XML 67 R58.htm IDEA: XBRL DOCUMENT

Segment information (Tables)

12 Months Ended

Mar. 31, 2023

Schedule of Segment Reporting Information, by Segment

Summarized segment information for the fiscal years ended March 31, 2021, March 31, 2022 and March 31, 2023:


		Fiscal year ended March 31,
		2021																2022
		Retail Banking				Wholesale Banking				Treasury Services				Total				Retail Banking				Wholesale Banking				Treasury Services				Total

		(In millions)
Net interest income/ (expense) (external)		Rs.	361,343.5			Rs.	278,431.0			Rs.	43,912.0			Rs.	683,686.5			Rs.	418,823.0			Rs.	297,694.0			Rs.	32,322.5			Rs.	748,839.5
Net interest income/ (expense) (internal)			176,420.0				(143,863.7	)			(32,556.3	)			—				141,001.2				(113,339.0	)			(27,662.2	)			—
Net interest revenue			537,763.5				134,567.3				11,355.7				683,686.5				559,824.2				184,355.0				4,660.3				748,839.5
Less: Provision for credit losses			145,822.0				8,411.4				—				154,233.4				122,622.6				4,356.9				—				126,979.5

Net interest revenue, after provision for credit losses			391,941.5				126,155.9				11,355.7				529,453.1				437,201.6				179,998.1				4,660.3				621,860.0
Non-interest revenue			175,447.7				72,420.1				5,107.9				252,975.7				203,468.5				55,813.2				11,292.5				270,574.2
Non-interest expense			(306,461.1	)			(34,238.4	)			(1,902.8	)			(342,602.3	)			(345,321.5	)			(25,544.1	)			(2,406.4	)			(373,272.0	)

Income before income tax		Rs.	260,928.1			Rs.	164,337.6			Rs.	14,560.8			Rs.	439,826.5			Rs.	295,348.6			Rs.	210,267.2			Rs.	13,546.4			Rs.	519,162.2

Income tax expense														Rs.	113,820.1															Rs.	132,559.2

Segment assets:
Segment total assets		Rs.	9,356,987.2			Rs.	7,011,959.9			Rs.	1,610,834.9			Rs.	17,979,782.0			Rs.	11,384,802.9			Rs.	8,106,671.0			Rs.	1,622,231.6			Rs.	21,113,705.5


		Fiscal year ended March 31,
		2023
		Retail Banking				Wholesale Banking				Treasury Services				Total				Total

		(In millions)
Net interest income/(expense) (external)		Rs.	474,489.5			Rs.	367,857.6			Rs.	71,641.4			Rs.	913,988.5			US$	11,120.5
Net interest income/(expense) (internal)			168,806.2				(116,903.5	)			(51,902.7	)			—				—
Net interest revenue			643,295.7				250,954.1				19,738.7				913,988.5				11,120.5
Less: Provision for credit losses			86,920.2				(12,706.4	)			—				74,213.8				903.0

Net interest revenue, after provision for credit losses			556,375.5				263,660.5				19,738.7				839,774.7				10,217.5
Non-interest revenue			252,576.6				42,286.9				(3,477.0	)			291,386.5				3,545.1
Non-interest expense			(432,689.9	)			(34,261.7	)			(1,827.8	)			(468,779.4	)			(5,703.7	)

Income before income tax		Rs.	376,262.2			Rs.	271,685.7			Rs.	14,433.9			Rs.	662,381.8			US$	8,058.9

Income tax expense														Rs.	166,117.4			US$	2,021.1

Segment assets:
Segment total assets		Rs.	13,599,750.2			Rs.	9,274,409.1			Rs.	2,881,464.7			Rs.	25,755,624.0			US$	313,366.9