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Deposits (Tables)
12 Months Ended
Mar. 31, 2024
Deposit Liabilities Table Disclosures
Deposits include demand deposits, which are non-interest-bearing,
and
savings and time deposits, which are interest-bearing. Deposits as of March 31, 2023 and March 31, 2024 were as follows:
 
    
As of March 31,
 
    
2023
    
2024
    
2024
 
                      
    
(In millions)
 
Interest-bearing:
        
Savings deposits
   Rs. 5,624,911.4      Rs. 5,987,449.1      US$ 71,843.6  
Time deposits
     10,472,547.9        14,700,957.1        176,397.4  
  
 
 
    
 
 
    
 
 
 
Total interest-bearing deposits
     16,097,459.3        20,688,406.2        248,241.0  
Non-interest-bearing deposits
     2,729,176.3        3,079,829.4        36,955.0  
  
 
 
    
 
 
    
 
 
 
Total
   Rs.  18,826,635.6      Rs.  23,768,235.6      US$  285,196.0  
  
 
 
    
 
 
    
 
 
 
Time Deposits By Maturity
As of March 31, 2024, the scheduled maturities for total time deposits were as follows:
 

 
  
As of March 31, 2024
 
 
  
(In millions)
 
Due to mature in the fiscal year ending March 31:
     
2025
   Rs.  10,598,905.6      US$ 127,176.7  
2026
     2,030,231.8        24,360.8  
2027
     972,634.2        11,670.7  
2028
     495,929.0        5,950.7  
2029
     365,318.4        4,383.5  
Thereafter
     237,938.1        2,855.0  
  
 
 
    
 
 
 
Total
   Rs.  14,700,957.1      US$  176,397.4