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v3.25.2

Non-interest revenue (Tables) | 12 Months Ended
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Mar. 31, 2025
Summary of Disaggregation of Revenue | The table below presents the fees and commissions disaggregated by revenue source for the fiscal years ended March 31, 2023, March 31, 2024 and March 31, 2025.
|  | Fiscal year ended March 31, |
|  | 2023 |  |  | 2024 |  |  | 2025 |  |  | 2025 |
|  | (In millions) |
Deposit related fees |  | Rs. | 40,749.9 |  |  | Rs. | 45,178.6 |  |  | Rs. | 49,755.2 |  |  | US$ | 582.4 |
Lending related fees |  |  | 48,878.2 |  |  |  | 55,501.7 |  |  |  | 63,372.6 |  |  |  | 741.8 |
Third-party products related fees |  |  | 54,548.9 |  |  |  | 43,049.3 |  |  |  | 49,214.3 |  |  |  | 576.1 |
Payments and cards business fees |  |  | 72,969.0 |  |  |  | 92,568.5 |  |  |  | 104,416.2 |  |  |  | 1,222.2 |
Investment Management Fee |  |  | — |  |  |  | 20,819.1 |  |  |  | 36,902.3 |  |  |  | 432.0 |
Others |  |  | 22,457.7 |  |  |  | 23,848.7 |  |  |  | 20,425.9 |  |  |  | 239.1 |
Fees and commissions |  | Rs. | 239,603.7 |  |  | Rs. | 280,965.9 |  |  | Rs. | 324,086.5 |  |  | US$ | 3,793.6 |
Summary of Disaggregation of Revenue from Business Segments | The table below presents the fees and commissions disaggregated by segment for the fiscal years ended March 31, 2023, March 31, 2024 and March 31, 2025.
|  | Fiscal year ended March 31, |
|  | 2023 |  |  | 2024 |  |  | 2025 |  |  | 2025 |
|  | (In millions) |
Retail Banking |  | Rs. | 215,252.5 |  |  | Rs. | 229,890.7 |  |  | Rs. | 254,120.5 |  |  | US$ | 2,974.5 |
Wholesale Banking |  |  | 23,619.5 |  |  |  | 27,844.8 |  |  |  | 30,699.5 |  |  |  | 359.4 |
Treasury Services |  |  | 731.7 |  |  |  | 414.9 |  |  |  | 159.7 |  |  |  | 1.9 |
Insurance services |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Others |  |  | — |  |  |  | 22,815.5 |  |  |  | 39,106.8 |  |  |  | 457.8 |
Fees and commissions |  | Rs. | 239,603.7 |  |  | Rs. | 280,965.9 |  |  | Rs. | 324,086.5 |  |  | US$ | 3,793.6 |

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