company's exercise of its rights under this paragraph and
agrees to consult with, and provide reasonable assistance without risk, liability or expense on the part of the Depositary, to the Company
on the manner or manners in which it may enforce such rights with respect to any Holder. The Company may restrict transfers of the Shares
where any such transfer might result in ownership of Shares in contravention of, or exceeding the limits under, applicable law or the
constituent instruments of the Company. The Company may also instruct Holders, in such manner as it deems appropriate in its sole discretion,
that it is restricting the transfers of ADSs where such transfer may result in the total number of Shares represented by the ADSs beneficially
owned by a single Holder to contravene or exceed the limits under applicable law or the constituent instruments of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(7) <U>Charges of Depositary</U>. The Depositary
may charge, and collect from, (i) each person to whom ADSs are issued,&nbsp;including, without limitation, issuances&nbsp;against deposits
of Shares,&nbsp;issuances in respect of Share Distributions, Rights and Other Distributions (as such terms are defined in paragraph (10)),&nbsp;issuances
pursuant to a stock dividend or stock split declared by the Company, or issuances pursuant to a merger,&nbsp;exchange of securities or
any other transaction or event affecting the ADSs or the Deposited Securities, and&nbsp;(ii) each person surrendering ADSs for withdrawal
of Deposited Securities or whose ADSs are cancelled or reduced for any other reason, U.S.$5.00 for each 100 ADSs (or portion thereof)
issued, delivered, reduced, cancelled&nbsp;or surrendered (as the case may be). The Depositary may sell (by public or private sale) sufficient
securities and property received in respect of Share Distributions, Rights and Other Distributions prior to such deposit to pay such charge.
The following additional charges shall be incurred by the Holders, by any party depositing or withdrawing Shares or by any party surrendering
ADSs and/or to whom ADSs are issued (including, without limitation, issuances pursuant to a stock dividend or stock split declared by
the Company or an exchange of stock regarding the ADSs or the Deposited Securities or a distribution of ADSs pursuant to paragraph (10)),
whichever is applicable (i) a fee of U.S.$0.05 or less per ADS (or portion thereof) held upon which any Cash distribution is made pursuant
to the Deposit Agreement, (ii) a fee for the distribution or sale of securities pursuant to paragraph (10) hereof, such fee being in an
amount equal to the fee for the execution and delivery of ADSs referred to above which would have been charged as a result of the deposit
of such</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">securities (for purposes of this paragraph (7) treating all such securities as if they were Shares) but which securities or the
net cash proceeds from the sale thereof are instead distributed by the Depositary to Holders entitled thereto, (iii) an aggregate fee
of U.S.$0.05 or less per ADS per calendar year (or portion thereof) for services performed by the Depositary in administering the ADRs
(which fee may be charged on a periodic basis during each calendar year and shall be assessed against Holders as of the record date or
record dates set by the Depositary during each calendar year and shall be payable at the sole discretion of the Depositary by billing
such Holders or by deducting such charge from one or more cash dividends or other cash distributions), and (iv) an amount for the reimbursement
of such fees, charges and expenses as are incurred by the Depositary and/or any of its agents (including, without limitation, the Custodian
and charges and expenses incurred on behalf of Holders in connection with compliance with foreign exchange control regulations or any
law or regulation relating to foreign investment) in connection with the servicing of the Shares or other Deposited Securities, the sale
of securities (including, without limitation, Deposited Securities), the delivery of Deposited Securities or otherwise in connection with
the Depositary's or its Custodian's compliance with applicable law, rule or regulation (which charges and expenses shall be assessed on
a proportionate basis against Holders as of the record date or dates set by the Depositary and shall be payable at the sole discretion
of the Depositary by billing such Holders or by deducting such charge or expense from one or more cash dividends or other cash distributions).
The Company will pay all other charges and expenses of the Depositary and any agent of the Depositary (except the Custodian) pursuant
to agreements from time to time between the Company and the Depositary, except: (i) stock transfer or other taxes and other governmental
charges (which are payable by Holders or persons depositing Shares); (ii) a transaction fee per cancellation request (including through
SWIFT, telex and facsimile transmission) as disclosed on the &quot;Disclosures&quot; page (or successor page) of www.adr.com (as updated
by the Depositary from time to time, &quot;<B>ADR.com</B>&quot;) and any applicable delivery expenses (which are payable by such persons
or Holders); and (iii) transfer or registration fees for the registration or transfer of Deposited Securities on any applicable register
in connection with the deposit or withdrawal of Deposited Securities (which are payable by persons depositing Shares or Holders withdrawing
Deposited Securities).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">To facilitate the administration of various depositary
receipt transactions, including disbursement of dividends or other cash distributions and other corporate actions, the Depositary may
engage the foreign exchange desk within JPMorgan Chase Bank, N.A. (the &ldquo;<B>Bank</B>&rdquo;) and/or its affiliates in order to enter
into spot foreign exchange transactions to convert foreign currency into U.S. dollars (&ldquo;<B>FX Transactions</B>&rdquo;). For certain
currencies, FX Transactions are entered into with the Bank or an affiliate, as the case may be, acting in a principal capacity. For other
currencies, FX Transactions are routed directly to and managed by an unaffiliated local custodian (or other third party local liquidity
provider), and neither the Bank nor any of its affiliates is a party to such FX Transactions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The foreign exchange rate applied to an FX Transaction
will be either (a) a published benchmark rate, or (b) a rate determined by a third party local liquidity provider, in each case plus or
minus a spread, as applicable. The Depositary will disclose which foreign exchange rate and spread, if any, apply to such currency on
the &ldquo;Disclosure&rdquo; page (or successor page) of ADR.com<B>.</B> Such applicable foreign exchange rate and spread may (and neither
the Depositary, the Bank nor any of their affiliates is under any obligation to ensure that such rate does not) differ from rates and
spreads at which comparable transactions are entered into with other customers or the range of foreign exchange rates and spreads at which
the Bank or any of its affiliates enters into foreign exchange transactions in the relevant currency pair on the date of the FX Transaction.
Additionally, the timing of execution of an FX Transaction varies according to local market dynamics, which may include regulatory requirements,
market hours and liquidity in the foreign exchange market or other factors. Furthermore, the Bank and its affiliates may manage the associated
risks of their position in the market in a manner they deem appropriate without regard to the impact of such activities on the Company,
the Depositary, Holders or beneficial owners of ADSs. The spread applied does not reflect any gains or losses that may be earned or incurred
by the Bank and its affiliates as a result of risk management or other hedging related activity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Notwithstanding the foregoing, to the extent the
Company provides U.S. dollars to the Depositary, neither the Bank nor any of its affiliates will execute an FX Transaction as set forth
herein. In such case, the Depositary will distribute the U.S. dollars received from the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Further details relating to the applicable foreign
exchange rate, the applicable spread and the execution of FX Transactions will be provided by the Depositary on ADR.com. The Company,
Holders and beneficial owners of ADSs each acknowledge and agree that the terms applicable to FX Transactions disclosed from time to time
on ADR.com will apply to any FX Transaction executed pursuant to the Deposit Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Depositary anticipates reimbursing the Company
for certain expenses incurred by the Company that are related to the establishment and maintenance of the ADR program upon such terms
and conditions as the Company and the Depositary may agree from time to time.&nbsp; The Depositary may make available to the Company a
set amount or a portion of the Depositary fees charged in respect of the ADR program or otherwise upon such terms and conditions as the
Company and the Depositary may agree from time to time.&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The right of the Depositary to charge and receive
payment of fees, charges and expenses as provided above shall survive the termination of the Deposit Agreement. As to any Depositary,
upon the resignation or removal of such Depositary, such right shall extend for those fees, charges and expenses incurred prior to the
effectiveness of such resignation or removal.&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(8) <U>Available Information</U>. The Deposit Agreement,
the provisions of or governing Deposited Securities and any written communications from the Company, which are both received by the Custodian
or its nominee as a holder of Deposited Securities and made generally available to the holders of Deposited Securities, are available
for inspection by Holders at the offices of the Depositary and the Custodian and at the Transfer Office. The Depositary will distribute
copies of such communications (or English translations or summaries thereof) to Holders when furnished by the Company. The Company is
subject to the periodic reporting requirements of the Securities Exchange Act of 1934 and accordingly files certain reports with the United
States Securities and Exchange Commission (the &ldquo;<B>Commission</B>&rdquo;). Such reports and other information may be inspected and
copied through the Commission&rsquo;s EDGAR system or at public reference facilities maintained by the Commission located at the date
hereof at 100 F Street, NE, Washington, DC 20549.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(9) <U>Execution</U>. This ADR shall not be valid
for any purpose unless executed by the Depositary by the manual or facsimile signature of a duly authorized officer of the Depositary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Dated:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%; font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">JPMORGAN CHASE BANK, N.A., as Depositary</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">By .................................................. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="font-family: Courier New, Courier, Monospace"><FONT STYLE="font-family: Times New Roman, Times, Serif">Authorized Officer</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Depositary's office is located at 383 Madison
Avenue, Floor 11, New York, New York 10179.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[FORM OF REVERSE OF ADR]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(10) <U>Distributions on Deposited Securities</U>.
Subject to paragraphs (4) and (5), to the extent practicable, the Depositary will distribute to each Holder entitled thereto on the record
date set by the Depositary therefor at such Holder's address shown on the ADR Register, in proportion to the number of Deposited Securities
(on which the following distributions on Deposited Securities are received by the Custodian) represented by ADSs evidenced by such Holder's
ADRs: (a) <U>Cash</U>. Any U.S. dollars available to the Depositary resulting from a cash dividend or other cash distribution or the net
proceeds of sales of any other distribution or portion thereof authorized in this paragraph (10) (&ldquo;<B>Cash</B>&rdquo;), on an averaged
or other practicable basis, subject to (i) appropriate adjustments for taxes withheld, (ii) such distribution being impermissible or impracticable
with respect to certain Holders, and (iii) deduction of the Depositary's and/or its agents' fees and expenses in (1) converting any foreign
currency to U.S. dollars by sale or in such other manner as the Depositary may determine to the extent that it determines that such conversion
may be made on a reasonable basis, (2) transferring foreign currency or U.S. dollars to the United States by such means as the Depositary
may determine to the extent that it determines that such transfer may be made on a reasonable basis, (3) obtaining any approval or license
of any governmental authority required for such conversion or transfer, which is obtainable at a reasonable cost and within a reasonable
time and (4) making any sale by public or private means in any commercially reasonable manner, provided, however, that in the event that
any of the deposited Shares is not entitled, by reason of its date of issuance, or otherwise, to receive the full amount of such cash
dividend or distribution, the Depositary shall make appropriate adjustments in the amounts distributed to the Holders of the ADRs issued
in respect of such Shares; and provided, further, that in the event that the Company or the Depositary shall be required to withhold and
does withhold from any cash dividend or other cash distribution in respect of any Deposited Securities an amount on account of taxes,
the amount distributed on the ADRs issued in respect of such Deposited Securities shall be reduced accordingly. (b) <U>Shares</U>. (i)
Additional ADRs evidencing whole ADSs representing any Shares available to the Depositary resulting from a dividend or free distribution
on Deposited Securities consisting of Shares (a &ldquo;<B>Share Distribution</B>&rdquo;) and (ii) U.S. dollars available to it resulting
from the net proceeds of sales of Shares received in a Share Distribution, which Shares would give rise to fractional ADSs if additional
ADRs were issued therefor, as in the case of Cash. (c) <U>Rights</U>. (i) Warrants or other instruments in the discretion of the Depositary
representing rights to acquire additional ADRs in respect of any rights to subscribe for additional Shares or rights of any nature available
to the Depositary as a result of a distribution on Deposited Securities (&ldquo;<B>Rights</B>&rdquo;), to the extent that the Company
timely furnishes to the Depositary evidence satisfactory to the Depositary that the Depositary may lawfully distribute the same (the Company
has no obligation to so furnish such evidence), or (ii) to the extent the Company does not so furnish such evidence and sales of Rights
are practicable, any U.S. dollars available to the Depositary from the net proceeds of sales of Rights as in the case of Cash, or (iii)
to the extent the Company does not so furnish such evidence and such sales cannot practicably be accomplished by reason of the</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">nontransferability
of the Rights, limited markets therefor, their short duration or otherwise, nothing (and any Rights may lapse). (d) <U>Other Distributions</U>.
(i) Securities or property available to the Depositary resulting from any distribution on Deposited Securities other than Cash, Share
Distributions and Rights (&ldquo;<B>Other Distributions</B>&rdquo;), by any means that the Depositary may deem equitable and practicable,
or (ii) to the extent the Depositary deems distribution of such securities or property not to be equitable and practicable, any U.S. dollars
available to the Depositary from the net proceeds of sales of Other Distributions as in the case of Cash. The Depositary reserves the
right to utilize a division, branch or affiliate of JPMorgan Chase Bank, N.A. to direct, manage and/or execute any public and/or private
sale of securities hereunder. Such division, branch and/or affiliate may charge the Depositary a fee in connection with such sales, which
fee is considered an expense of the Depositary contemplated above and/or under paragraph (7) hereof. Any U.S. dollars available will be
distributed by checks drawn on a bank in the United States for whole dollars and cents. Fractional cents will be withheld without liability
and dealt with by the Depositary in accordance with its then current practices. All purchases and sales of securities will be handled
by the Depositary in accordance with its then current policies, which are currently set forth on the &quot;Disclosures&quot; page (or
successor page) of ADR.com, the location and contents of which the Depositary shall be solely responsible for.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(11) <U>Record Dates</U>. The Depositary may, after
consultation with the Company if practicable, fix a record date (which, to the extent applicable, shall be as near as practicable to any
corresponding record date set by the Company) for the determination of the Holders who shall be responsible for the fee assessed by the
Depositary for administration of the ADR program and for any expenses provided for in paragraph (7) hereof as well as for the determination
of the Holders who shall be entitled to receive any distribution on or in respect of Deposited Securities, to receive any notice or to
act in respect of other matters and only such Holders shall be so entitled or obligated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(12) <U>Non-Voting Nature of ADSs</U>. The Depositary
shall not vote the Shares or any other Deposited Securities nor shall it provide any party, including the Company, with a proxy to so
vote said Shares or Deposited Securities. A Holder shall have no voting rights with respect to the Deposited Securities underlying its
ADSs unless such Deposited Securities are withdrawn pursuant to paragraph (2) upon delivery of such ADSs, nor shall a Holder have any
right to direct the Depositary with respect to the exercise of any voting rights with respect to the Deposited Securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(13) <U>Changes Affecting Deposited Securities</U>.
Subject to paragraphs (4) and (5), the Depositary may, in its discretion, and shall if reasonably requested by the Company, amend this
ADR or distribute additional or amended ADRs (with or without calling this ADR for exchange) or cash, securities or property on the record
date set by the Depositary therefor to reflect any change in par value, split-up, consolidation, cancellation or other reclassification
of Deposited Securities, any</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Share Distribution or Other Distribution not distributed to Holders or any cash, securities or property available
to the Depositary in respect of Deposited Securities from (and the Depositary is hereby authorized to surrender any Deposited Securities
to any person and, irrespective of whether such Deposited Securities are surrendered or otherwise cancelled by operation of law, rule,
regulation or otherwise, to sell by public or private sale any property received in connection with) any recapitalization, reorganization,
merger, consolidation, liquidation, receivership, bankruptcy or sale of all or substantially all the assets of the Company, and to the
extent the Depositary does not so amend this ADR or make a distribution to Holders to reflect any of the foregoing, or the net proceeds
thereof, whatever cash, securities or property results from any of the foregoing shall constitute Deposited Securities and each ADS evidenced
by this ADR shall automatically represent its pro rata interest in the Deposited Securities as then constituted. Promptly upon the occurrence
of any of the aforementioned changes affecting Deposited Securities, the Company shall notify the Depositary in writing of such occurrence
and as soon as practicable after receipt of such notice from the Company, may instruct the Depositary to give notice thereof, at the Company's
expense, to Holders in accordance with the provisions hereof. Upon receipt of such instruction, the Depositary shall give notice to the
Holders in accordance with the terms thereof, as soon as reasonably practicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(14) <U>Exoneration</U>. The Depositary, the Company,
and each of their respective directors, officers, employees, agents and affiliates and each of them shall: (a) incur or assume no liability
(including, without limitation, to Holders or beneficial owners of ADSs) (i) if any present or future law, rule, regulation, fiat, order
or decree of the Republic of India, the United States or any other country or jurisdiction, or of any governmental or regulatory authority
or any securities exchange or market or automated quotation system, the provisions of or governing any Deposited Securities, any present
or future provision of the Company's charter, any act of God, war, terrorism, epidemic, pandemic, nationalization, expropriation, currency
restrictions, extraordinary market conditions, work stoppage, strike, civil unrest, revolutions, rebellions, explosions, cyber, ransomware
or malware attack, computer failure or circumstance beyond its direct and immediate control shall prevent or delay, or shall cause any
of them to be subject to any civil or criminal penalty in connection with, any act which the Deposit Agreement or this ADR provides shall
be done or performed by it or them, or (ii) by reason of any non-performance or delay, caused as aforesaid, in the performance of any
act or things which by the terms of the Deposit Agreement it is provided shall or may be done or performed or any exercise or failure
to exercise any discretion given it in the Deposit Agreement or this ADR (including, without limitation, any failure to determine that
any distribution or action may be lawful or reasonably practicable); (b)incur or assume no liability (including, without limitation, to
Holders or beneficial owners of ADSs) except to perform its obligations to the extent they are specifically set forth in this ADR and
the Deposit Agreement without gross negligence or willful misconduct and the Depositary shall not be a fiduciary or have any fiduciary
duty to Holders or beneficial owners of ADSs; (c) in the case of the Depositary and its agents, be under no obligation to appear in, prosecute
or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">defend any action, suit or other proceeding in respect
of any Deposited Securities, the ADSs or this ADR; (d) in the case of the Company and its agents hereunder be under no obligation to
appear in, prosecute or defend any action, suit or other proceeding in respect of any Deposited Securities, the ADSs or this ADR, which
in its opinion may involve it in expense or liability, unless indemnity satisfactory to it against all expense (including fees and disbursements
of counsel) and liability be furnished as often as may be required; and (e) not be liable (including, without limitation, to Holders
or beneficial owners of ADSs) for any action or inaction by it in reliance upon the advice of or information from legal counsel, accountants,
any person presenting Shares for deposit, any Holder, or any other person believed by it to be competent to give such advice or information
and/or, in the case of the Depositary, the Company. The Depositary shall not be liable for the acts or omissions made by, or the insolvency
of, any securities depository, clearing agency or settlement system. The Depositary shall not be responsible for, and shall incur no
liability in connection with or arising from, the insolvency of any Custodian that is not a branch or affiliate of JPMorgan Chase Bank,
N.A. The Depositary shall not have any liability for the price received in connection with any sale of securities, the timing thereof
or any delay in action or omission to act nor shall it be responsible for any error or delay in action, omission to act, default or negligence
on the part of the party so retained in connection with any such sale or proposed sale. Notwithstanding anything to the contrary contained
in the Deposit Agreement (including the ADRs), subject to the penultimate sentence of this paragraph (14), the Depositary shall not be
responsible for, and shall incur no liability in connection with or arising from, any act or omission to act on the part of the Custodian
except to the extent that any Holder has incurred liability directly as a result of the Custodian having (i) committed fraud or willful
misconduct in the provision of custodial services to the Depositary or (ii) failed to use reasonable care in the provision of custodial
services to the Depositary as determined in accordance with the standards prevailing in the jurisdiction in which the Custodian is located.
The Depositary, its agents and the Company may rely and shall be protected in acting upon any written notice, request, direction, instruction
or document believed by them to be genuine and to have been signed, presented or given by the proper party or parties. The Depositary
shall be under no obligation to inform Holders or any other holders of an interest in any ADSs (including, without limitation, beneficial
owners of ADSs) about the requirements of the laws, rules or regulations or any changes therein or thereto of the Republic of India,
the United States or any other country or jurisdiction or of any governmental or regulatory authority or any securities exchange or market
or automated quotation system. The Depositary may rely upon instructions from the Company or its counsel in respect of any approval or
license required for any currency conversion, transfer or distribution. The Depositary and its agents may own and deal in any class of
securities of the Company and its affiliates and in ADRs. Notwithstanding anything to the contrary set forth in the Deposit Agreement
or an ADR, the Depositary and its agents may fully respond to any and all demands or requests for information maintained by or on its
behalf in connection with the Deposit Agreement, any Holder or Holders, any ADR or ADRs or otherwise related hereto or&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<!-- Field: Page; Sequence: 30; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">thereto to the extent such information is requested or required by or pursuant to any lawful authority, including without
limitation laws, rules, regulations, administrative or judicial process, banking, securities or other regulators. None of the Depositary,
the Custodian or the Company shall be liable for the failure by any Holder or beneficial owner to obtain the benefits of credits on the
basis of non-U.S. tax paid against such Holder's or beneficial owner's income tax liability. The Depositary is under no obligation to
provide the Holders and beneficial owners of ADSs, or any of them, with any information about the tax status of the Company. None of the
Depositary, the Custodian or the Company, or any of their respective directors, officers, employees, agents and affiliates, shall incur
any liability for any tax or tax consequences that may be incurred by Holders or beneficial owners of ADSs on account of their ownership
or disposition of the ADRs or ADSs. The Depositary shall not incur any liability for the content of any information submitted to it by
or on behalf of the Company for distribution to the Holders or for any inaccuracy of any translation thereof, for any investment risk
associated with acquiring an interest in the Deposited Securities, for the validity or worth of the Deposited Securities, for the credit-worthiness
of any third party, for allowing any rights to lapse upon the terms of the Deposit Agreement or for the failure or timeliness of any notice
from the Company. Notwithstanding anything herein or in the Deposit Agreement to the contrary, the Depositary and the Custodian(s) may
use third-party delivery services and providers of information regarding matters such as, but not limited to, pricing, proxy voting, corporate
actions, class action litigation and other services in connection herewith and the Deposit Agreement, and use local agents to provide
services such as, but not limited to, attendance at any meetings of security holders of issuers. Although the Depositary and the Custodian
will use reasonable care (and cause their agents to use reasonable care) in the selection and retention of such third-party providers
and local agents, they will not be responsible for any errors or omissions made by them in providing the relevant information or services.
The Depositary shall not be liable for any acts or omissions made by a successor depositary whether in connection with a previous act
or omission of the Depositary or in connection with any matter arising wholly after the removal or resignation of the Depositary. By holding
or owning an ADR or ADS or an interest therein, Holders and beneficial owners of ADSs each irrevocably agree that any legal suit, action
or proceeding against or involving Holders or beneficial owners of ADSs brought by the Company or the Depositary, arising out of or based
upon this Deposit Agreement, the ADSs, the ADRs or the transactions contemplated herein, therein, hereby or thereby, may be instituted
in a state or federal court in New York, New York, and by holding or owning an ADR or ADS or an interest therein each irrevocably waives
any objection that it may now or hereafter have to the laying of venue of any such proceeding, and irrevocably submits to the non-exclusive
jurisdiction of such courts in any such suit, action or proceeding. By holding or owning an ADR or ADS or an interest therein, Holders
and beneficial owners of ADSs each also irrevocably agree that any legal suit, action or proceeding against or involving the Depositary
and/or the Company brought by Holders or beneficial owners of ADSs, arising out of or based upon this Deposit Agreement, the ADSs, the
ADRs or the transactions contemplated herein, therein, hereby or thereby, including, without limitation, claims under the</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"></P>

<!-- Field: Page; Sequence: 31; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">Securities Act
of 1933, may be only instituted in the United States District Court for the Southern District of New York (or in the state courts of New
York County in New York if either (i) the United States District Court for the Southern District of New York lacks subject matter jurisdiction
over a particular dispute or (ii) the designation of the United States District Court for the Southern District of New York as the exclusive
forum for any particular dispute is, or becomes, invalid, illegal or unenforceable). Neither the Depositary nor any of its agents shall
be liable to Holders or beneficial owners of interests in ADSs for any indirect, special, punitive or consequential damages (including,
without limitation, legal fees and expenses) or lost profits, in each case of any form incurred by any person or entity, whether or not
foreseeable and regardless of the type of action in which such a claim may be brought. No provision of the Deposit Agreement or this ADR
is intended to constitute a waiver or limitation of any rights which Holders or beneficial owners of interests in ADSs may have under
the Securities Act of 1933 or the Securities Exchange Act of 1934, to the extent applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(15) <U>Resignation and Removal of Depositary;
the Custodian</U>. The Depositary may resign as Depositary by written notice of its election so to do delivered to the Company, such resignation
to take effect&nbsp;upon the appointment of a successor depositary and its acceptance of such appointment as provided in the Deposit Agreement.
&nbsp;The Depositary may at any time be removed by the Company by no less than 60 days prior written notice of such removal, to become
effective upon the later of (i) the 60th day after delivery of the notice to the Depositary and (ii) the appointment of a successor depositary
and its acceptance of such appointment as provided in the Deposit Agreement. The Depositary may appoint substitute or additional Custodians
and the term &ldquo;<B>Custodian</B>&rdquo; refers to each Custodian or all Custodians as the context requires.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(16) <U>Amendment</U>. Subject to the last sentence
of paragraph (2), the ADRs and the Deposit Agreement may be amended by the Company and the Depositary, provided that any amendment that
imposes or increases any fees, charges or expenses on a per ADS basis (other than stock transfer or other taxes and other governmental
charges, transfer or registration fees, a transaction fee per cancellation request (including through SWIFT, telex or facsimile transmission),
applicable delivery expenses or other such fees, charges or expenses), or that shall otherwise prejudice any substantial existing right
of Holders or beneficial owners of ADSs, shall become effective 30 days after notice of such amendment shall have been given to the Holders.
Every Holder and beneficial owner of ADSs at the time any amendment to the Deposit Agreement so becomes effective shall be deemed, by
continuing to hold such ADR, to consent and agree to such amendment and to be bound by the Deposit Agreement as amended thereby. In no
event shall any amendment impair the right of the Holder of any ADR to surrender such ADR and receive the Deposited Securities represented
thereby, except in order to comply with mandatory provisions of applicable law. Any amendments or supplements which (i) are reasonably
necessary (as agreed by the Company</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 32; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">and the Depositary) in order for (a) the ADSs to be registered on Form F-6 under the Securities Act
of 1933 or (b) the ADSs or Shares to be traded solely in electronic book-entry form and (ii) do not in either such case impose or increase
any fees or charges to be borne by Holders, shall be deemed not to prejudice any substantial rights of Holders. Notwithstanding the foregoing,
if any governmental body or regulatory body should adopt new laws, rules or regulations which would require amendment or supplement of
the Deposit Agreement or the form of ADR to ensure compliance therewith, the Company and the Depositary may amend or supplement the Deposit
Agreement and the ADR at any time in accordance with such changed laws, rules or regulations. Such amendment or supplement to the Deposit
Agreement in such circumstances may become effective before a notice of such amendment or supplement is given to Holders or within any
other period of time as required for compliance. Notice of any amendment to the Deposit Agreement or form of ADRs shall not need to describe
in detail the specific amendments effectuated thereby, and failure to describe the specific amendments in any such notice shall not render
such notice invalid, provided, however, that, in each such case, the notice given to the Holders identifies a means for Holders to retrieve
or receive the text of such amendment (i.e., upon retrieval from the Commission's, the Depositary's or the Company's website or upon request
from the Depositary).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(17) <U>Termination</U>. The Depositary may, and
shall at the written direction of the Company, terminate the Deposit Agreement and this ADR by mailing notice of such termination to the
Holders at least 30 days prior to the date fixed in such notice for such termination; provided, however, if the Depositary shall have
(i) resigned as Depositary hereunder, notice of such termination by the Depositary shall not be provided to Holders unless a successor
depositary shall not be operating hereunder within 60 days of the date of such resignation, or (ii) been removed as Depositary hereunder,
notice of such termination by the Depositary shall not be provided to Holders unless a successor depositary shall not be operating hereunder
on the 120<SUP>th</SUP> day after the Company's notice of removal was first provided to the Depositary. Notwithstanding anything to the
contrary herein, the Depositary may terminate the Deposit Agreement (a) without notice to the Company, but subject to giving 30 days'
notice to the Holders, under the following circumstances: (i) in the event of the Company's bankruptcy or insolvency, (ii) if the Company
effects (or will effect) a redemption of all or substantially all of the Deposited Securities, or a cash or share distribution representing
a return of all or substantially all of the value of the Deposited Securities, or (iii) there occurs a merger, consolidation, sale of
assets or other transaction as a result of which securities or other property are delivered in exchange for or in lieu of Deposited Securities,
and (b) immediately without prior notice to the Company, any Holder or any other person if required by any law, rule or regulation or
any governmental authority or body, or the Depositary would be subject to liability under or pursuant to any law, rule or regulation,
or by any governmental authority or body, in each case as determined by the Depositary in its reasonable discretion. After the date so
fixed for termination, the Depositary and its agents will perform no further acts under the Deposit Agreement and this ADR, except to
receive and hold</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 33; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">(or sell) distributions on Deposited Securities and deliver Deposited Securities being withdrawn. As soon as practicable
after the expiration of six months from the date so fixed for termination, the Depositary shall sell the Deposited Securities and shall
thereafter (as long as it may lawfully do so) hold in a segregated account the net proceeds of such sales, together with any other cash
then held by it under the Deposit Agreement, without liability for interest, in trust for the <U>pro rata</U> benefit of the Holders of
ADRs not theretofore surrendered. After making such sale, the Depositary shall be discharged from all obligations in respect of the Deposit
Agreement and this ADR, except to account for such net proceeds and other cash. After the date so fixed for termination, the Company shall
be discharged from all obligations under the Deposit Agreement except for its obligations to the Depositary and its agents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(18) <U>Appointment.</U> Each Holder and each beneficial
owner of ADSs, upon acceptance of any ADSs or ADRs (or any interest in any of them) issued in accordance with the terms and conditions
of the Deposit Agreement shall be deemed for all purposes to (a) be a party to and bound by the terms of the Deposit Agreement and the
applicable ADR(s), (b) appoint the Depositary its attorney-in-fact, with full power to delegate, to act on its behalf and to take any
and all actions contemplated in the Deposit Agreement and the applicable ADR(s), to adopt any and all procedures necessary to comply with
applicable law and to take such action as the Depositary in its sole discretion may deem necessary or appropriate to carry out the purposes
of the Deposit Agreement and the applicable ADR(s), the taking of such actions to be the conclusive determinant of the necessity and appropriateness
thereof, and (c) acknowledge and agree that (i) nothing in the Deposit Agreement or any ADR shall give rise to a partnership or joint
venture among the parties thereto, nor establish a fiduciary or similar relationship among such parties, (ii) the Depositary, its divisions,
branches and affiliates, and their respective agents, may from time to time be in the possession of non-public information about the Company,
Holders, beneficial owners of ADSs and/or their respective affiliates, (iii) the Depositary and its divisions, branches and affiliates
may at any time have multiple banking relationships with the Company, Holders, beneficial owners of ADSs and/or the affiliates of any
of them, (iv) the Depositary and its divisions, branches and affiliates may, from time to time, be engaged in transactions in which parties
adverse to the Company or the Holders or beneficial owners of ADSs and/or their respective affiliates may have interests, (v) nothing
contained in the Deposit Agreement or any ADR(s) shall (A) preclude the Depositary or any of its divisions, branches or affiliates from
engaging in any such transactions or establishing or maintaining any such relationships, or (B) obligate the Depositary or any of its
divisions, branches or affiliates to disclose any such transactions or relationships or to account for any profit made or payment received
in any such transactions or relationships, (vi) the Depositary shall not be deemed to have knowledge of any information held by any branch,
division or affiliate of the Depositary and (vii) notice to a Holder shall be deemed, for all purposes of the Deposit Agreement and this
ADR, to constitute notice to any and all beneficial owners of the ADSs evidenced by such Holder's ADRs. For all purposes under the Deposit
Agreement and this ADR, the Holder hereof shall be deemed to have all requisite authority to act on behalf of any and all beneficial owners
of the ADSs evidenced by this ADR.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 34; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">A-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"><FONT STYLE="font-size: 18pt">J.P.Morgan</FONT></P><P STYLE="margin: 0pt; text-align: right; font-size: 8pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(19) <U>Waiver</U>. EACH PARTY TO THE DEPOSIT AGREEMENT
(INCLUDING, FOR AVOIDANCE OF DOUBT, EACH HOLDER AND BENEFICIAL OWNER OF, AND/OR HOLDER OF INTERESTS IN, ADSS OR ADRS) HEREBY IRREVOCABLY
WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY SUIT, ACTION OR PROCEEDING
AGAINST THE DEPOSITARY AND/OR THE COMPANY DIRECTLY OR INDIRECTLY ARISING OUT OF, BASED ON OR RELATING IN ANY WAY TO THE SHARES OR OTHER
DEPOSITED SECURITIES, THE ADSs OR THE ADRs, THE DEPOSIT AGREEMENT OR ANY TRANSACTION CONTEMPLATED HEREIN OR THEREIN, OR THE BREACH HEREOF
OR THEREOF (WHETHER BASED ON CONTRACT, TORT, COMMON LAW OR ANY OTHER THEORY), INCLUDING, WITHOUT LIMITATION, ANY SUIT, ACTION, CLAIM OR
PROCEEDING UNDER THE UNITED STATES FEDERAL SECURITIES LAWS. No provision of the Deposit Agreement or any ADR is intended to constitute
a waiver or limitation of any rights which a Holder or any beneficial owner of ADSs may have under the Securities Act of 1933 or the Securities
Exchange Act of 1934, to the extent applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="border-bottom: Black 1.5pt solid; font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">A-18 </P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.(E)
<SEQUENCE>3
<FILENAME>e617974_ex99-e.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Courier; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><U>Certification
under Rule 466</U></FONT></P>

<P STYLE="font: 10pt Courier; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">The depositary, JPMorgan Chase
Bank, N.A. represents and certifies the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0.75in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(1) That it previously
had filed a registration statement on Form F-6 (HDFC Bank Limited, 333-175521) that the Commission declared effective, with terms of deposit
identical to the terms of deposit of this registration statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(2) That its ability
to designate the date and time of effectiveness under Rule 466 has not been suspended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>
<P STYLE="margin: 0pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD COLSPAN="2">JPMORGAN CHASE BANK, N.A., as Depositary</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 50%">&nbsp;</TD>
  <TD STYLE="width: 5%">&nbsp;</TD>
  <TD STYLE="width: 45%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>By</TD>
  <TD STYLE="border-bottom: Black 1pt solid">/s/ Timothy E. Green</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>Name:</TD>
  <TD>Timothy E. Green</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
  <TD>Title:</TD>
  <TD>Vice President</TD></TR>
</TABLE>

<P STYLE="margin: 0pt"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  (! 0(! 0(" @(" @(" P4# P,#
M P8$! ,%!P8'!P<&!P<("0L)" @*" <'"@T*"@L,# P,!PD.#PT,#@L,# S_
MVP!# 0(" @,# P8# P8," <(# P,# P,# P,# P,# P,# P,# P,# P,# P,
M# P,# P,# P,# P,# P,# P,# P,# S_P  1" %% L@# 2(  A$! Q$!_\0
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MZ%/DB%S]&_\ B(%X_P"22K_X57_W'0?^#@7'_-)5_P#"J_\ N.OSD)^7J?\
MOH4,W3D_F*%!!<_1P_\ !P)@_P#))5_\*G_[CH_XB!.?^22K_P"%5_\ <E?G
M&6^;J?\ OH4N[Y^I_,4<B"Y^C8_X.!,G_DDJ_P#A4_\ W'2#_@X%S_S25?\
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M5?\ PJO_ +DH_P"(@3C_ ))*O_A5?_<E?G*#\O\ ]<4$_+_]<4<D0N?HT?\
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MF3]D3'_)VWAS_P ";'_&E_X9C_9%Q_R=MX<_\";'_&OR6V\]/_':<$RV,?\
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M +^V7^-?GR$&.WY4NSZ?E1_;]?\ E0_]4<-_._P_R/T%'[%O[+:G_DZ71_\
MO[9?XT#]BW]EL<?\-2Z/S_TULO\ &OSY:,;>P_"@KR/\/\_YQ3_U@K=D'^J.
M'_G?X?Y'Z#_\,6?LN 8_X:ET?_O[9?XTG_#%O[+AX_X:ET?_ +^V7^-?GRZE
MB/\ "D*8/_UJ7^L%;^5?B'^J.'_G?X'Z#_\ #%O[+;?\W2Z/_P!_;+_&@_L7
M_LMG_FZ71_\ O[9?XU^>ZJ<_CZ4!=R] ?^ T_P"WZW9!_JCA_P"=_A_D?H1_
MPQ?^RV3G_AJ71_\ O[9?XT?\,7?LM]?^&I='_P"_ME_C7Y[%,KW//I2&+"9
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M?SO\#]'C^QY^RJ<?\95:)_W^LO\ &D/['W[*O7_AJK0_^_\ 9?XU^<#J ?\
MZU,(*D4O[=K=E^)'^JU#^=_@?JC^S]^RM^S5X>^/?@C4-"_:5T?7=<L=?L+C
M3M,26T+:C<)<1M% -IW9=PJ\<_-Q17Y__L-K_P 9M?!WC_F>-%[?]/\ !17J
MX#&SQ,7*:V/!S?+88.<8P;=^Y\>*,+3D7)'&?PI#3HQSFO"/K$AP'^<4X#';
M_P =IJCYO3Z4Y1ENWZT,I#X5PG3]*>%R/_L?Z?Y]*%&!_P#6/^?\XH[?Y_G_
M )]:GJ*X8X_S_G_.:DC3(].>..E?5W_!/B\\)ZU\,?$WAG33\+K/XU:KK=E+
MX?D^(.B0:CI6KV$<,[3:="]S%+;6MS+*(@))1'OW+&LBLP([W]CCX;KI=K^U
MG=^-="^&G@[QCX1MK>1)/$7A6'5=)\)WCZKY<RQ6HM;L+'@M$HBA<!2N/E&X
M;QI7M9[G/+$<K>FUOQL?"Z#G/Z8IR]/QKZ@_9L\":1^U9^VK-:^,9?"/B?0?
M"VA:IJTT7A/1$\.6/B..PLYKE(8H;>VLW'F.H#.8DFV C((4CQ_XM_M#:A\:
MM%M+75?#G@#3KBQNI;B"]T#PO9:%-Y<BJ# ZV4<4<L8*AE,J/(IR X#,#FX:
M7.B,VY<MO7YG HN>Q_(U(%P/_K5^@>KZ/X3^&7_!2+0?V:&^'G@O5_AH]YIG
M@^ZEDT&VD\07DEY'"TFJG5/+^UK.)K@R 1R+"L:*@CVCGC/V0_V5OAWXU^ ?
M[2>B>.]0T[3[SPIXAT'2=!\6NHB32;R2;5+9))'Y*V<TBQ+,"=JKMD.3"A%.
M@W*R??\ !&/UQ*/,UV?R;L?&(3!Z?^.T](@5]_I7WYXG_9ITGX;?\%#?V0_
M^O\ @K0]/FO/#GAZ'Q3I$NG0F*_O#J-Y%<&Z0*4G=M@5F;=N"CDC%<1\6-!T
MOX]_!K]HS4-2\/>$]&U+X+^(;,^'KOP]X?LM$+VUUJ3V,EG<):111SH%$<B.
MZF56B;#[7=2.@TOZZ*Y<,6FT[::?B[(^/8EPHX ^@IZ_,03VI0.!7VO^V)^R
MIX2\!_L9Z5IN@6")\2?@=<V5M\1IHXHU:Y_MJ'[3$SR  RBUG46@P25+<C!S
M6,*;DG+L;U*JA**?7^OSLOF?%2\CU_#I3HX]V#_2OO+X9_L+^&?BU^S#^SUG
M2A#XD&K_ -N>-BD7DO+X;OKR^5+F68 ';%#H\NSYLC[6.F]:V?@I\"?!5C_P
M5W^).C)HWA2?PE+X?U7Q/I%KJ>E0WVE:;'=:8NHVK"W\IXS'"LZ;56-L*@ #
M=]?JTM/.QA]>A[R2U5W]SM^)^>X7)Z#_ +Y-/"8_A'_?)KZ+\+:_%\4?VVOA
M'H6JZA\*_&>C#Q1I<$LWA;P7!H>GWD<][ LL$\7]GV;S_*,$2Q,N&8*<,V?H
M3XN_L<^!_ ?@W]J;Q5X4TJQU7P=#826ND27=K#-/X1U:VUV&WO+!6Y:(JA5X
MGPI>VN(^6(DQE&@Y)M/8N6+4&HR6KM^+L?GD$P.@_P"^33EC^3I[?=K[+77]
M.^$W['7[+TUGX*\!ZO\ \)WJ&O0>)!?^%;"[OM<ABU6.)(?MDD#74)\J1XU>
M"1)%W JP*J1W7P4_9P\(?!;XW_M>:!$_@IK7X<Z<ZZ!J_BW04UNUT3%^BJ[Q
M-;W19E1O+9EA<D@G:.U+#MNU_P"K7*>-23;7?\)<OYGY^%,@<?\ CM31H.N/
MIQT_S_GK7UM^PNFG_'+_ (*?^"=-\2V_PX\9Z.B7ULW]D^$K73M$U)(]/NY4
M<V7V.V5R'P=TL ?*+G(5<<UX@T^T_:#_ &&/$_Q$UC2O#>D^*_!7BO3]*M[S
M1=#M-&@U.SO()V:V>WM(X8"\3P^8)=AD*R,K$J$V0J5XW3[_ (%O$6ER-=OQ
M;2_(^<%&?_U?Y_S]*=V_'T_S_G%6M"T.[\2ZS9Z=I]O+=W^H3I;6T$2EI)I7
M8*B*.Y+$ >Y%?7/_  4"_9P\%>#/@GX9OO =K9_;/A7J;_#?QS>6XP-4U5($
MNA>@#JK3-?P[W.?]&11E0N(C3<HN2Z&DZT834'U/D%2$&,=LYQ39%PW3Z\5^
MG'PP_8L\ >/?C/\ LP:CHFAZ7=:K%X5\-:KXV\.364$EIJ^GW4<D7]I^4W^M
M*SHL=P-K?Z^WD/\ RT:OGC]FV.P\#_LN?M->*8- \(W^O>&-2\/PZ3<:QX=L
M=773DGO[N*58H[N&6-=Z  X7^%?08T^K.+NWW_!7.>&.BTW%:Z?B[?\ !/E0
M?3'X8_2GJ,+_ $Q7NG[;?PYT7PTGPR\5:58VFC77Q)\'0>(]5TRTC$5K;WC7
M%Q!)+#$.(8I3!Y@B0"-"66,! JKTO_!,SP?%XMU[XO.-+\'ZEJND?#>^U#2&
M\3VVGS:?97BWU@J3M_: -LA"NXWR8 #D9Y-8>R;J<AN\0E3]K_6]CYH"[A_]
M;_/^<>M."9(Z]>..G^?\]*^R_B1\+/#^C?\ !2[X"^$]2\/^'+?7Y+CPM:?$
M/1[.P@72VU:6[3[1$((5%KM:V>W$BPKY)=I>"2:\]_;^\1I9_$S6O#=CK'PH
MU/2;/7KWR;7PKX*@T:ZT@0RR1QV\]P-.M9)<*Y!5))8R8P220C54J/(FV]M!
M4\3SRC%+=7_K^D?/BIO/3MV'^?\ /UIRI\V<8_#_ #_GZ5]??MGZ39>,/@_?
M>)?A/IWPMO\ X-13Z9&ITO1+6#Q3X/9;?REM]1D:);PBXG\TF9Y)UE:!<2C.
MUY[7XTWG_#N";QY_PB_PJ_X2R/XD1>'UOS\-_#^?L)TN2<Q>7]B\O_6*&W;=
MW&-V.*/8)2:;VU''%/E4TMW;?;UT^_\ 4^/EC]?PXIRID]/R%?3?_!.GP#X%
MG\3Z_P#$#XL6-A=^ M+DMO#GE7.V&.74-4D,"R("/+(MK47=R<'*&&,J <,O
M)>$],UW]E+]K'4/ 5[I_AJ_GL_$2:'J*ZUX8L=42>..YV;XEO(9?*613N#1X
M+*RG)XK+V3LIRV9K]83E*$5JOZ_#3[SQ0+]*>B9;H?\ OFOK;]L'5;:?_@I!
M<^ (?#G@?3?".B>.;:UM+'3/"FFZ>?)\Z-3%)+! DLR$,<K*S ]Q4'_!3#5[
M;P7\:/&_A/1-1^$#:)#K]S:QZ-X?\"V^G:GH<44N4CDN_P"S8&.,;3Y-Q)NP
M<DJ>7*@HJ3OL[$T\4Y."4?B5_EIY'RF$R>G_ (Z:>J>W_CM??:>#?#WBSX[_
M +/'PEG\(>#1X4^)/PZT*75WM/#EE;ZJ;RXMY2U\E^D(NA*KQQR',NQ]C*ZL
MKN#\':E8IINJW$,4R7$<,K1I*G20 X##D\'KU_E4U:/)_7I_F:4,0JNEK=?S
M7Z$")@=!^5.49H49(J0+EOK_ #K$ZK B8Z ^G2G)%@?_ %J=''U]*?P<_P#U
MZ"U&PBQ[1T_\=I0F5Z?^.TY1Q_\ KIP7/^32N6)L 7I_X[4HBW=:(X]OIFGJ
MN32&(%QT'Z4X1^WZ4Y5_S_G_ #^E.5<C_P#7_G_(]Z!V&A,#I^G^?\_6G^7[
M8_X#2XPO_P"NE\O<.WZT7&)LVGI_XZ:=Y>6_^QIQ4!NG\Z5!\_';Z_Y_S[4#
M$CAY/ Z_W:%4#H/T_K3@F3_2G"/IT_*E<=AFSY>@_P"^?\_YXIRIQ_AQ3MN#
MZTJKS^N:FW<=A@BQ_"/RIPCS_P#JIRKEO_UTY$Q188P1X]:=LP.GZ4Y5^3_]
M=!3Y/_U_Y_R*8#"N!T_2C9G_ /53V7@4IC^;_P#70,9L_P#UX/\ .C8?\BI"
MGS]?YT!/F[?K0(CV9_\ U8HV'T/Y5(J<_P#ZZ39\O_ZZ (RF[L?RI"N34@3"
M\ ?K2_P__KH A*9__5FFF+/O4SKG_)ILBD'CFE8",PX7H/Q%-*_+D ?E4K#)
MZ@T; :!6(2N%'\MM(T8ST]ONU*T>1364D_XBG>PK$9B^;M_WS3=N6Z?^.FI&
M&#_^O_/^?:D !?\ _7_G_/O3%J1^7R?_ (FF[?;]/\_YS4HCQGI],'_/^33<
M KV_6F!"8^/_ *W^?\GWI",'I^E3%/EZ_H?\_P"33&4$?Y_S_GZT$V(&B]/Y
M4PQ]>/\ QVIV7#4UERO_ .ND(KM'@=/_ !VD*Y7I_P".U*R;?3\C_G_.*8RX
M'_ZZI"(GC]O_ !VHV3;VXJ=@#C_Z]-88;U[]Z9#1Z7^PVN/VV?@[_P!COHO;
M_I_@HI_[#@Q^VS\'N_\ Q6^B^O\ S_PT5])D?P2]3X?BG^+#T9\<#@4_IQ_6
MFHN[V^O%/)WM_B:\\]L5>#CC\ZDAYR?ZYIF[+_\ V52CA.N?^!?Y_P XI,KH
M+VZC\_\ /^>:.W^?\_YQ2]?7\Z5?G/\ ]>A"/4OV?OVD[7X%Z>J2?#;X<^,[
MR'5;?6;/4-?AOVNK*: 'RT1K:[@#0Y.YHI Z.0"P.U<=#\-OV]?%7A#5/BC=
MZYHWAGQ__P +CVGQ0FOI=QK=N+G[5N0V4]LT1,N#A6"@ * !Q7<_L9W-IX*_
M80_:*\9Q:#X0U3Q+X;OO"D.EWNN^'-/UO[ MQ<WR3B-+R&6-=ZJH)"\[5_NC
M'JWPA^ /@S4?^"E_[,ES-X8T0Z3\7_#>G^*]<\/2V<<NDQW<WVV*9(K9U*+
M[6PF$6"B&4J@5%15Z8QDTK/^F[''.=-.7,MOT2E\CY,T']IB_P#AU\<=%\?_
M  _T'P]\.=6T(9MK?1FO+JU+%721G6_N+EV\R.1D=2^PKQM&238^,W[1MA\6
M?#)TW3_A=\,? 8FU5M6N+KP[9WJW4\C(R^4'NKJ?RK<;B1#%LC!"G;P,;_[9
M'CN74->_L2+Q%\(?$FGP7<MPLO@OP+!X?>S96=!#-+_9EE-)\ISM!DCX!SD"
MOKO_ (*9^"O WPV\6?M :'XBT?X0:#HUA)IZ?#6P\*VNB6OB&UU$F)I!-%8
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MM/"6FZ%X=\%>#K2^.JC0]$6Y:">^*&,W4DMU-/</)Y9" &7RU ^5%+.6^O\
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M$?T/^?\ /UI=N?7\^E.5.>M3<=A N>?\:7IZ?GUIR@FG[<+_ /7I#&*H _\
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MV1_PY>I\-Q7_ !:?H?&D?RT]>O\ ]<?Y_P YI,;:<!T_P'^?\XKS^A[0L?\
MK/\ ZXJ7/'?\Q_G_ ":;$/\ ZW2G \?_ %O\_P"<5(V*N/P^O;_/Z4Z'[_?\
MQ3>0._Z5)&,#\.P%,$>L_ +]K&[^!7PP\<>#)?!_A'QGX:^(,NG3:I9ZX;],
M-8O,\!B>SNK=U^:=BV6.=JCUSI>&?VZO&OAK]JWP[\7!%H=SKGA(PQZ-IDEJ
MR:1IMK#$88+2*&-T*01QG  ?<3EF9G9V;JOV2/V6-)_: _8X^.VN?9=$_P"$
MO\(WGAM-#U#5_$,&C6MC'=3W@N@9;F>&V)=84 \TDY7Y,$G/=>._V-_"/@'X
M]?LC^%[O2=-F7XC6VDGQ:-/UW^T;;5I)]9EMI2ES;SR1@-"%7-NX48)&&R:W
M4:G*FMO^"<SG1YI1:UZ_<GW[:'SI\7?C-H_Q4MA]A^&G@?P5?-=-=3WVB76K
MR37.X-E&6]OKB,*2V[Y45LJ.<9!=^TU^T+K7[5GQU\1?$'Q#;:99ZUXFG6XN
MH-.1X[6-EC2,;%=W<#"#JQYS7OWQ@^ _@7XG:3^T*OACP9I7P_U'X#ZD[V3:
M7?7]S!KMA_:7V%H[H7EQ<,)TS&Z/"8T.95=&RACZ?XD? 7PA\'_V0?@]XPTO
MX6?"+Q'=>(_"4VM:_=>*O&]WI^HW$T=Q*O\ HUFFKVKRC8@^6"%R6X')Q4RI
MS=U?3?\ 3L"KTTT[.^WX7ZL\*^'W[;NI^%O GA#0=>\%^!?B#;_#ZZFNO#$W
MB.*]>71A+(DSP@6UU!'/#YJ!Q'<I*H+. -K,IPM%_:9O+WXE>+?%?C;PSX7^
M*&J^-5<ZBWB5;H!)7GCG:>%K.>W>&3,87Y& $;.@&UB*[3P3\,O#'P7_ &/]
M)^*WB3PQIGCK5?&7B*[T#1]&U6YO(--L[:TBADN+N3['/!.TYDECC1?-"*OF
M%D<LAC\9^(&K:1XA\;:E?:#HTGAS1[R=I;72S>&\%@K<^4LS@.ZJ<A2^6VXW
M,Y!8PW))79O2C3;?*OG_ )?,]:TG]OCQIIO[5.E?%I++PY_;'A^R_LO2=*%H
MZ:3IEBMF]G%:Q1)('$44+D+F0MD LS$G/'_LU?M!:S^RU\9=-\<>'[;3+S5=
M*@O+>*'4(WDMV6YM)K60LJ.C9$<[%<,/F"YR,@_2G[#G[-'A+X@_L@-XLOO
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M5= \66VEZ5K-WX<OXM1M[/4TD>TEFB;?&9%C>-F4,%;;N .W!R"0>:48/?\
M*E0<'KS_ )_S_P#6KFYFY<W4Z53CR\G0]LF_X*$_%?Q)X:\9:+XK\5ZMX\T?
MQMI\EC=V'B2_N+VULG,R3)=6T7F*D,\4D:E"HV#D;"!BH[_]N/QQ?V^KP6[Z
M=IMIK/@FR\ S6UM')Y,>FVJPJI17D;]\RQ.K.<\7,^T*7&/&HEPG?\O\_P"?
MK4R#'K[<"K=:?<%AJ7\J/7K#]M?QEI_QFT'QY;QZ/%K>D:%:>';M/L[26_B"
MR@M5LV2_1W;SS- BI(<KG"E=A4$4?B;^TQ>>/OA;9^"-+\,^%?!/A*TU(ZS)
MINAI=.+V]\LQ+/-+=SW$S%(V9542!%#M\N3FO,D3<?;Z4]5ZU$JL[6ON7["F
MFFEL>UZ/^WQX]\._&3P%XYTM]+TO6?AYX>L?#%DMO$_D7UC:Q>2$N49R7\R,
MD2;2HYRH0@$<S\#/VCM7^!NF^(=)ATW0O$?AGQ= EOK6A:U;O+9:AY>\PN3$
M\<T<D3.S))%(C*2><'%>>JN!_P#6_P _Y^M/C7<N>?;BI]K.][C6'IVM;M^&
MWW=#T+XW_M$:A\;-(\+:4VC:!X:\/^#+*6QT?2-'2;[-:++,\\K;[B6:=V>1
MRQ+R-[ <YX( CU_,4BIT//MP*>JY/_UA4RDY.[-8045:(L8SS_6GC)HQ3E7
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MQVT;N/\ G^AHI_[$2?\ &:GP@_[';1O_ $NAHKZ7(OX<O4^&XL_BT_3]3XP
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M'_\ 74L8P,\>W7_/^?>HBW/4?F:F7@#G]?\ /^?I7GGM"J,_Y/\ G_/M0/\
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M_P#;8_X5+^RYX$\.>'$U"W\:>#O'%YXE-Q- CZ=<6T]I';F!OGW2!PLB21E
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MD;EP6 ";F+?/P.%[_F*7=A1_B*F-62CR]/Z_R-/J\93]H]_Z_P V?;/[2_\
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M:YN(5#21A/[-#*0&7YF"J<\'BI5&3*>(IIV;\MGN>(*,M_G_ #_G-/1>#_\
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M /53'BP<]?PI@1E-I[_D*:4SZ_D*EV_/_P#8_P"?\_6FF/)Z?^.T 0LA _\
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MF@8%/BZ]OUJ?,T/JG]C;X[6GP7_83_:)CBO_  @OB35K[PI_9>F:YI]AJ?\
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M8U&R;3_G_/\ GWJ<IQVIK#DT$V(<9S_@?\_Y]J84PIP!^53-'Z8Y]Z9C _\
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MZ_F*9$F3G'/T_P _Y^M/D&2/\*74KJ2@=/Z4]>%_S_G_ #[4P?,3UIX7"?\
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MV5RJE24-(QNM.I^A-QI9W(WV=_X1_K .]><^)[%_[6N<QN 7/\0Y^:OE6_\
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ML5C6XFY*?LHKWC\2XOX6=&M[6'POJBM\#OBA_P )%\9M2L5E#+)X0\4?*!T
MT*_([>U>"A, 8SS7H7[*$6SX^WO'(\'>*<G&#_R -0KS_83&O7(]J^-Q^+J8
MFU2IOK^A_3/T;</&ED&)C'_G\_\ TB!&PV_2H9 =N,<_45.XR/Y5$T?'3ZC
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M?P]*E1>1QGGTS_G_ #ZU&HPH_P _Y_\ U5,@P?Q]#3+B/V9;_P"QJ15RP_\
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M_P"?K4J+S_\ 6I%'L/\ P3^LOMG[:/PXMQ\GG:H8L[?N[H91G]:^HK,_#O\
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MBMYK0KYBCYH[J)AN4\=0PZ5\MF^"DESJW,;Y7Q14ITI8;$KFI2[_ &?-'7?
M_P #3^&_VB]1\U7&WPCXI'^KY&= U =:\;"G:..WI7UE\&O%&A?&74=6\3:5
MM%W;>$O$B7EO\P-N[:)>C_ODYX/O7R?U4?05\[SMTTWO=_H?UMX T(T\FQ*I
MN\75NGY<D2)A@_\ UJC9,'_ZU2R#_.#4<BY^OTH/W8A9/;KUPM1/'A>1TZ_+
M4SK@]/T-1$[A_P#6/%!!%(#G\?2F,,I_]:I-N&_Q'^?\YIG44HDGH_[%:_\
M&8_PE_['31_X?^GV'_/_ .NBC]BSC]LGX2\?\SGH_P#Z70_Y_P#U45]7D'\.
M?J? \8?QJ?H_S/AKO_\ 7/\ G_/M3HOOG_/^?\^M-)Y_^O\ Y_S]:?"?G_\
MKUPGJ+<D ^8'\.O6G8YIH;YA_C3OXO\ Z]2S5;#XS@__ *Z?G'_ZS38FQW_\
M>IX.&Z_^/4I#%4_3\S3HSS^/J:;N]_\ Q^I$/).>GO1T&2YXIPZ4AX_/UI?X
M?_KU!0J]ZF)Y[?F:B7D_IUJ4MSU_\?J9%#@<^G3U-+GY?_KFFJ<+U_\ 'J?G
MY>O_ (]4EHD/ _\ KG_/^<T^'[_X>]1;N!S^.ZIHVZ?0]Z 'KS3G./3\_P#/
M^<4@/^<_Y_SBE/(HZC1*Y^04Z( OGCIV/TH)^3_[*EA.[)[YQUS4]!K8D3^5
M.'W/_K_Y_P YIJG/I_GWIZ'_ #G_ #_G'I4#0\=?_P!?^?3]*E4_*/KW)%1+
MZ^I_O?Y_SFIHSSU[>M-EQV)%Y;_/^?\ /O4J_P">M11G!Z]1@<]:D0_YS4W&
M._A_S_G_ "*ESR/\34:\]_UJ7=R.?_'JCJ6/SD__ %S_ )_S[5+_  U&AYZ_
MK_G_ #]:D_SUH0$BCD5-&!C_ .N:A7CO^M2I\J#I^!H-8DB#^G<U+$.2?\:C
M4\=?_'JEB/\ /UJ"B2/FI%Z__K_S_D5&AY/^-2(>?_LJ:+)%_P!9_P#KIZGG
M\/\ /^?\*;&<MU'_ 'U_G_/TI\9RW7I[U+V&B0_=J0\,/\33!R?_ *]2*?F'
M^-!9*#\__P!<U)G!_+U_S_GVJ.-L/U[9^]4J'+=1^=06A_05(O#"F@_-_P#7
MIZ'YO_KU'4I$B\@XQ[<FI4'S_P#ZZBC/?WQ]ZIHSQU_7_/\ GZ4RB2-?E^M2
M1#C_ !)IB\#_ .O4D3<#_'%2]BMV>M?L*HS_ +77@788A(;Z4(97V*#]GFQN
M/89ZGMS7K_\ P3E_8TO?@'\*]+O-$U634_BUXXLX;F2XFM4L+&S@=Q&^HSRW
M*?:/L\:Q2);QPJI?S,'YY9_*\L_X)\320?MK_#1X(_/F35MT<7F;?,<0R%5S
M@XR<#.#CWK[XN_ .J>)]9U#03KUCI/CB^ATVY^*7B2ZNOMNHZ7IYB>9='M%Q
MLA1EWCD(L<#O*S22S[J_0^"9M8>K'HVOR[;V]#\I\19\N)I/KR_J^NWW[C?A
MYX>T#Q9)IVJ^%]$UJZ\*^'M?G3PG )FM8?B!K,L+B75I;ABUQ>*"UQB>1MNQ
M9Y_G'E!?F+_@L;^U[9>&=%3X)>#]2CO!:WC:IXTU"+Y?[1OV&6A)R<(,CY<_
M(J1H/E45]3_M8_M96/[(7P3NOBK=6\G]O^*+5M-\!:?<18GLK5U1GN9%/^K:
M7$3F+'[N.*%=H*RBOP@_:"^+M[!'J&JWDUWJNN:Q<.TAP99KNY<ELGJ<DYSZ
M?05]OE])UZOM'\,=O-]_D?"<OLH:_$_31=OU9%X'\,0?M;?M<>&O DMMK5YX
M<MKF'4?$3Z8I\V.QB??,5;#'S?+7;&NQM\TD*=7&?V>^#-IJW[)/['NKZ]JV
MG:'\._$%R$@MM&T21;S5;61U\FQMY90S9^PVD<*&,2 ,MC-(ZLSNU?#_ /P1
ML_8W^Q:!ING^+_$GV;5/B=!IOC;5[31H5N[PZ3#<R-I=H90HCCEGOH'NY,N=
MD.FVXP?.94]W_P""O_QJL?@M\/U\,:-9-IMMX-T\S10?VF9IY;^=5*SRL H6
M2.WN("57(,.I7F"2E>CB'[:HJ,?3;[W^FB?1Z')S+FY;[:O76W3;OYM?,_-O
M]J;XBO\ %GQQ+9V4L4EC>>5H>G;928["6VEP=DF<R+L=MA.2\6,G KCK#54E
M\0J+-8Y+2TLWOI;&7+ 2,?*N+?ZM##*0/5\<8%89TF#7_'-S;65S]F@NK;[7
M8HQXL[VX#+M8#H04E4D<@3@#M5<ZM)K/AS4=2,+1WGB.Z*6<D<@_=W*%(@I(
MZ!S),Q(SS(W=17W])*C%0CM'3[O\V^O?R/G)OVCYGO+7[_\ ))[=O,W]"U('
M3=)!:>4VT%Q?RQR-A]IBW"1'[EHY@RXZR6X/?%:>G7 BAMXW9!MCL4EW%D3*
MH\K94<E"<-N'./+_ +S9YW4]061]8-O/#-9V^F06ELYX,4<\CE%QW*3,@*\'
M;GUQ6U=7RQZ])()9$6*^D0;B?M, 2RD)7_<5UD7ZQ1]R:WB]+?UV_0Q<=_Z\
M_P!3V7]D25[?]K3X,W$:?ZOQ5H=O.9&!,<#3Z:ISCY00Q0X /R[^C'-?;7[)
M^AP^*?VX/$.FW+O%!J-MXHMI77JBO8WJL1] :^(/V-+CR?VJ?A)M8;8?%>BB
M/8/DXO=*5@K?PCL3UD;/8U]X?L-V?VS_ (*$7-N&V>8WB*(,.=N;2\&17X5X
MY7]A2<=^2?Y(_5O"S_=L:^T5_P"W'G7_  52T!OBE\&_ >HW>GK<ZU;:A96U
MTD-R8<%#);,V/0F-,U\ >%=.@\/ZOB[T2\<H((O*^UYP1<GMWXK]4O\ @H1H
M6DZ_\/?'7A@VEE<7^@:T-7L'9\/Y<L27&T,.5_?I,-O3)]Z_*![>*\OH)QI-
MJGG) W.HGC]_W.:_B#@*KSX"IAW=)2[])6EW]3]!S"F_<J6W7Y:'??!ACI'Q
M<TZ22PNHH+N2ZLI"UUP(YKED/_H0/X5U'[1>DZ?\,+#5M$T>VN[S6=3MY9-1
MOVO2TUNP*MY"G.%)7:7VC@.H]:\CN[C^RY9+B'3+19K9IIH]NH$89;L,._J!
M7?\ [7$4^J_%/6]0GM+.Y6XTHRV4GVGRB\#QQE20/O$\@MU( ST%?0SPW-F%
M*<GHT]+[N+377^]<BE*U"2]/QW_(\S\60WX\/37+)J.Z"_N8U!O222(4D'ZC
M^=?=_B/]L?5/C%^STRQ6UKHK:UHNW4+NW!,DVR+:PR> <@#CFO@?Q5IZMX)G
M7^R[7G5[LC_3/2TC_P :]G_9T\:1ZO\ ":ZT619+&:Q9H$BCN-T;QM">?]\9
MYQUXKUL5&2PZE2>SZ=OO9['#]9*M*F^J_%'S[\*_A]+XKUE?-@N8XM+%O(S-
M.</)L(50/3AB?H*^B/"C2:W*-%@V1&2$QZE<9/F"T4ED5?1I Q7=U !/6N%D
MT6'P=\6+YQ-_9]MJ&GVDUNFX[9"J,K C&!A0I/<[C7=>#9SI/CJYNUY2ZTQ
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M[):2M_FOS/G;]D'P/XJ^'GQ]U>VD@==%N/!?B;SY[?<UO,O]AWY3)/0[PO!
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M UJ>"FN6Z;7:T;6_"Z^6FY[5H.G:3%J6NA#&MTGA#Q))!'(1DD:/=JY3(R"
MX!QV:OAI&X7GL/XJ^Y_#0T[Q)I$^M0SQ/#J'@_Q!=:<Y )?=H=\&&<?*<$Y&
M?^69],U\,KT'_P!:O!Q/P1^?Z']5>!-EE.(2U7M/SA'^O0C/3K^O2HG^]_\
M7J9AS^/M44GWJY8G[<R)_O'G\<U"W3K_ ./5.WWZB8<]_3M5^1+(6.>__CP_
MS_GVJ)ONU+_#_P#JJ-ON_P"?\_Y]JD1Z1^Q>?^,Q?A+U_P"1ST?OQ_Q^PT4?
ML7_\GC?"7_L<]'_]+H:*^KX?_AR]5^1^?<8?QJ?H_P SX7QQ_P#6_P _YS4D
M(^_]/3Z?Y_*HR.?_ *W^?\_2I(!RWT]/?_/^37$>JMQX'/\ ]:G?YZ4@Z_\
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M ,D<'_OG_/\ GZT^/_/']*EE(E4<?EVS_G_/I4@Y(^OIFHU&?_U4_;G''?\
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MA_\ KU+-421_T]Z=CG_ZQIL9P/\ ZYIV?\Y-)@/0?-_]8T]1\W;IZ&F*W/\
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M?^":7PLN8OV4=+DM+@O?>-]1NM1:*#6M+W;)9$T:W+VMTA.5234)1\W/E'U
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MO^\Z']B[P\MG\9M3;*^=#X.\3.R<[E4Z%?J#],UPBCY1_@?2O<OV:_!J:?\
M%[7M0:XA('@KQ'!;Q(3E1_8MZ3G]?\BO"XFR.WYFODN)Z$:56$8]OU/[\^B=
M*4N&,4Y/_E^__3=,:YPW;\C4;C:W_P"NI&.?S]:C?[W;\Z^<CL?U&R-N7J"0
M[2>G7T-3-]__ .O_ )_S]:A<\'I_WT:HED?0=O7H:C8?+4A/R_\ US43G! J
M23TG]B[_ )/&^$O_ &.>C_\ I=#11^Q>?^,QOA+_ -CGH_\ Z70T5]7P_P#P
MY>J_(_/N,/XU/T?YGPN3_G/^?\_6GPGY_P#Z],SG_P#7_G_.:DAZGK7$>JAX
M/S#_ !IW\7_UZ8&_>8_K]:?G/Z=ZEFJV)(C@_P#UZ>I^;K_X]3(SQW_.G9]_
MUI2W&.W<]?\ Q^GH?G//_CU,!SW/_?0I\;9;_P"R%'0?0G)_G2CK32<#_P"O
M3P?E[U)0L9PW_P!>I6?)Z_\ C]0KU/TJ;=SU/_?0J&4.#Y[_ /CU.#8 Y_\
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M\"?!<!7$@Q\/-)X;CYL>1UX'Y#TKS%3Q_P#7IRON_P#UT?VQCO\ G]+[V/\
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M*83D?_7K58W$1VF_O..7"F2R5I86FU_A7^1[,?V\O& 7_D7OA;TZ?\(3I_\
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M]C0>IV_Y%2]__P!51*,G'K[5+CV_\=J6,4?C^E/0<'KT]J8H_P [13D'!_\
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M^?\ .*EFA*O^>*E7K_\ JJ(<?_JJ0=O\/\_Y^E"*1*#E^_Z4]6R__P"K_/\
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M3@8Y_2HY*<PR?_K5&[9;_P"M6R(&.<GVZ=JB?AN^.O:GG[WX_P!VF2'.>/\
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M:!^*W_?,'_RJKYM/WO\ ZQI#C=V_6C^SL/\ RA_:N+_G9]*+_P $WOV$0?\
MDX#XK'ZK!_\ *JG#_@G%^PB/^:__ !5_[X@_^55?-0^__P#6-(N,GI^1I?V=
MA_Y0_M;%_P [/I9?^"<O["0''[0'Q5'_  "#_P"55*?^"<O["1'_ "<!\5?^
M^(/_ )55\T+C!Z?D:3^#M^M/^S</_*/^UL7_ #L^F1_P3G_815?^2_?%0_\
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MHGWV0_\ RJKY;/3M^1H;J.GY&E_9F&_E'_;&,_Y^,^IA^P-^PPH_Y+[\3_\
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M_P#OU'_\K*>/V1OV(U;_ )+M\1O^_4?_ ,K*^/3]_P#^L:08W=OUI?V3A?Y
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MC!Z?D:/[(PG\@O[?S#_GZS[)_P"&5/V)2<_\+U^(?_?E/_E936_90_8D8?\
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M4TBR]>O_ 'U110(!+\IX/YTHE^3O^=%%,8&7Y>_YT-+P.#^=%%)!8#+\W?\
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M9?G[_G1YOS__ %Z**! LOS=_SH67@\'_ +ZHHH !-\O?_OJ@S?+W_P"^J**
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"_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
