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v3.25.2

Summary of significant accounting policies (Tables) | 12 Months Ended
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Mar. 31, 2025
Schedule of Composite depreciation rate | Property and equipment are stated at cost, less accumulated depreciation. Depreciation is provided over the estimated useful lives of property and equipment on a straight-line basis at the following rates:
Type of Asset |  | Rate of depreciation
Premises |  | 1.67%
Software and systems |  | 20.00%
Equipment and furniture |  | 10.00%-33.33%
Schedule of intangible assets and basis of amortization | Indefinite-lived intangible assets are not amortized but are tested for impairment annually, or more frequently, if necessary.
Intangible Assets |  | Useful lives (years) |  | Amortization method
Brand |  | Indefinite |  | Not applicable
Investment Management Contract |  | Indefinite |  | Not applicable
Value of Business Acquired (VOBA) |  | Life of the underlying contracts |  | Constant level basis(*)
Distribution Network |  | 17 |  | Straight line
Customer Relationship |  | 17 |  | Straight line
Transferable Development Rights |  | 8 |  | Straight line
( * ) | VOBA is amortized on a constant-level basis that approximates straight-line amortization (Refer note 2 1 )

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- Definition Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance, by either major class or business segment. + References No definition available. + Details
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