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Segment information (Tables)

12 Months Ended

Mar. 31, 2024

Schedule of Segment Reporting Information, by Segment

Summarized segment information for the fiscal years

ended

March 31, 2022, March 31, 2023 and March 31, 2024:


		Fiscal year ended March 31,
		2022																2023
		Retail Banking				Wholesale Banking				Treasury Services				Total				Retail Banking				Wholesale Banking				Treasury Services				Total

		(In millions)
Net interest income/ (expense) (external)		Rs.	418,823.0			Rs.	297,694.0			Rs.	32,322.5			Rs.	748,839.5			Rs.	474,489.5			Rs.	367,857.6			Rs.	71,641.4			Rs.	913,988.5
Net interest income/ (expense) (internal)			141,001.2				(113,339.0	)			(27,662.2	)			—				168,806.2				(116,903.5	)			(51,902.7	)			—
Net interest revenue			559,824.2				184,355.0				4,660.3				748,839.5				643,295.7				250,954.1				19,738.7				913,988.5
Less: Provision for credit losses			122,622.6				4,356.9				—				126,979.5				86,920.2				(12,706.4	)			—				74,213.8

Net interest revenue, after provision for credit losses			437,201.6				179,998.1				4,660.3				621,860.0				556,375.5				263,660.5				19,738.7				839,774.7
Non-interest revenue			203,468.5				55,813.2				11,292.5				270,574.2				252,576.6				42,286.9				(3,477.0	)			291,386.5
Non-interest expense			(345,321.5	)			(25,544.1	)			(2,406.4	)			(373,272.0	)			(432,689.9	)			(34,261.7	)			(1,827.8	)			(468,779.4	)

Income before income tax		Rs.	295,348.6			Rs.	210,267.2			Rs.	13,546.4			Rs.	519,162.2			Rs.	376,262.2			Rs.	271,685.7			Rs.	14,433.9			Rs.	662,381.8

Income tax expense														Rs.	132,559.2															Rs.	166,117.4

Segment assets:
Segment total assets		Rs.	11,384,802.9			Rs.	8,106,671.0			Rs.	1,622,231.6			Rs.	21,113,705.5			Rs.	13,599,750.2			Rs.	9,274,409.1			Rs.	2,881,464.7			Rs.	25,755,624.0


		Fiscal year ended March 31,
		2024
		Retail Banking				Wholesale Banking				Treasury Services				Insurance Services				Others				Total				Total

		(In millions)
Net interest income/(expense) (external)		Rs.	624,203.3			Rs.	249,868.7			Rs.	265,306.7			Rs.	86,474.6			Rs.	22,150.1			Rs.	1,248,003.4			US$	14,974.9
Net interest income/(expense) (internal)			178,794.9				65,798.9				(244,593.8	)			—				—				—				—
Net interest revenue			802,998.2				315,667.6				20,712.9				86,474.6				22,150.1				1,248,003.4				14,974.9
Less: Provision for credit losses			118,900.0				14,163.1				—				—				—				133,063.1				1,596.6

Net interest revenue, after provision for credit losses			684,098.2				301,504.5				20,712.9				86,474.6				22,150.1				1,114,940.3				13,378.3
Non-interest revenue			276,151.7				24,303.9				11,784.3				418,250.0				8,441.0				738,930.9				8,866.5
Non-interest expense			(548,753.1	)			(84,735.1	)			(6,278.2	)			(493,763.8	)			(14,882.0	)			(1,148,412.2	)			(13,779.8	)

Income before income tax		Rs.	411,496.8			Rs.	241,073.3			Rs.	26,219.0			Rs.	10,960.8			Rs.	15,709.1			Rs.	705,459.0			US$	8,465.0

Income tax expense																						Rs.	77,827.1			US$	933.9

Segment assets:
Segment total assets		Rs.	23,256,928.8			Rs.	13,133,744.0			Rs.	2,731,823.5			Rs.	4,387,398.1			Rs.	608,678.6			Rs.	44,118,573.0			US$	529,380.6