XML 117 R100.htm IDEA: XBRL DOCUMENT v3.24.2
Loan Delinquency and Non-Accrual Loans (Detail)
₨ in Millions, $ in Millions
Mar. 31, 2024
INR (₨)
Mar. 31, 2024
USD ($)
Mar. 31, 2023
INR (₨)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans ₨ 26,793,047.4 $ 321,490.8 ₨ 17,418,092.4
Finance receivable on non-accrual status 327,443.9 3,929.0 200,708.8
Retail Loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 19,590,408.1 235,066.1 11,506,580.3
Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,378,523.1 16,541.0 1,221,097.6
Finance receivable on non-accrual status 14,998.0   15,941.6
Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 3,119,246.7 37,428.0 2,782,828.5
Finance receivable on non-accrual status 25,466.5   22,770.1
Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 4,207,836.2 50,490.0 3,378,625.2
Finance receivable on non-accrual status 53,355.4   43,937.8
Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 1,619,602.9 19,433.7 1,285,887.8
Finance receivable on non-accrual status 21,563.6   21,823.8
Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 6,993,168.0 83,911.3 1,020,901.6
Finance receivable on non-accrual status 43,712.7   5,900.3
Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 2,272,031.2 27,262.1 1,817,239.6
Finance receivable on non-accrual status 61,520.0   56,822.9
Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 7,202,639.3 86,424.7 5,911,512.1
Finance receivable on non-accrual status 106,827.7   33,512.3
31 to 90 days past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 161,159.9 1,933.8 100,768.4
31 to 90 days past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 6,083.8   5,738.3
31 to 90 days past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 24,446.2   20,871.1
31 to 90 days past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 12,571.8   21,241.0
31 to 90 days past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 19,351.4   15,089.3
31 to 90 days past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 37,025.6   3,916.0
31 to 90 days past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 26,479.0   30,007.7
31 to 90 days past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 35,202.1   3,905.0
Non-accrual/ 91 days or more past due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 327,443.9 3,929.0 200,708.8
Non-accrual/ 91 days or more past due | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 14,998.0   15,941.6
Non-accrual/ 91 days or more past due | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 25,466.5   22,770.1
Non-accrual/ 91 days or more past due | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 53,355.4   43,937.8
Non-accrual/ 91 days or more past due | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 21,563.6   21,823.8
Non-accrual/ 91 days or more past due | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 43,712.7   5,900.3
Non-accrual/ 91 days or more past due | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 61,520.0   56,822.9
Non-accrual/ 91 days or more past due | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans 106,827.7   33,512.3
Total current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 26,304,443.6 [1] $ 315,628.0 [1] 17,116,615.2 [3]
Total current | Retail Loans | Auto loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,357,441.3 [1]   1,199,417.7 [3]
Total current | Retail Loans | Personal loans/Credit card      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 3,069,334.0 [1]   2,739,187.3 [3]
Total current | Retail Loans | Retail business banking      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 4,141,909.0 [1]   3,313,446.4 [3]
Total current | Retail Loans | Commercial vehicle and construction equipment finance      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 1,578,687.9 [1]   1,248,974.7 [3]
Total current | Retail Loans | Housing loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 6,912,429.7 [1]   1,011,085.3 [3]
Total current | Retail Loans | Other Retail      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] 2,184,032.2 [1]   1,730,409.0 [3]
Total current | Wholesale loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Gross loans [2] ₨ 7,060,609.5 [1]   ₨ 5,874,094.8 [3]
[1] Includes crop-related agricultural loans with days past due less than 366 as they are not considered as non-performing of Rs. 35.4 billion.
[2] Loans up to 30 days past due are considered current.
[3] Includes crop-related agricultural loans with days past due less than 366 as they are not considered as non-performing of Rs. 31.8 billion.