XML 115 R98.htm IDEA: XBRL DOCUMENT v3.24.2
Loans by Facility (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2024
INR (₨)
Mar. 31, 2024
USD ($)
Mar. 31, 2023
INR (₨)
Mar. 31, 2023
USD ($)
Mar. 31, 2022
INR (₨)
Mar. 31, 2021
INR (₨)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans ₨ 26,793,047.4 $ 321,490.8 ₨ 17,418,092.4      
Less: Allowance for credit losses 457,346.5 5,487.7 365,164.5 $ 4,381.6 ₨ 372,671.8 ₨ 343,528.7
Total 26,335,700.9 316,003.1 17,052,927.9      
Auto loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 29,948.9   33,835.5   41,769.4 39,396.1
Personal loans/Credit card            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 116,999.6   99,634.4   111,566.4 110,081.0
Retail business banking            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 75,300.5   63,974.8   49,055.0 42,288.4
Commercial vehicle and construction equipment finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 32,096.1   31,130.6   31,750.9 26,356.7
Housing loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 9,906.8   3,269.9   2,692.2 4,578.0
Other retail loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Less: Allowance for credit losses 80,453.8   72,012.4   61,437.0 49,229.2
Retail Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 19,590,408.1 235,066.1 11,506,580.3      
Retail Loans | Auto loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 1,378,523.1 16,541.0 1,221,097.6      
Retail Loans | Personal loans/Credit card            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 3,119,246.7 37,428.0 2,782,828.5      
Retail Loans | Retail business banking            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 4,207,836.2 50,490.0 3,378,625.2      
Retail Loans | Commercial vehicle and construction equipment finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 1,619,602.9 19,433.7 1,285,887.8      
Retail Loans | Housing loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 6,993,168.0 83,911.3 1,020,901.6      
Retail Loans | Other retail loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 2,272,031.2 27,262.1 1,817,239.6      
Wholesale loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 7,202,639.3 $ 86,424.7 5,911,512.1      
Less: Allowance for credit losses ₨ 112,640.8   ₨ 61,306.9   ₨ 74,400.9 ₨ 71,599.3