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CONSOLIDATED STATEMENTS OF INCOME
₨ in Millions, $ in Millions
 12 Months Ended
Mar. 31, 2024
INR (₨)
₨ / shares
Mar. 31, 2024
USD ($)
$ / shares
Mar. 31, 2023
INR (₨)
₨ / shares
Mar. 31, 2022
INR (₨)
₨ / shares
Interest and dividend revenue:        
Loans ₨ 2,194,525.5 $ 26,332.2 ₨ 1,351,818.0 ₨ 1,057,925.6
Trading securities 3,563.1 42.8 2,964.6 1,647.5
Available for sale debt securities 516,550.0 6,198.1 304,566.7 240,943.0
Other 67,287.6 807.4 30,177.4 32,620.9
Total interest and dividend revenue 2,781,926.2 33,380.5 1,689,526.7 1,333,137.0
Interest expense:        
Deposits 997,405.6 11,967.9 615,108.9 489,010.1
Short-term borrowings 100,181.0 1,202.1 58,142.8 17,675.2
Long-term debt 432,520.3 5,189.8 101,587.8 77,456.3
Other 3,815.9 45.8 698.7 155.9
Total interest expense 1,533,922.8 18,405.6 775,538.2 584,297.5
Net interest revenue 1,248,003.4 14,974.9 913,988.5 748,839.5
Provision for credit losses 133,063.1 1,596.6 74,213.8 126,979.5
Net interest revenue after provision for credit losses 1,114,940.3 13,378.3 839,774.7 621,860.0
Non-interest revenue, net:        
Fees and commissions 280,965.9 3,371.3 239,603.7 202,979.5
Trading securities gain/(loss), net 41,595.0 499.1 479.9 2,455.5
Realized gain/(loss) on sales of available for sale debt securities, net 826.7 9.9 (720.3) 16,745.8
Allowance on available for sale debt securities 70.9 0.9 (70.9) 2,915.1
Foreign exchange transactions 15,521.2 186.2 25,547.0 34,851.4
Derivatives gain/(loss), net 18,558.5 222.7 15,366.1 1,422.0
Premium and other operating income from the insurance business 381,879.5 4,582.2 0.0 0.0
Other, net (486.8) (5.8) 11,181.0 9,204.9
Total non-interest revenue, net 738,930.9 8,866.5 291,386.5 270,574.2
Total revenue, net 1,853,871.2 22,244.8 1,131,161.2 892,434.2
Non-interest expense:        
Salaries and staff benefits 288,776.0 3,465.0 199,726.8 165,287.7
Premises and equipment 65,131.5 781.5 45,069.9 36,236.0
Depreciation and amortization 31,147.3 373.7 23,489.7 16,816.9
Administrative and other 281,020.8 3,372.0 200,493.0 154,931.4
Amortization of intangible assets 21,201.0 254.4 0.0 0.0
Claims and benefits paid pertaining to insurance business 381,965.8 4,583.2 0.0 0.0
Total non-interest expense 1,069,242.4 12,829.8 468,779.4 373,272.0
(Surplus) / Deficit in P&L transferred to undistributed policyholders earnings account (79,169.8) (950.0) 0.0 0.0
Income before income tax expense 705,459.0 8,465.0 662,381.8 519,162.2
Income tax expense 77,827.1 933.9 166,117.4 132,559.2
Net income before noncontrolling interest 627,631.9 7,531.1 496,264.4 386,603.0
Less: Net income attributable to shareholders of noncontrolling interest 4,975.3 59.7 817.5 602.6
Net income attributable to HDFC Bank Limited ₨ 622,656.6 $ 7,471.4 ₨ 495,446.9 ₨ 386,000.4
Per share information: (see note: 30)        
Earnings per equity share—basic | (per share) ₨ 88.66 $ 1.06 ₨ 89.02 ₨ 69.76
Earnings per equity share—diluted | (per share) 88.31 1.05 88.68 69.38
Per ADS information (where 1 ADS represents 3 shares): (see note: 30)        
Earnings per ADS—basic | (per share) 265.98 3.18 267.06 209.28
Earnings per ADS—diluted | (per share) 264.93 3.15 266.04 208.14
Dividends declared per equity share | (per share) ₨ 19.5 $ 0.23 ₨ 19 ₨ 15.5